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00:00.0
Ito naman pong SEDP Pitaka natin o yung tinatawag nating SEDP Wallet.
00:03.9
Ito po ay ang ating repository account for the payouts, profit share from SEDP Co-op
00:09.8
at mga reserve or excess deposits from members.
00:13.4
Ang balance po natin sa ating SEDP Pitaka ay hindi po nag-earn
00:17.7
kaya kailangan po i-reinvest natin ito sa ibang mga SRIs na available.
00:24.3
So bigyan natin ng example.
00:25.8
Ito, for example, itong SSM2 na profit share natin ay 12% per annum.
00:33.2
Before, sample lang po ito.
00:36.9
So, ang joint venture contribution ay P10,000.
00:39.9
Ang maximum ay P100,000 to ensure diversification of your portfolio
00:45.4
at ma-avoid natin na ilan lang yung makakakuha dito.
00:51.4
Kaya mayroon tayong limit na P100,000.
00:54.5
Six months po ang term dito.
00:56.0
Monthly ang payouts.
00:57.2
At ang payout po natin sa wallet ay hindi nag-earn.
01:00.8
Walang entry fee.
01:02.4
Fixed rate po ito.
01:03.5
12% based on diminishing balance.
01:05.8
Walang guarantee.
01:07.1
Two years ang holding period.
01:08.7
3% exit fee if redeemed before two years.
01:12.4
This is open to existing and new SEDP Co-op members.
01:15.5
Only fresh funds deposited will be considered.
01:18.3
Ang promo period po nito ay January 25 to March 10.
01:21.9
Actually, last year ito ha, 2022.
01:24.7
Ayan, ang record date ay March 10.
01:27.2
So, March 10, 2022, naglagay ka ng P10,000.
01:31.4
Sa March 31, mayroon ka ng payout na P1,666.67.
01:37.0
That's P10,000 divided by 6.
01:39.6
April 30, ganun ulit.
01:41.8
Hanggang sa matapos yun, kasi six months yun, mapipayout na lahat.
01:47.0
So, magpapatuloy na lang po sa mapupunta na yan sa iyong SEDP pitaka.
01:52.0
Ang dividend payout naman po dyan sa March 31, 69.04.
01:56.5
So, 69.04 plus 1,666.67, yan po ay 1,735.71.
02:03.1
Yan pong 1,735.71 na yan ang mapupunta sa iyong SEDP pitaka.
02:08.8
So, yung SSM2 balance mo na lang, 10,000 minus 1,666.67, 833.33 na lang.
02:16.8
Mapapapuloy yan sa kada buwan, every month po, ganyan yung makikita natin.
02:23.2
Hanggang sa masi zero out na by the end of six months, yung SSM2 balance natin.
02:30.2
So, kapag nag-zero out na yan, ibig sabihin nasa wallet mo na lahat.
02:35.0
So, kung titignan natin, as of April 10, 2022, yung wallet balance mo, zero.
02:41.1
Pagdating ng March 31, nagpayout na 1,735.71.
02:45.2
So, meron na yan.
02:46.6
April 30, magpipayout ulit ng 1,748.86, iaan yan sa 1,735.71.
02:52.9
So, ang total na 3,484.57.
02:56.3
So, makikita natin, magdadagdag, magdadagdag.
02:59.1
But by the time na matapos yung anim na buwan, ay meron ka ng 10,319.45 sa SEDP pitaka mo.
03:07.0
Now, if you want to have this earned, kailangan i-reinvest mo yung 10,000, ulit yan.
03:13.3
At humanap ka ng ibang mga available na socially responsible investment.
03:19.7
If the amount in wallet is withdrawn before March 10, 2024, kasi March 10, 2022 natin siya nilagay,
03:26.3
mayroon pong 3% na exit fee base sa terms and conditions natin.
03:31.4
At kung gusto nyo na kumita, you need to reinvest it in other JV projects so that it will earn.
03:37.9
So, ang payout po natin, ang quarterly payout, ay every March 31, ang posting po niyan ay April 15.
03:46.1
Kapag sa June 30 na payout natin, July 15 po iyan mapopost.
03:50.2
Sa September 30, October 15.
03:53.0
Sa December 31 ay January 15.
03:56.7
Ang annual payout naman is every December 31, at ang posting date nito ay April 30.
04:02.3
Medyo may katagalan po kasi usually, ito yung mga share capital,
04:06.1
kailangan pa natin ng audited financial statements at mag-declare yung mga co-ops na pinag-iinvestan natin
04:12.2
bago natin malaman yan.
04:14.2
Ang monthly payout naman, every end of the month yun, pero ang posting date ay every 15 of the following month.
04:22.2
So, itong SEDP Co-op Joint Venture Savings natin,
04:25.4
kayo po bilang mga SEDP ka social members, you will choose a specific project or SRI to support.
04:32.7
Ito po ay maaaring mga working capital, share capital, at saka real estate joint ventures.
04:38.5
Dahil ito po ay joint venture, tayo po ay business partners.
04:41.9
Ang mga business partners po natin ay mga kanegosyod which will undertake the investment activity or specific project.
04:49.8
Ang joint venture po natin ay may intention na mag-share ng profits, risks, and losses.
04:55.4
And usually, we earn higher than the interest on bank deposits and treasury bills
05:00.6
at tayo po ay at par with MP2 at paminsan-minsan po ay nalalagpasan pa po natin yan.
05:06.2
Of course, there's a possibility of capital loss and there is no guarantee
05:10.2
because tayo po ay nag-pull-in together ng ating capital and we share in the profits, risks, and losses.
05:19.0
Umbaga, sa hirap at binahawa.
05:21.3
Ang purpose po natin ay pang long-term life goals at social investment.
05:27.1
Handa ka na bang lumevel up sa savings mo?
05:30.2
Join the SEDPika Sosyo Community and get started to be a social investor today!
05:35.1
Step 1. Umatend ng Self-Paced Online Pre-Membership Education Seminar.
05:40.2
Mag-sign up sa bit.ly slash sedpicooppmes now na!
05:45.6
Step 2. I-deposit ang iyong initial share capital, membership fee, at joint venture savings sa Gcash,
05:52.2
BDO Online Banking, BPI Online Banking, Maya, EasyPay, or Direct Bank Deposit.
05:58.4
Daming options, diba?
06:00.3
Sundin ang simple instructions sa bit.ly slash sedpipay para makapagsimula.
06:05.6
Step 3. Mag-login sa iyong SEDP SRI online account at ipaalam ang inyong deposit.
06:12.1
Go to bit.ly slash sedpionlinesri at kami na ang bahala sa iyo.
06:18.3
Ano bang inihintay mo?
06:19.7
Sali na sa SEDPika Sosyo ngayon and let's start building a brighter financial future together!
