#UsapangPera: Mga Tips sa Pagyaman with Sir Vince tackles money issues such as savings, loans, budgeting, and investing among others. Visit Sir VInce's website: www.vincerapisura.com. How to join SEDPI Coop: 1. Join SEDPI Foundation at bit.ly/SEDPIOnlineSRI by clicking “Register” and filling out the form 2. Take the online Pre-Membership Education Seminar (PMES) at bit.ly/SEDPICoopPMES 3. Pay membership fee and initial share capital Simulan ang pagiinvest the socially responsible way sa: bit.ly/SEDPIOnlineSRI Pag-IBIG MP2: * Watch the play list: https://www.youtube.com/playlist?list... SSS Retirement: Watch the playlist https://www.youtube.com/playlist?list... How to invest 100K: https://youtu.be/dxHRZn7uP-4 Celebrity guests include venus Raj (Season 1); Nicole Cordovez and Sinon Loresca (Season 2); Atom Araullo (Season 3) and Porky (Season 4). Smart Parenting Board of Expert

Video Transcript / Subtitles:( AI generated. About AI subtitles » )

* AI ("Artificial Intelligence") subtitles on Tagalog.com are generated using "Whisper" by OpenAI (the same company that created ChatGPT and DallE2). Results and accuracy may vary.
* The subtitles do include errors occasionally and should only be used as a tool to help with your listening practice.
* You can request this website to create a transcript for a video if one doesn't already exist by clicking the "Request AI Subtitles" button below a video. Transcribing usually takes 30-40% of the length of a video to complete if there are no other videos in the queue. For example, a 21 minute video will take 7-8 minutes to transcribe.
* Running a super fast cloud GPU server to do these transcriptions does cost money. If you have the desire and financial ability, consider becoming a patron to support these video transcriptions, and the other tools and apps built by Tagalog.com

So meron akong tanong, tama o mali? I'm 40 years old now,

naka 120 contributions na ako, pwede na ba ako magsimula mag-pension?

May nagtatanong po sa atin yan.

At ang sagot po dyan ay mali.

Kasi kailangan po tayo ay 60 years old at yan ang age na earliest para tayo ay magkaroon ng pension.

So ituloy pa rin natin ang pagbabayad para lumaki ang ating monthly pension.

Dahil kung ititigil natin ang ating pagbabayad kapag naka 120 na tayo,

mawawala po ng visa yung ibang mga benefits.

Kasi like yung mga sickness benefit, mga ganyan, mga maternity benefit,

kailangan ay active tayo. May mga semester-semester na bilang of contributions na dapat ma-meet natin.

So sayang naman. Pagpatuloy natin yan.

Ang SSS po ay ang nagbibigay ng universal and equitable social protection sa lahat ng mga Pilipino.

At kapag tayo ay tumigil sa ating pagbabayad nyan,

ito po yung mga social protection benefits na mamimiss out natin.

On the short term, yung sickness benefit, maternity benefit, and funeral benefit.

At on the long term naman, disability benefits, death benefit, and retirement benefits.

So ito po yung summary table ng benefits natin para lang makita natin.

Una, kapag tayo ay nag-contribute isang beses lang sa SSS, lifetime applicable,

meron na tayong funeral benefit na makukuha. Minimum po yan, P20,000 ang makukuha natin.

Nung tinignan ko yung akin sa member.sss.gov.ph, yung sa akin nasa parang P36,000 na.

Required contributions, tatlo per year meron tayong sickness benefit.

Tatlong contributions per year, magkakaroon din ng maternity benefit.

Pero siyempre ako, hindi ako pupwede dyan sa maternity benefit

unless magkaroon na ng teknolohiya na ako ay mabuntis.

Magdasal po natin yan.

36 times na nag-contribute tayo in our lifetime, we can now get the disability benefit.

Tapos ganoon din ulit, 36 times, laktaw-laktaw, hindi tuloy-tuloy, okay lang yan.

May death benefit mukod sa funeral benefit.

36 to 119 in our lifetime, may lump-sum pension po na makukuha dyan.

At kapag 120 na ang ating contributions and above for our lifetime,

we get our monthly pension.

Yan ha? So yan po yung mga benefits natin.

Handa ka na bang lumevel up sa savings mo?

Join the SEDPICA Sosyo Community and get started to be a social investor today!

Step 1. Umatend ng Self-Based Online Pre-Membership Education Seminar.

Mag-sign up sa bit.ly slash sedpicooppmes now na!

Step 2. I-deposit ang iyong initial share capital, membership fee,

at joint venture savings sa GCash, BDO Online Banking, BPI Online Banking,

Maya, EasyPay, or Direct Bank Deposit.

Daming options, di ba?

Sundi ng simple instructions sa bit.ly slash sedpipay para makapagsimula.

Step 3. Mag-login sa iyong SEDP SRI online account at ipaalam ang inyong deposit.

Go to bit.ly slash sedpionlinesri at kami na ang bahala sa iyo.

Ano bang inihintay mo?

Sali na sa SEDPICA Sosyo ngayon and let's start building a brighter financial future together!