#UsapangPera: Mga Tips sa Pagyaman with Sir Vince tackles money issues such as savings, loans, budgeting, and investing among others. Visit Sir VInce's website: www.vincerapisura.com. How to join SEDPI Coop: 1. Join SEDPI Foundation at bit.ly/SEDPIOnlineSRI by clicking “Register” and filling out the form 2. Take the online Pre-Membership Education Seminar (PMES) at bit.ly/SEDPICoopPMES 3. Pay membership fee and initial share capital Simulan ang pagiinvest the socially responsible way sa: bit.ly/SEDPIOnlineSRI Pag-IBIG MP2: * Watch the play list: https://www.youtube.com/playlist?list... SSS Retirement: Watch the playlist https://www.youtube.com/playlist?list... How to invest 100K: https://youtu.be/dxHRZn7uP-4 Celebrity guests include venus Raj (Season 1); Nicole Cordovez and Sinon Loresca (Season 2); Atom Araullo (Season 3) and Porky (Season 4). Smart Parenting Board of Expert

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So ito naman yung pre-termination ng MP2 with penalty, meaning hindi na natin tatapusin yung 5 years, gusto lang natin punin yung ating MP2.

No reason required to be given, okay?

So basta hindi ka nandun sa listahan na binanggit natin kanina na without penalty, kahit hindi ka na magbigay ng rason, okay lang, hindi ka na nila tatanungin.

Pero may penalty nga ito. Ang penalty ay 50% of any dividend earned by your MP2.

Yung earnings mo naman, yung remaining 50% of the dividend.

So case in point, nag-pre-terminate po ako ng aking MP2 na dineposit natin noong 2021.

So ito po yung mga dates niya na nag-deposit tayo.

So ilang beses ba yan? Parang 6 na beses lang in 6 times lang in 2021.

So umabot ng 1.8 million yung ating inilagay na pera dyan.

Pag nag-pre-terminate ba tayo sa MP2, mababawasan ba yung 1.8 million na yan?

Ang sagot po ay hindi, okay?

So ganito yung mangyayari. So yung MP2 balance ay 1.8 million, yung pung dividend share ko ay 22,850.9.

So ang amount ay 1,851,351.47. Yan po yung makukuha ko na mawi-withdraw.

So itong dividend share, paano naman yan nakuha?

Ito po yung na-declare na dividend noong 2021, 45,701.

So yung penalty na 50%, ang makukuha na dividend share ko ay 22,850.9.

So yun po yung naidagdag doon.

At yan o, o di ba? Nakuha natin talaga at makikita natin yan yung cheque na patunay na nakuha natin,

na pre-terminate natin sa pag-ibig MP2.

Pero ito pa yung maganda dyan. Kasi 2023 ko na siya winidraw. May 2022 pa na dividend doon.

Hindi pa nag-declare ng dividend ang pag-ibig MP2 ngayon kasi sa March to April pa yung kanilang pag-a-announce dyan.

Usually mga March nila yan ginagawa.

Kaya makikibalita tayo sana nasa mga 6 or 7%. Sana 7% para man lang talagang sure na matalo niya yung ating inflation rate last year.

So i-expect natin na mayroon pang magre-reflect na sa MP2 account ko na 50% ng dividend as of 4, 2022 applicable.

Ito siguro ay magre-reflect na ng May or June 2023 doon sa account ko.

So mayroon pa akong aasahan sa pag-ibig.

So ano yung mga pre-termination process options natin?

Pwede itong online. It will be credited to your pag-ibig loyalty cash card.

So pumunta lang kayo dyan sa website na yan.

Ang branch processing naman, you can do it. It could be credited to your pag-ibig loyalty cash card kapag prinases natin doon

or it could be credited to your elected bank account.

Natry ko na rin yan sa P1 ko dati. Binigay ko yung bank account ko para hindi sa loyalty cash card mapunta. Okay lang.

And then pupwede rin na cheque.

Handa ka na bang lumevel up sa savings mo?

Join the SEDPICA social community and get started to be a social investor today.

Step 1. Umatend ng self-paced online pre-membership education seminar.

Mag-sign up sa bit.ly slash sedpicoop.pmes now na!

Step 2. I-deposit ang iyong initial share capital, membership fee, at joint venture savings sa Gcash, BDO Online Banking, BPI Online Banking, Maya, EasyPay, or Direct Bank Deposit.

Daming options, di ba?

Sundi ng simple instructions sa bit.ly slash sedpipay para makapagsimula.

Step 3. Mag-login sa iyong SEDP SRI online account at ipaalam ang inyong deposit.

Go to bit.ly slash sedpionlinesri at kami na ang bahala sa iyo.

Ano bang inihintay mo? Sali na sa SEDPICA Sosyo ngayon and let's start building a brighter financial future together.