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Vince Rapisura 2333: Safe ba mag-time deposit sa coop?
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#UsapangPera: Mga Tips sa Pagyaman with Sir Vince tackles money issues such as savings, loans, budgeting, and investing among others. Visit Sir VInce's website: www.vincerapisura.com. How to join SEDPI Coop: 1. Join SEDPI Foundation at bit.ly/SEDPIOnlineSRI by clicking “Register” and filling out the form 2. Take the online Pre-Membership Education Seminar (PMES) at bit.ly/SEDPICoopPMES 3. Pay membership fee and initial share capital Simulan ang pagiinvest the socially responsible way sa: bit.ly/SEDPIOnlineSRI Pag-IBIG MP2: * Watch the play list: https://www.youtube.com/playlist?list... SSS Retirement: Watch the playlist https://www.youtube.com/playlist?list... How to invest 100K: https://youtu.be/dxHRZn7uP-4 Celebrity guests include venus Raj (Season 1); Nicole Cordovez and Sinon Loresca (Season 2); Atom Araullo (Season 3) and Porky (Season 4). Smart Parenting Board of Expert
Vince Rapisura
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Run time: 03:44
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00:00.0
... Are time deposits secure? Sir Vince I think ang magiging sagot ko dito ay security ng ating time deposit ay nakaangkla sa kung saan tayo nag-time deposit.
00:15.0
... For example sir Vince kung tayo nag-deposit sa mga banko by virtue of being a deposit up to P500,000 yan ay secured ng PDIC. Pero kung hindi sa ating mga banko, for example sa mga kooperatiba tayo nag-time deposit, yan ay nakaangkla sa kung gaano katatag ang ating mga kooperatiba na pinaglagakan ng ating pera."
00:45.0
... Tapos mayroong talagang kapag banko up to P500,000 covered ng PDIC. At ang mga kooperatiba usually hindi po yan covered.
01:15.0
So ang mga time deposit natin yan ay ilalagay natin sa isang basket. So paano yan mangyayari?
01:45.0
... into either gains or losses that will be passed on to the member savers. So kung naglagay tayo ng 6% na interest rate sa co-op B, kikita yung P5M ng P300,000 and so on and so forth.
02:15.0
So sa P570,000, i-divide natin ngayon ng P50,500,000 so ang rate niyan ay P7.06. So tatanggalin natin yung 2% na management fee, ang lalabas ay 5.06%. So kung naglagay tayo ng P10,000 na savings diyan, kikita ng P506 kasi 5.06% yung lumabas.
02:46.0
Join the SEDPICA Sosyo Community and get started to be a social investor today!
02:51.0
Step 1. Umatend ng self-paced online pre-membership education seminar. Mag-sign up sa bit.ly slash sedpicooppmes now na!
03:01.0
Step 2. I-deposit ang iyong initial share capital, membership fee, at joint venture savings sa GCash, BDO Online Banking, BPI Online Banking, Maya, EasyPay, or Direct Bank Deposit.
03:14.0
Daming options, di ba? Sundi ng simple instructions sa bit.ly slash sedpipay para makapagsimula.
03:21.0
Step 3. Mag-login sa iyong SEDP SRI online account at ipaalam ang inyong deposit. Go to bit.ly slash sedpionlinesri at kami na ang bahala sa iyo.
03:34.0
Ano pang inihintay mo? Sali na sa SEDPICA Sosyo ngayon and let's start building a brighter financial future together!