Financial Ignorance! Ito Ang Nagpapahirap Sa Atin. | Chinkee Tan
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Videos that will make you wealthy and debt-free.
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Hi there! It's Shingyie Tan, your Pambansang Wealth Coach.
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Thank you very much for tuning in in this episode.
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At pag-uusapan po natin isang mahalagang bagay na talagang nagpapahirap po sa atin.
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Para maintindihan niyo, imagine na may biglang na lang na may unnecessary
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or emergency ng pagkastos tulad ng pagpapagamot at pag-oospital.
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So, pag nagkaroon ka ng emergency na ganito,
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immediately, lubog ka sa utang,
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at wala kang talagang tinatawag na ipon.
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And then this can lead you to financial stress, anxiety,
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feeling mo sobra kang overwhelmed.
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Kaya tanungin mo sarili mo,
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bakit wala kang ipon,
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ba't di ka nakakabudget,
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or probably wala kang emergency fund.
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Baka ikaw ay kulang sa financial education.
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Or tinatawag natin financial ignorance.
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When you say the word called ignorant,
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medyo sabihin naman natin,
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Ay grobe naman, napaka-ignorante ko naman.
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Alam mo, lahat po tayo, lahat even me,
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dadaan tayo sa tinatawag na financial ignorance,
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pag wala tayong alam.
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Pero ito yung naintindihan ko.
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Kung tayo, pinagpatuloy natin yan,
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at hindi natin inayos ito,
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imbis na gumanda ang ating sitwasyon,
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lalo tong lalala.
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And then the question is,
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yun, naparating tanong sa mga seminar ko,
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why are some people poor?
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It's not because of the lack of money,
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it's not because of the lack of opportunity,
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it's because of financial ignorance
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and the lack of financial education.
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To prove my point,
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di ba maraming po nagsasabi,
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na hindi ako makapag-umpisa ng negosyo,
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dahil wala akong pera at pungunan.
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Ito lang po ang realidad.
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Bigyan mo isang taon at isang milyong piso,
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pero wala siyang kaalam-alam.
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Pagbalik mo, after one year,
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ano magiging status na kanyang buhay?
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Mayaman o mahirap?
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ubos na at mahirap na muli.
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Tanggalin mo ang kayamanan ni ginoong,
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Tanggalin mo lahat ng kanilang kayamanan.
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Balikan mo sila after one year.
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Ano ang magiging status na kanilang buhay?
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mayaman o mahirap?
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Pakitike na sa comment section.
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Chances are, mayaman na muli.
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kahit ang dami mong pera,
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pag hindi mo alam kung anong gagawin mo sa pera,
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dahan-dahang maubos ang iyong pera.
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Pero kahit wala kang ka-pera-pera,
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pero pag meron kang alam,
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you have financial empowerment,
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financial education,
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alam mo pa ano mag-save ng pera,
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humahong ng pera,
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magpalago ng pera,
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magka-ka-pera kamuli.
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type agree in the comment section.
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Kaya nga mga friendship,
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kung titignan mo talaga natin,
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ang punot-nulo talaga ng problema
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na karamihan ng tao,
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ay tungkol sa kakulangan
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ng kaalaman sa pera.
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Kaya nga tatanungin kita,
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at the same time,
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Arlene Gotgot from Hong Kong.
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Ano ang iyong grade
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sa tinatawag nating
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financial education?
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at wala kang pera
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tuwing may emergency?
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Huwag ka na mag-alala.
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The Ipon Box is here to help.
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and easy-to-use design,
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the Ipon Box makes it easy
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for you to stay on top
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and reach your financial goals
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So, ano pang hinihintay mo?
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Get your own Ipon Box
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at mag-ipon na tayo
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para sa ating future.
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So, parang sa mga tao
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pang wala pang masyadong kaalaman,
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these are the five things
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that you should do
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in order for you to break free
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from financial ignorance.
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Sinabi nga ni Jim Ron,
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reading is the essential
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for those who are seeking
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to rise above the ordinary.
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Kung gusto mo talagang
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umahon sa ikang kahirapan,
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kailangan madagdagang
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ang iyong karunungan
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Parati ko sinasabi dito
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sa ating programa,
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tamang karunungan
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ang susi sa pagyaman.
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Kaya kailangan matuto
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kaming magbasa ng libro.
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kaming magbasa ng libro.
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Or if not naman po,
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eh mag-research na lang po
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Ang dami na pong information
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right now sa internet.
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kung bakit hindi ka matututo.
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Agree or disagree?
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ang suggestion ko,
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parang madagdagang
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ang ating karunungan,
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pawasan po na natin
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ang ating pagsalita,
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dagdagan po natin
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Sinabi nga ng isang author
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na si Peter Drucker,
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most important in communication
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meron tayong mga opinion.
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Nakipag-usap tayo sa ibang tao,
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imbis na makinig po tayo,
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bukas ang ating isipan.
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Pinapangunahan na natin.
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Parang feeling natin
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ang galing-galing natin.
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kulang ang ating kaalamat.
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ang suggestion ko po sa inyo,
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pag may nakausap tayong mga taong
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matatalino at magagaling,
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huwag kayo na magkwento.
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tapos makinig ka na lang.
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At pag nakinig ka,
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mag-take down ka ng notes.
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O, itong tip ko po sa inyo,
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para madagdag ang ating karunungan
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educate yourself.
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How do you educate yourself?
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Aside from books,
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mag-attend ng mga workshop,
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free videos just like this.
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makinig ka ng podcast channel
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Sa Spotify at saka sa Apple Podcast.
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just like dito sa YouTube.
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Kaya nga sinabi ni Nelson Mandela,
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education is the most powerful weapon
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which you can use
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to change the world and your finances.
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Kaya nga mag-aral po tayo,
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mag-invest po tayo sa ating sarili.
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ito yung matinde.
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Para tayo po ay tumali,
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pagdating po sa pera,
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seek professional advice.
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Ang suggestion ko,
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lalo na sa mga taong gusto matutos
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pagdating sa pera,
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kung gusto nyong free,
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somebody say free.
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Free education about finances.
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Mag-apply kayo sa mga,
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ano, mga financial institutions.
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Like for example,
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Mag-apply kayo bilang isang mga
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financial advisor or FA.
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Pag ikaw ay naging financial advisor,
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wala silang choice.
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Kundi tuturuan ka
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kung paano humawak ng pera,
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paano magpalago ng pera,
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paano mag-invest ng pera.
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And then you'll be able to also create
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a financial plan, no?
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To meet not only your personal needs,
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but also other people's needs.
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Kaya ang importante yan,
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yan ang isang pang-diskarte.
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At isang pang-diskarte na
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pwede mong ikayaman,
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ito yung pinakamabis na diskarte.
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Be with like-minded people.
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Surround yourself with people
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who share the same values,
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Because these are the people
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who will help you to move forward
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and be the best version of yourself.
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ang suggestion ko,
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kung ikaw gusto mong maging iponaryo,
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Sumali ka sa aming grupo.
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Oo, ano yung grupo po namin?
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Meron po kaming grupo sa Facebook.
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Private group to,
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pero invitado po kayo,
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Hanapin nyo lang sa Facebook group po
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ang Team Iponaryo.
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Mag-subscribe po kayo.
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doon may-encourage talaga kayo,
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makakakita kayo ng mga iponaryo natin,
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At the same time,
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sinashare nila kanilang financial goal
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at diskarte kung paano sila nakaahon.
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May mga friendship.
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Ito yung gagawin po natin.
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If you are ready to take control of your finances.
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Again, anong gagawin natin?
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Maghanap ng mga mentors.
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At the same time,
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sumama sa mga grupo.
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At we look forward in helping you
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to achieve your financial goals
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and financial dreams.
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Maraming maraming salamat.
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eh, makure na po natin
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ang problema talaga natin
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pagdating sa pera is
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ang tamang karunungan,
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Thank you for watching.
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If you want to suggest a topic or review
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that you would like me to discuss
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on the next video,
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please do comment below
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para mabasa po namin.
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Thank you very much.
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And I'll see you on our next video.
