Funeral and burial services for senior citizens must be given a 20 percent discount under the Senior Citizens Act, the Supreme Court said Thursday. For more TeleRadyo videos, click the link below: https://bit.ly/TeleRadyo2022_2 To watch the latest updates on COVID-19, click the link below: https://www.youtube.com/playlist?list=PL7amYNiWriCxDMQr0qW4Q_QS25yEr6PCT For more TeleRadyo full episodes, click the link below: https://www.youtube.com/playlist?list=PLgyY1WylJUmgJC37ssz2eLnr18Tn7Plid Subscribe to the ABS-CBN News channel! - http://bit.ly/TheABSCBNNews Watch the full episodes of TV Patrol on iWantTFC: http://bit.ly/TVPatrol-iWantTFC Visit our website at http://news.abs-cbn.com Facebook: https://www.facebook.com/abscbnNEWS Twitter: https://twitter.com/abscbnnews #TeleRadyo #ABSCBNNews #LatestNews

Video Transcript / Subtitles:( AI generated. About AI subtitles » )

* AI ("Artificial Intelligence") subtitles on Tagalog.com are generated using "Whisper" by OpenAI (the same company that created ChatGPT and DallE2). Results and accuracy may vary.
* The subtitles do include errors occasionally and should only be used as a tool to help with your listening practice.
* You can request this website to create a transcript for a video if one doesn't already exist by clicking the "Request AI Subtitles" button below a video. Transcribing usually takes 30-40% of the length of a video to complete if there are no other videos in the queue. For example, a 21 minute video will take 7-8 minutes to transcribe.
* Running a super fast cloud GPU server to do these transcriptions does cost money. If you have the desire and financial ability, consider becoming a patron to support these video transcriptions, and the other tools and apps built by Tagalog.com

Dito na tayo dahil may bago pong magandang balita para sa mga senior citizen, 20% discount pagdating sa burial and internment services.

... Servisyo sa paglilibing sakot na ng 20% discount ng senior citizens ayon sa Korte Suprema."

Q1. Ako nagulat dahil akala ko kasama na yan sa mga discounted burial and funeral expenses?

Q2. Including at all?

Q3. Wala pong mayaman, mahirap? All these privileges or discounts applicable for all senior citizens, tama po ba?

Tama po Sir Peter. Whether mayaman o mahirap, if a senior citizen avails of the services, makakatangga po ng discount.

Okay. Because nagdesisyon ng Supreme Court, is this final and executory na po?

Yes, final na po yan and I hope this will serve as a public notice sa lahat na nagbibigay ng funeral and internment services. Sana it will settle the whole issue at bibigyan ng senior citizens ng karampatang discounts.

Q3. May time kapag pumanaw na ang isang senior citizen to be claimed by his children, his spouse, surviving spouse, or pwede po ba ito yung mga in advance na nila para babayaran na nila, wala nang poproblemayan ng kanilang pamilya? Is there such a thing?

Well I guess pagka may pumanaw na senior citizen, necessarily yung mga relatives, mga anak at apo ang magre-remind that they will avail of the discount.

Kaya yan po yung system. Simula pa sa hospital, ganoon din naman ang discount system na nag-avail din ang isang pasyenteng senior citizen for 20% discount.

Yung mga serbisyo lamang ang kasama, hindi po included dito yung mga funeral plans?

Well ang funeral plans naman is an accumulation of deposits made by the member or the ear. So walang discount yan. Kailangan nga, dagdagan pa yan. But then again, yung sa services lang po sa funeral and internment.

Pero may memorial plan. Ang ibig niyo sabihin ay hindi kasama yan sa 20% discount automatic?

Ang memorial plan kasi is an accumulation na yung member ay mag-avail ng services. So if ang memorial plan ay may-ari ng funeral home, then necessarily yung discount ay mako-cover ng funeral plan.

But kung kinakailangan na may perang lalabas galing sa pamilya, necessarily yung 20% discount ay kaltas yan sa dapat bayaran.

Medyo mahirap itong usapan natin kasi it's kind of sensitive. Pero ganito po yan. Kasi yung memorial plan, prepaid yan. Binabayaran ng installment yan.

So I guess the question is, dumba sa agreed selling price, dapat tanggal na yung 20% discount? Ganoon po ba yan?

Tama po. Tama po. Ang benefits kasi accrues to the senior citizens. Kaya yung price na i-charge, dapat tanggalan ng 20%.

Atty., isa-isahin natin kasi medyo malaki ang ibig sabihin kapag nag-20% discount. Halimbawa, usong-uso ngayon kapag may wake, eka nga.

Opo. Yung ba kasama sa mga pwedeng kaltasan ng 20% discount?

Tama po. Yung sa funeral home pati yung casket ay may 20% discount. Dito po naman sa flower, hindi naman yata sa klawian ng funeral homes.

I think yan din ang dapat. It did not reach my mind kung kailangan ba yan. May arrangement po misan Atty. Bibili nalang tayong direct at walang discount.

But I think hindi siya kasali sa services ng funeral at internment services. Kasi magagaling yan sa mga flower shops."

Q1. Pero may memorial homes na pag sinabi mo na ito ang mga gusto ko?

A1. It goes to the package.

Q1. O tama?

A1. Yes. So if that is the case sir Peter, ganon din. Dapat may 20% discount.

Q1. Okay. Ito magandang tanong. Paano ang cremation?

A1. Ganon din sir Peter. Ganon din. May 20% discount.

Q1. Less 20%. Okay.

Q1. Even ang price ng urn?

A1. Yes. Same as the price of the casket, pati ang price ng urn.

Q1. May rent sa paglalagyan? Anong tawag doon partner? Yung paglalaga ka ng urn?

A1. Ossuary.

Q1. Ossuary. Opo. Yung rent nila sa ossuary. Kasi matagalan po yan, di po ba? Ito po ay cover din po ba ng bagong Supreme Court ruling?

A1. Ang nakikita lang natin in terms of internment and funeral services, yung parang hanggang doon lang yata po.

But yung sa rent of space, mukhang hindi na yata yan sa cloud.

Q1. Ang mahal naman kasi talaga, maski nga yung paghukay. Diba ang laki na nang nakakain mo?

Q1. Atty. Frank, wala bang parang ceiling? Kasi halimbawa po, iniisip ko lang naman.

E kung heritage, e kung Manila Memorial, yung mga yayamanin po, nako mahal doon. 20 percent pa rin ba?

A1. Yes. Yes. 20 percent pa rin.

Q1. Walang ceiling? In other words, hanggang dito lang? Kasi beyond that, hindi nasakop?

A1. Walang ceiling po. Dahil the law defines it very specifically as funeral services.

Q1. So kahit ganoon po pala, kahit ganoon kamahal na casket ang aking bibilihin, it will not affect that? I will still get the 20 percent discount?

A1. That's correct. That's correct po.

Q1. Siyempre malaki pa din ang babayaran mo. Kapag pinag-uusapan na nasa halimbawa P100,000. Diba? O o, 20,000 ang discount. May babayaran ka pa rin P80,000.

At any rate, are there any other costs or expenses po Atty. Quijano na covered nitong 20 percent that we have not mentioned thus far?

Well ang issue kasi, if an institution is vatable, pati po ang vat magiging exempt Sir Peter.

Opo. Opo.

So pag ang isang institution may binabayarang vat at ang senior citizen ay gustong mag-avail, so hindi lang ang 20 percent discount, pati po ang vat ay may exempt din.

So it's more than 20 percent Atty. Tama ba?

Yeah. But it's not going to be 32. It's going to be about 29 percent. Unahin mo kasing kaltasin ang vat na 12 percent at tatanggalin ang 20 percent.

Still na, that's substantial. Ngayon pag may ililibing sa Memorial Park, may inuupahang tent, may maghuhukay, may magkongkreto.

In other words, full service yan. So pati yan. Lahat yan. Less 20 yan.

Pati po yan. Tama po.

Atty. Itong ruling ng SC ay tungkol sa CDO RTC ruling ng January and December 2018. Ito po ay moving forward na? Hindi po ito applicable sa nakaraan pang mga nagtanong about the same case, the same issue?

So it puts the issue to rest. Kasi may mga binsan hindi naniniwala na 20 percent discount, etc. So ito na puts to rest. Moving forward, lahat na mga incidents like this, kailangan may 20 percent discount.

But I think yung tanong po ni Rica is, yung mga siningil noon, wala ng recourse. Hindi na siya pwede mag-abol.

Nako. That is difficult to reckon Rica. From the point of view of nabayaran mo na yung obligasyon, mukhang hindi na yata refundable. Pero kung hindi pa nabayaran at sa ngayon naniningil, then you can still because it favors the senior citizen.

In other words, progressive. Going forward, dapat yan ayon. Pero kung hindi ka pumalag noon, wala na. Hindi ka mag-abol. It's mute and smooth.

Okay. Attorney, maraming maraming salamat po. Thank you. This is very productive.

Peter, it tends to be very sensitive. Pero let's talk about the other items. Ganon rin. I hope that our businesses and institutions will respect the 20 percent discount. Maraming salamat po.

Ay. Maraming salamat.

Thank you attorney.