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00:00.0
Holding period, ito po ay ang ating holding period. So ang SRI, ito yung Socially Responsible Investments na sinusuportahan ng SEDP Group of Social Enterprises.
00:12.7
Yung holding period po, ito yung minimum amount of time required for the deposit to stay in SEDP Coho.
00:19.5
Usually may 2 years at saka 5 years po na holding period.
00:24.0
So why 2 year holding period? Because members are encouraged to save long term.
00:28.6
Pang-long term po talaga yung ating ginidesenyo dito. At hindi tayo bangko, so we have to manage liquidity.
00:35.0
Thus mayroon tayong usual na 3% exit fee at may iba naman na 5 or 10% din yung kanyang exit fee.
00:43.3
So ang payout po natin, ang quarterly payout, every March 31, ang posting po nyan ay April 15.
00:51.6
Kapag sa June 13 na payout natin, July 15 po yan mapopost.
00:55.5
Sa September 30, October 15. Sa December 31 ay January 15.
01:02.2
Ang annual payout naman is every December 31 at ang posting date nito ay April 30.
01:07.8
Medyo may katagalan po kasi usually, ito yung mga share capital,
01:11.4
kailangan pa natin ng audited financial statements at mag-declare yung mga co-ops na pinag-iinvestan natin bago natin malaman yan.
01:19.5
Ang monthly payout naman, every end of the month yun pero ang posting date ay every 15 of the following month.
01:26.8
Okay? So ito pong SEDP Co-op Joint Venture Savings natin.
01:30.7
Kayo po bilang mga SEDP ka-social members, you will choose a specific project or SRI to support.
01:38.0
Ito po ay maaaring mga working capital, share capital, at saka real estate joint ventures.
01:43.8
Dahil ito po ay joint venture, tayo po ay business partners.
01:47.4
Ang mga business partners po natin ay mga kanegosyod which will undertake the investment activity or specific project.
01:55.3
Ang joint venture po natin ay may intention na mag-share ng profits, risks, and losses.
02:00.9
And usually, we earn higher than the interest on bank deposits and treasury bills
02:05.9
at tayo po ay at par with MP2 at paminsan-minsan po ay nalalagpasan pa po natin yan.
02:11.6
Of course, there's a possibility of capital loss and there is no guarantee
02:15.6
because tayo po ay nag-pull-in together ng ating capital and we share in the profits, risks, and losses.
02:24.3
Umbaga, sa hirap at binahawa.
02:26.6
Ang purpose po natin ay pang long-term life goals at social investment. Okay?
02:32.4
Handa ka na bang lumevel up sa savings mo?
02:35.4
Join the SEDP ka-social community and get started to be a social investor today.
02:40.5
Step 1, umatend ng self-paced online pre-membership education seminar.
02:45.6
Mag-sign up sa bit.ly slash sedpcoop.pmes now na!
02:51.0
Step 2, i-deposit ang iyong initial share capital, membership fee, at joint venture savings sa Gcash,
02:57.6
BDO Online Banking, BPI Online Banking, Maya, EasyPay, or Direct Bank Deposit.
03:03.8
Daming options, di ba?
03:05.8
Sundin ang simple instructions sa bit.ly slash sedppay para makapagsimula.
03:11.0
Step 3, mag-login sa iyong SEDP SRI online account at ipaalam ang inyong deposit.
03:17.5
Go to bit.ly slash sedponlinesri at kami na ang bahala sa iyo.
03:23.7
Ano pang inihintay mo?
03:25.0
Sali na sa SEDP ka-social ngayon and let's start building a brighter financial future together.