#UsapangPera: Mga Tips sa Pagyaman with Sir Vince tackles money issues such as savings, loans, budgeting, and investing among others. Visit Sir VInce's website: www.vincerapisura.com. How to join SEDPI Coop: 1. Join SEDPI Foundation at bit.ly/SEDPIOnlineSRI by clicking “Register” and filling out the form 2. Take the online Pre-Membership Education Seminar (PMES) at bit.ly/SEDPICoopPMES 3. Pay membership fee and initial share capital bit.ly/SEDPIPay Simulan ang pagiinvest the socially responsible way sa: bit.ly/SEDPIOnlineSRI Sagot sa mga Frequently Asked Questions: https://bit.ly/sedpi-sri-faq Isubmit ang ibang pang inquiries o requests sa: https://bit.ly/sedpi-inquiry Pag-IBIG MP2: * Watch the play list: https://www.youtube.com/playlist?list... * How to invest: https://m.me/vincerapisura?ref=w13160758 SSS Retirement: Watch the playlist https://www.youtube.com/playlist?list... How to invest 100K: https://youtu.be/dxHRZn7uP-4 Celebrity guests include venus Raj (Season 1); Nicole Cordovez and

Video Transcript / Subtitles:( AI generated. About AI subtitles » )

* AI ("Artificial Intelligence") subtitles on Tagalog.com are generated using "Whisper" by OpenAI (the same company that created ChatGPT and DallE2). Results and accuracy may vary.
* The subtitles do include errors occasionally and should only be used as a tool to help with your listening practice.
* You can request this website to create a transcript for a video if one doesn't already exist by clicking the "Request AI Subtitles" button below a video. Transcribing usually takes 30-40% of the length of a video to complete if there are no other videos in the queue. For example, a 21 minute video will take 7-8 minutes to transcribe.
* Running a super fast cloud GPU server to do these transcriptions does cost money. If you have the desire and financial ability, consider becoming a patron to support these video transcriptions, and the other tools and apps built by Tagalog.com

So kung gusto nyo naman po na sumalis sa Pantukan Chess Club, Working Capital Joint Venture Savings natin,

ito po yung mga terms and conditions nya. Ito po kasi nagbigay tayo ng kapital sa Pantukan Chess Club

at sila po ay nagbabayad sa atin balik for that and you can participate with it.

So ito po you can, this is open to ZP Co-op members. Ang minimum po dito ay P10,000 ng ating savings and in multiples of P10,000

maximum o P500,000. One year term po quarterly ang payout at ang return po ito ay 7% per anong fixed based on diminishing balance.

Yung payout po natin sa wallet ay hindi po nag-earn, 2 years po ang ating holding period at 3% ang pre-termination fee

kung hindi tayo umabot ng 2 taon. Wala po itong guarantee kung malugi tayo kay Chess Club, sabay-sabay tayong malulugi kay PCCC.

Pero kung may kita naman, sabay-sabay din tayo. So if PCCC misses repayment, member savers cannot withdraw or transfer their savings.

Pero sa karanasan po naman natin ay wala pang missed payment itong si PCCC maski noong kasagsagan ng pandemic.

So how to join ZP Co-op? Yan lang po. Tayo po ay umatin ng ating pre-membership seminar.

Magbayad po tayo ng ating membership fee. Annual po yan. 100 pesos kung ating SRI balance ay less than 100,000.

500 pesos kung ang SRI balance ay greater than 100,000.

Sa share capital po, 1,000 naman ang bawat share at minimum syempre ay magkaroon ng isang share.

So pwede po ninyong scan yung QR code na yan or pumisita sa bit.ly slash ZP Co-op PMES.

Ngayon naman, pag kayo ay ready na mag-deposit, pwede kayong pumunta sa mga payment channels na ito.

Katulad ng GCash, BDO Online Banking, BPAY Online Banking, Maya, EasyPay, ZP Wallet o ang Direct Bank Deposit.

Yan. Scan nyo lang po ang QR code na ito or pumunta sa bit.ly slash ZP Pay.

And how do you advise us of your deposit?

Ito naman po ay kapag natapos nyo yung ating PMES, you will be given an account sa ating ZP Online SRI.

So pumunta lang po sa bit.ly slash ZP Online SRI o kaya scan natin yung QR code na yan para tayo ay mag-login.

Once we are able to login, iklik lang po natin ang informed deposit and then we fill out the information needed.

At dyan na po tayo pipili kung gusto natin si PCCC2, ilagay po natin yan kung ano yung organization chosen natin.

Yan po. Ang ating episode ngayon, ako po ang inyong financial guro, si Sir Vince.

At ako naman si Sir Ed.

Nagsasabing ang pagyaman na pag-aaralan at napagtutulungan.

Chess Club Cooperative, pag-uusapan po natin bakit natin siya nirecommend, ano yung background, financial performance, and how to contact PCCC.

At kung gusto nyo naman po, meron tayong joint venture savings for that.

So ang background po ng PCCC, ito po ay nasa Davao de Oro, sa Pantukan.

It was established in 1989 so 34 years old.

Uy! Ito pasok sa more than 10 years, Sir Vince, sa ating department.

At ang vision niya ay world-class cooperative sustained by empowered members promoting quality of life in the community.

Nux naman! Wow!

Meron siyang 63,000 members at siya ay may savings and loans operations sa Davao de Oro, Davao del Norte, at Davao Oriental.

Sir Vince, ang kakatuwa kasi meron din ng pharmacy and hostel sa Pantukan Davao de Oro.

Ayan! Okay. So ito po yung kanyang 2021 financial performance.

Meron siyang 584 million in assets.

At ang return assets niya ay 3.5%. At siyempre, nung time na yun, malapit ito sa inflation na 3.9%.

Ang kanyang operational self-sufficiency ay 126%.

At ang kanyang co-offensive score ay 84!

Pasok na pasok sa ating requirement na 80%.

80 points.

Okay. So ito po kung gusto niyo magpamember sa Pantukan Chess Club Cooperative,

kayo po ay bumunta sa kanilang Facebook official page, PCCMPCOfficial.

Or pwede rin po kayong tumawag sa 0917-597-8004.

Or mag-email kayo sa pccc.headoffice at gmail.com.

Ayan! Okay.

Thanks for watching!

Kung may kapamilya, kaibigan, o pakilala kang tingin mo ay magiging interesado dito sa video,

please share to them or tag them in the comments section.

Siyempre, kung nagustuhan mo ang video, pusoan mo na ito.

Subscribe ka na rin.

As always, feel free to write your questions, comments, and opinions respectfully.