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00:00.0
May property ka ba at naguguluhan ka kung papaupahan mo ang property mo o mag-uumpisa ka ng sariling negosyo?
00:09.8
Kung yan ang gusto mo malaman, this is the episode for you.
00:13.0
Videos that will make you wealthy and debt-free.
00:17.9
Hi there, this is Trinkee Tanyor, Pampansang World Coach.
00:23.1
Thank you very much for tuning in to this channel.
00:25.1
This is the channel of the Epunaryo at yung mga Umoonlad.
00:28.0
Okay, are you torn between two, again, decisions?
00:31.2
Na, ano, property rental, papaupahan ko na lang, o ako na lang mag-start ng business?
00:35.4
Siyempre naman, ito lang ha, bago po tayo ng mag-uumpisa.
00:39.5
Maraming po talaga tayong mga desisyon na kailangan gawin sa buhay.
00:43.3
And this decision that you make in life can make or break you.
00:46.6
Especially ha, when it comes to mga ganitong kalalaki po.
00:50.2
Sana yung desisyon natin po, saan lang tayo kakain, kung anong panunoorin lang natin.
00:54.7
Kasi itong mga desisyon na ito, kung magkamali po kayo, medyo may cost po yan.
00:58.8
Malaki po ang medyo tama po sa inyo.
01:01.3
So right now, pag-usapan muna natin ang mga pros and cons,
01:05.3
kung gusto mo na lang paupahan ang iyong property and earn rental income.
01:10.3
Ang magandahan po, number one advantage, magkakaroon ka ng tinatawang ng passive income.
01:14.3
Anong ibig sabihin po ng passive income?
01:16.1
Even if you stop working, your sources of income will never stop.
01:20.5
That's number one.
01:21.6
Kunyari, imagine mo kung meron kang paupahan na isang lugar.
01:25.2
Kunyari, commercial area, 20,000.
01:27.5
At meron kang lima.
01:28.9
Limang commercial area.
01:30.3
O, di ba, may 100,000 pesos a month ka na.
01:35.8
That's number one.
01:36.5
And number two, ang kagandahan yan,
01:38.5
iyo pa rin ang property and in time,
01:41.4
nagkakaroon po ng tinatawag na property appreciation.
01:44.7
Tumataas po ang halagang ng iyong lupa.
01:48.7
ang kagandahan po dito,
01:49.9
pag ikaw mismo pinapaupahan mo,
01:52.6
wala kang masyadong involvement.
01:54.6
Hindi naman ikaw magbebenta,
01:56.7
hindi ikaw magtatrabaho,
01:58.3
hindi ikaw yung magbabantay.
01:59.9
Ang hihintay mo ng every month,
02:02.0
or gusto mo kung mag-hire ka na lang sa maintenance,
02:04.1
na taon na talagang to help maintain the area.
02:06.7
And then, sitting pretty ka.
02:09.0
Yan ang pros ng isang property rental.
02:13.4
Eh siyempre namang kailangan mo yung magbantay.
02:15.2
Just like what I mentioned.
02:16.3
Like for example, may tulo.
02:21.0
Di ba? Sa mga loob.
02:22.3
In other words, responsibility ng ano yan.
02:25.5
So, kailangan mo isang katiwala lang.
02:28.3
And then number two,
02:29.4
ang isa pa, ang concern din,
02:31.4
lalo na kung nasa property rental business ka,
02:34.2
is what happened noong 2020,
02:36.2
noong nagkaroon ng lockdown.
02:37.6
So, ano po nangyari?
02:38.7
Yung mga iba, nawalan ng tenant,
02:40.6
syempre mawalan ka ng Php100,000 a month.
02:44.2
nagbabaan ng rental.
02:46.3
Kasi, siyempre, nalulugin ang negosyo
02:48.3
ng mga, ano mo, tenant mo.
02:50.6
Alangan na i-charge mo pa ng continuously.
02:53.4
Kaya may mga iba,
02:54.3
especially mga malls,
02:55.4
nag-adjust po sila.
02:56.3
May mga iba, free rental pa.
02:58.3
Kung di mo kaya, free ka talagang,
02:59.9
wala, sagad na sagad talaga.
03:01.5
Para may mabayaran lang sa maintenance.
03:03.5
So, yun po ang risk at disadvantage.
03:06.3
Now, let's talk about
03:08.3
you having your own property
03:10.3
at the same time you want to start your own business.
03:12.3
Ano naman ang pros?
03:14.8
kasi, siyempre, mas mataas po ang return.
03:16.8
Kung kikita ka ng Php20,000 per month sa rental,
03:20.1
pag ikaw ang nagnegosyo,
03:21.1
baka pwede ka kumita ng Php100,000, Php200,000 or more.
03:24.2
Kasi ikaw ang may ari.
03:27.3
business ownership.
03:28.2
Ikaw ang may ari talaga.
03:29.5
So, in other words, you're the boss.
03:32.8
malalabas mo talaga yung mga ideas mo,
03:35.8
gusto mo ba gawing coffee shop yan?
03:37.2
Gusto mo ba gawing tindahan yan?
03:38.6
Sari-sari store, karenderiya.
03:40.6
Kung anong gusto mo,
03:41.3
water refilling station,
03:44.3
yung parang labahan,
03:46.5
pwede mong gawin yan.
03:47.8
Ano naman po ang cons?
03:49.3
Ang cons naman, ang risk po naman yan,
03:52.0
mangangapital ka.
03:53.1
May business risk yan.
03:54.6
Lahat ng negosyo,
03:56.2
pag nag-invest ka,
03:57.2
hindi po tiyak nakikita yan.
03:58.7
Hindi po orka't naglabas ka ng kalahating milyon,
04:01.3
kikita ka na agad.
04:02.2
May business risk yan.
04:03.1
That's number one.
04:04.9
may initial investment yan.
04:06.6
Kunyari, small coffee shop lang,
04:08.2
half a million or more.
04:10.2
And then, kailangan po talaga ng personal devotion,
04:13.9
personal commitment.
04:15.2
Lalo na kung ikaw ay nagnegosyo,
04:16.7
ikaw ay nag-umpisa,
04:18.1
Ikaw ang mamamlenge,
04:19.0
ikaw ang magluluto,
04:20.0
ikaw ang magpapackage,
04:21.2
ikaw ang magbibenta,
04:22.2
ikaw ang magsaserve,
04:22.9
ikaw lahat sa umpisa.
04:26.5
ano bang final and verdict natin dito?
04:28.6
Ano bang mas maganda at babagay?
04:30.8
Pero bago natin sagutin yan,
04:32.0
babatiin mo lang natin si Cherry3789,
04:37.0
at the same time,
04:38.7
Maraming maraming salamat po,
04:40.1
nagpapashoutout po sila.
04:44.6
Ano po ang likelihood
04:46.3
na maging successful
04:47.4
ang lease property business mo?
04:51.0
Depends on the property location
04:52.8
at the same time on the demand.
04:54.6
Kaya, if I were you,
04:55.8
i-evaluate ko muna.
04:57.4
Malaki bang demand?
04:59.4
Lalo na kung commercial space yan,
05:00.8
kung maupa ng bangko yan,
05:03.3
talagang seating,
05:04.2
preating na talaga.
05:05.4
Oo, kasi ang bangko,
05:06.6
rarely they will switch places.
05:10.6
maganda yung rental,
05:11.6
at saka happy ka na
05:13.1
sa magiging rental income mo,
05:15.5
I think it's better for you
05:17.4
to go to the rental.
05:19.8
sinasabi mo talaga,
05:21.4
gusto ko talaga magkaroon
05:22.4
sa sariling negosyo,
05:23.5
at mas malaki ang potensyal.
05:26.8
Pwede ka mag-start ng business muna.
05:33.0
ang itong kagandahan,
05:37.7
huwag naman sana,
05:38.4
hindi siya mag-work.
05:39.5
Pwede ka na mag-fallback.
05:41.0
Mag-fallback ka na
05:41.9
to the rental business.
05:43.6
Kasi, pag pina-rent mo na yan,
05:44.9
hindi mo naman alaman
05:45.8
kung may opportunity ka mag-negosyo,
05:47.4
kasi may umuupa na.
05:49.2
Bakit di mo na muna siguro
05:50.4
subukan mag-negosyo,
05:51.5
kung may pera ka.
05:54.2
Kung hindi nag-work,
05:56.2
You will have the best
06:00.4
ay nakatulong po sa inyo
06:01.8
sa episode natin na ito.
06:03.9
parang sa mga taong
06:04.8
may mga concerns mo,
06:05.9
you are at the crossroads
06:09.8
I always tell people
06:10.9
it takes you a lifetime
06:12.2
for you to save money,
06:13.8
but it only takes you
06:15.7
to lose everything.
06:16.9
Kaya kung gusto nyo
06:17.7
ng maliwanagan po kayo,
06:19.1
alam nyo ang dapat nyo gawin,
06:20.5
mag-subscribe na kayo
06:21.6
sa channel na ito.
06:23.0
This channel will help you
06:25.4
and even hundreds of thousands
06:27.2
and millions of pesos
06:29.4
because you are getting wiser
06:31.2
while you are watching my video.
06:34.5
tamang karunungan,
06:36.2
ang susi sa pagyaman.
