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00:00.0
Marzantu Rental Property Joint Venture Savings natin.
00:04.4
So dito po ay kitiglan natin yung Marzantu property description,
00:09.0
paano po yung mechanics para tayo ay maka-join.
00:12.5
Dahil, naku, paano ba sumama dito?
00:16.5
Dahil ito po ngayon ay 100% occupied na yung ating rental property.
00:22.5
So ang location po nito ay nasa Sampaloc, Manila.
00:25.8
14-unit apartment po ito. Construction was finished last September 2021.
00:31.3
Mostly unoccupied siya noong 2021 and 2022 because of the pandemic.
00:35.3
Pero ayan, 100% occupancy rate na po tayo.
00:41.3
Kaya po nakakatawa.
00:42.8
So yung Marzan 1 and Marzan 2 na rental property natin.
00:49.8
At mayroon akong pre-prepare na video.
00:52.3
Ipapalabas ko lang ulit yung video na ginawa natin dati para magkaroon kayo ng idea.
01:01.8
Hello mga convincers!
01:04.3
Finally, tapos na talaga itong building natin sa Marzantu.
01:08.8
Naku, mahigit isang taon po ito na nadelay.
01:11.3
Pero ito na, papakita ko sa inyo.
01:13.3
So for this one, we want to provide affordable and decent housing and business spaces to low-income households.
01:30.8
We also want to provide alternative investment to small social investors with capital preservation.
01:36.8
So yun po dito ay profit sharing po tayo.
01:40.8
Ang rental income will be shared by the joint venturers based on their contributions.
01:46.3
So 20% po ang standard property management fee at 7% yung tax payment to the government.
01:54.3
So dito, ang estimated life of property natin ay 25 years.
02:00.3
100% po ng net income will be distributed to our investors after matanggal yung management fee and tax.
02:07.8
Ang resale value basis po nito ay basis for the joint venture savings value upon termination of the project, yung land and building.
02:16.8
So ang property management, why we charge percentage of that is because we are going to market the property for rent.
02:26.3
Medyo may effort din po na gagawin doon.
02:28.3
Yung tenant screening and selection of course.
02:30.8
Rent collection, yun po ay medyo matrabaho din.
02:33.8
Maintenance, legal and financial upkeep, at saka inspections and evictions.
02:38.8
At tapos kapag may repairs po ay iabsorb po ng mga investors yung repairs na kakailangan.
02:44.8
So yung sa sample computation natin for 2023, ang annual rent po dahil fully occupied siya,
02:52.3
minus the property management fee of P219,600 and tax na P102,480,
03:00.3
ang joint venture profit po natin ay P1,141,920.
03:06.3
So kunwari, naglagay ka ng P500,000 dito, so yung joint venture contribution mo,
03:11.3
divided by P19.8 million kasi yan yung property value.
03:15.8
That means, nasa 2.525% yung share mo of the total property value.
03:21.8
So yun yung percentage share mo.
03:23.8
So ang projected natin for 2023 kung magpatuloy na walang umalis sa mga tenant natin
03:28.8
at talagang maigi silang magbayad,
03:30.8
ang profit natin, P1,141,920 times yung ating share in the profit,
03:36.8
2.525%, so that gives us P28,821.
03:42.3
So i-divide natin yan sa P500,000 na joint venture contribution mo,
03:47.3
that will give you a rate of return of 5.76%.
03:51.3
Not bad, no? Tax-free yan kasi tayo po ay kooperatiba.
03:56.3
2024, mag-i-increase po tayo ng 10% kasi medyo mababa yung ating pinagsimulan.
04:02.3
So magiging 1,256,112 ang ating net income.
04:07.3
So yung profit share natin dyan ay P31,717.
04:12.3
Pag-i-divide natin yan sa P500,000 na iniligay mo,
04:15.3
you earn 6.34% na return.
04:21.3
Magkano ba last year?
04:23.3
5.76, magiging 6.34 na.
04:26.3
So 2025 ulit, I think we will have another round of increase.
04:30.3
So it will, the profit will increase to P1,381,723.
04:36.3
So ang magiging share mo ngayon ay P34,888 divided by P500,000
04:43.3
which will give you a return of 6.98%.
04:47.3
So yun pong range natin ay pataas po ng pataas yan hanggang sa tumagal.
04:54.3
I think on the 6th or 7th year, talagang malaki na yung ating magiging makukuha na share dyan.
05:02.3
So ang minimum joint venture savings po natin for Marzentu ay P100,000.
05:06.3
Ang maximum ay P500,000.
05:08.3
This is a 14-unit rental property in Sampaloc, Manila.
05:11.3
The dividend rate is 5% to 10% ang estimate natin.
05:15.3
Term ay 1 year. Annual po ang payout.
05:18.3
At ang holding period ay 2 years. May 3% po na exit fee.
05:21.3
So payout in wallet will not earn.
05:23.3
Said to retain ownership of the property at wala po itong guarantee.
05:27.3
So profit and loss sharing tayo dito.
05:29.3
So P3,700,000 na lang po ang available doon sa kabuuang P19,800,000
05:36.3
dahil yun pong P12,800,000 or P7,000,000 ay nakuha na ng mga social investors natin.
05:44.3
At yung P4,000,000 naman po ay i-retain ng SED.
05:48.3
Ako po ang inyong financial guro, si Sir Vince.
05:51.3
Masasabing ang pagyaman na pag-aaralan at na pag-buy-buy.
