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00:00.0
Joint Venture Savings versus Conventional Savings, ano po ba yung pagkakaiba nito?
00:04.6
So sa Conventional Savings, ang usual na reason bakit tayo nagsasave dyan,
00:09.8
pang emergency savings natin.
00:11.8
Sa atin naman dito sa SEDFICO of Joint Venture Savings, pang long-term life goals.
00:16.4
Pang retirement, pang paaral ng anak, pang pagawa ng bahay, pag-iibot para magka-negosyo.
00:21.8
So mas long-term siya.
00:23.8
Yung Conventional din, bakit tayo nagsasave sa mga banko?
00:27.4
So for example, this is for liquidity. We want to access it immediately for our day-to-day needs.
00:34.0
Ang SEDFICO of Joint Venture Savings naman po ay for social investment.
00:38.0
Pang long-term po siya.
00:39.8
Ang Conventional Savings, sa savings amount, 0 to 1,000 pesos opening deposit.
00:45.4
So talagang maliit lang.
00:46.8
Tayo po, 10,000 yung ating opening deposit.
00:51.2
Additional deposit in any amount sa Conventional Savings,
00:54.6
tayo po ay in multiples of 10,000 pesos.
00:58.2
So 10, 20, 30, 40 ang ating in-entertain na amount.
01:03.6
Walang limit sa savings amount sa Conventional Savings.
01:07.2
Sa atin po sa SEDFICO of ay mayroon pong limit first-come, first-served basis.
01:14.4
Kaya po diba yung mga kasosyo natin ay abang-abang talaga sila ano yung mga open ngayon.
01:20.2
Ang Conventional Savings, 1,000 to 5,000 ang maintaining balance to earn interest.
01:25.0
Tayo po, yung maintaining balance is based on the outstanding balance after the payout.
01:30.6
So yung 10,000 natin, if nilagyan natin yan, magbe-payout.
01:34.6
So kung magkano yung natitira doon sa payouts natin, yun po yung maintaining balance.
01:40.6
Conventional Savings amount, you're mobilizing from the public.
01:45.8
Dito po sa SEDFICO of Joint Venture Savings, yung mga members lang po natin yung pupwedeng mag-save.
01:51.8
Kaya kailangan pong umattend ng Pre-Membership Education Seminar.
01:58.0
At ito po ang proseso kung paano tayo makakatend ng ating Pre-Membership Education Seminar.
02:05.0
Handa ka na bang lumevel up sa savings mo?
02:07.8
Join the SEDFICO sosyo community and get started to be a social investor today.
02:12.8
Step 1. Umattend ng Self-Paced Online Pre-Membership Education Seminar.
02:17.8
Mag-sign up sa bit.ly slash SEDFICO of PMES now na!
02:22.8
Step 2. I-deposit ang iyong Initial Share Capital, Membership Fee at Joint Venture Savings sa Gcash,
02:29.8
BDO Online Banking, BPI Online Banking, Maya, EasyPay, or Direct Bank Deposit.
02:35.8
Daming options, diba?
02:37.8
Sundi ng simple instructions sa bit.ly slash SEDFIPAY para makapagsimula.
02:42.8
Step 3. Mag-login sa iyong SEDFISRI online account at ipaalam ang inyong deposit.
02:49.8
Go to bit.ly slash SEDFIONLINESRI at kami na ang bahala sa iyo.
02:55.8
Ano pang inihintay mo? Sali na sa SEDFICO sosyo ngayon and let's start building a brighter financial future together.
03:03.8
Ayan, so yan po iyong proseso. Now, sa conventional savings, mayroon po iyang 20% na tax kapag tayo ay nag-save sa mga bangko.
03:16.8
Withholding tax po yan. Pero tayo, dahil tayo po ay registered na cooperative sa SEDFICO of, tax-free po ang ating savings.
03:25.8
Mayroon pong fixed interest dito sa ating conventional na savings accounts.
03:30.8
Tayo po ay profit or loss sharing ang basehan.
03:34.8
Okay, sa savings amount, ang withdrawability, withdrawable anytime sa conventional.
03:41.8
Sa SEDFI joint venture savings po ay 14 days ang ating withdrawal processing with exit fee if withdrawn before holding period.
03:50.8
Okay, so ito pong SEDFICO of joint venture savings natin, kayo po bilang mga SEDFICO sosyo members, you will choose a specific project or SRI to support.
04:01.8
Ito po ay maaaring mga working capital, share capital, at saka real estate joint ventures.
04:07.8
Dahil ito po ay joint venture, tayo po ay business partners.
04:10.8
Ang mga business partners po natin ang mga kanegosyod which will undertake the investment activity or specific project.
04:18.8
Ang joint venture po natin ay may intention na mag-share ng profits, risks, and losses.
04:24.8
And usually we earn higher than the interest on bank deposits and treasury bills at tayo po ay at par with MP2 at paminsan-minsan po ay nalalagpasan pa po natin yan.
04:35.8
Of course, there's a possibility of capital loss and there is no guarantee because tayo po ay nag-pull in together ng ating capital and we share in the profits, risks, and losses.
04:47.8
Kumbaga, sa hirap at binhawa.
04:49.8
Ang purpose po natin ay pang long-term life goals at social investment, okay?
04:55.8
Handa ka na bang lumevel up sa savings mo?
04:58.8
Join the SEDFICO sosyo community and get started to be a social investor today.
05:03.8
Step 1. Umattend ng Self-Paced Online Pre-Membership Education Seminar.
05:08.8
Mag-sign up sa bit.ly slash SEDFICO or PMES now na!
05:14.8
Step 2. I-deposit ang iyong initial share capital, membership fee, at joint venture savings sa GCash, BDO Online Banking, BPI Online Banking, Maya, EasyPay, or Direct Bank Deposit.
05:26.8
Daming options, diba?
05:28.8
Sundi ng simple instructions sa bit.ly slash SEDFIPAY para makapagsimula.
05:33.8
Step 3. Mag-login sa iyong SEDFISRI online account at ipaalam ang inyong deposit.
05:40.8
Go to bit.ly slash SEDFIONLINESRI at kami na ang bahala sayo.
05:46.8
Ano bang inihintay mo?
05:48.8
Sali na sa SEDFICO sosyo ngayon and let's start building a brighter financial future together.
