#UsapangPera: Mga Tips sa Pagyaman with Sir Vince tackles money issues such as savings, loans, budgeting, and investing among others. Visit Sir VInce's website: www.vincerapisura.com. How to join SEDPI Coop: 1. Join SEDPI Foundation at bit.ly/SEDPIOnlineSRI by clicking “Register” and filling out the form 2. Take the online Pre-Membership Education Seminar (PMES) at bit.ly/SEDPICoopPMES 3. Pay membership fee and initial share capital bit.ly/SEDPIPay Simulan ang pagiinvest the socially responsible way sa: bit.ly/SEDPIOnlineSRI Sagot sa mga Frequently Asked Questions: https://bit.ly/sedpi-sri-faq Isubmit ang ibang pang inquiries o requests sa: https://bit.ly/sedpi-inquiry Pag-IBIG MP2: * Watch the play list: https://www.youtube.com/playlist?list... * How to invest: https://m.me/vincerapisura?ref=w13160758 SSS Retirement: Watch the playlist https://www.youtube.com/playlist?list... How to invest 100K: https://youtu.be/dxHRZn7uP-4 Celebrity guests include venus Raj (Season 1); Nicole Cordovez and

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Ano ba yung Black Swan events? Kung hindi mo alam yan, malamang po ay hindi ka pa advanced na investor.

Kasi para sa mga advanced investors, ang concept na ito ay hindi na bago.

Para kayo ay makatungtong ng onte maging advanced investors, ano nga ba yung Black Swan events?

Ang Black Swan events are events that are highly unlikely and unpredictable.

Yung talagang, oh my God, nangyari ba talaga yan? Para lang yung pagkatalo ni Celeste sa Miss Universe,

hindi natin inasahan na siya ay wala sa top 16. Black Swan event po ang tawag doon.

So hindi siya expected to happen and is often outside normal expectations.

So ano yung mga halimbawa natin ng Black Swan events?

Siyempre, ito nangkakapangyari lang, COVID-19 pandemic nagumpisa noong 2020.

Ang Indian Ocean tsunami noong 2004, naalala niyo yun?

Christmas time ito nag-tsunami and 176,000 people died because of this tsunami.

Ang 9-11 terrorist attacks in 2001, this is also an example of a Black Swan event.

At ang collapse ng Soviet Union, bago nagkaroon ng Russia at nagkaroon ng mga Kyrgyzstan, Kazakhstan,

mga ganyan na ibang-ibang countries, Ukraine for example, dahil yan nabuwag yung Soviet Union.

So ito ay mga hindi inaasahan, highly unpredictable pero nangyari siya

at makakaapekto ito ng malaki sa ating ekonomiya. Black Swan events po ang tinatawag niyan.

Pero gaya nga nang sabi ko sa inyo, sa mundo naman ng Miss Universe ng mga sangka-Baklaan,

yun nga yung hindi nakapasok si Celeste sa top 16 sa Miss Universe, yan po ay Black Swan event para sa amin.

Ang aking Philippine economic outlook for 2023, I think elevated pa rin ang ating magiging inflation for the first half.

So mataas pa rin ang inflation natin kasi ang full year target ng BSP ay nasa 4.5%

pero ang target lang niya talaga ay 2-4%, yun yung ideal sana.

So mukhang for the first half mataas pa rin ang ating inflation, pababa siya by the end of the year

pero hindi niya kayang ipababa ito na napapasok sa target ng BSP.

Ang target GDP naman ng gobyerno natin for 2023 ay 6% ang GDP growth

but I think there's a subdued global growth, yung subdued global growth natin could slow OFW remittances

na po pwedeng maka-apekto dito sa ating GDP growth.

Dahil siyempre ang isa sa mga nagdadrive ng ating economy ay consumption

at ang pinagagalingan ng pang-consume na yan, pang-bayad na yan, marami galing sa mga OFWs

katulad ninyo, mga nasa Kingdom of Saudi Arabia, kayo ay nagpapadala ng remittances dito sa Pilipinas

at yan ang bumibili ng mga produkto at servisyo dito para masuportahan ng ating ekonomiya.

And I think ang growth driver pa rin natin for 2023 ay ang turismo.

I think marami talaga ang magbabalik sa turismo dahil hindi nakapag-vakasyon ng makailang taon,

mga tatlong taon yun, pero dapat under control talaga ang COVID.

Hindi na nga ni-renew ng government o in-extend ng government ang state of calamity

or state of emergency diba? So that really means na papunta na tayo sa new normal na tinatawag.

The growth will continue and inflation could be tamed barring black swan events.

Alam nyo ba kung ano yung black swan events? Ano nga ba yung black swan events na tinatawag na yan?

So yung black swan events na ito sa tingin ko lang kung hindi mo naiintindihan kung ano yung black swan events.

Respectfully.