#UsapangPera: Mga Tips sa Pagyaman with Sir Vince tackles money issues such as savings, loans, budgeting, and investing among others. Visit Sir VInce's website: www.vincerapisura.com.
How to join SEDPI Coop:
1. Join SEDPI Foundation at bit.ly/SEDPIOnlineSRI by clicking “Register” and filling out the form
2. Take the online Pre-Membership Education Seminar (PMES) at bit.ly/SEDPICoopPMES
3. Pay membership fee and initial share capital
Simulan ang pagiinvest the socially responsible way sa: bit.ly/SEDPIOnlineSRI
Pag-IBIG MP2:
* Watch the play list: https://www.youtube.com/playlist?list...
SSS Retirement: Watch the playlist https://www.youtube.com/playlist?list...
How to invest 100K: https://youtu.be/dxHRZn7uP-4
Celebrity guests include venus Raj (Season 1); Nicole Cordovez and Sinon Loresca (Season 2); Atom Araullo (Season 3) and Porky (Season 4).
Smart Parenting Board of Expert
Vince Rapisura
Run time: 03:25
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00:00.0
So ano ba yung terms and conditions ng time deposit natin?
00:04.9
So usually, ang time deposit kapag pre-determinate natin siya
00:09.8
pwede naman natin i-withdraw anytime pero yung capital or principal corpus is preserved pa rin
00:17.1
yun nga lang magkakaroon ng penalty na lower yung interest rate
00:22.2
Usually bumabalik yung interest rate doon sa regular savings rate nila
00:28.6
Kung regular savings rate nila ay 1% tapos yung time deposit rate ay 5%
00:33.5
hindi mo naman kukuha yung 5% kapag nag-pre-terminate ka
00:37.3
So ito po yung ating SEDP Co-op Time Deposit Joint Venture Savings Basket
00:43.2
Kung gusto nyo pong i-diversify ang inyong time deposit
00:46.6
So paano ba ito gumagana?
00:50.0
So tayo po ay kukuha ng time deposit sa Co-op A, B, C, D, E, F
00:56.0
Tapos yung mga time deposit natin yan ay ilalagay natin sa isang basket
01:02.8
So paano yan mangyayari?
01:05.8
Yung member savers natin will deposit their money in the Joint Venture Savings Basket
01:13.2
at ito po ay professionally managed ng SEDP Co-op
01:17.4
Tapos yung SEDP Co-op naman po ay mag-iinvest sa mga 5-year time deposit ng Co-ops
01:25.1
At ito po ay magre-result into either gains or losses that will be passed on to the member savers
01:33.5
So ayun, kung naglagay tayo ng 6% na interest rate sa Co-op B
01:38.9
ikita yung 5 million natin ng 300,000 and so on and so forth
01:43.9
So let's say na 50,500,000 yung ating ilalagay na time deposit lahat
01:49.6
At ang kita niyan na interest ay 3,570,000
01:55.6
So yung 3,570,000, i-divide natin ngayon ng 50,500,000
02:02.0
So ang rate niyan ay 7.06
02:05.2
So tatanggalin natin yung 2% na management fee, ang lalabas ay 5.06%
02:12.0
So kung naglagay tayo ng 10,000 pesos na savings dyan, kikita ng 506 pesos
02:19.6
Kasi 5.06% yung lumabas
02:24.8
Handa ka na bang lumevel up sa savings mo?
02:27.8
Join the SEDP KaSosyo community and get started to be a social investor today!
02:32.8
Step 1. Umatend ng self-paced online pre-membership education seminar
02:38.6
Mag-sign up sa bit.ly slash sedpcoop.pmes now na!
02:43.6
Step 2. I-deposit ang iyong initial share capital, membership fee, at joint venture savings sa Gcash, BDO Online Banking, BPI Online Banking, Maya, EasyPay, or Direct Bank Deposit
02:56.6
Daming options, di ba?
02:58.6
Sundi ng simple instructions sa bit.ly slash sedppay para makapagsimula
03:04.4
Mag-login sa iyong SEDP SRI online account at ipaalam ang inyong deposit
03:09.4
Go to bit.ly slash sedponlinesri at kami na ang bahala sa iyo
03:15.4
Ano bang inihintay mo?
03:17.4
Sali na sa SEDP KaSosyo ngayon and let's start building a brighter financial future together!
