Financial Ignorance! Ito Ang Nagpapahirap Sa Atin. | Chinkee Tan
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00:00.0
Ay, grobe naman, napaka-ignorante ko naman.
00:04.0
Walang dahilan, walang dahilan kung bakit hindi ka matututo.
00:09.0
Bawasan po na natin ang ating pagsalita,
00:12.0
dagdagan po natin ang pakikinig.
00:14.0
Kapatid, kamusta ka na?
00:16.0
Kamusta na ang iyong financial situation?
00:18.0
Ito ba ay gumiginhawa o lalo nagpapahirap sa buhay mo?
00:23.0
Sa video na ito, pag-uusapan natin ang pinakasusi at pinakadahilan
00:27.0
kung bakit tayo naghihirap pagdating sa pera.
00:29.0
Videos that will make you wealthy and debt-free.
00:36.0
Hi there! It's Shingyie Tan, your Pambansang Wealth Coach.
00:38.0
Thank you very much for tuning in in this episode.
00:41.0
At pag-uusapan po natin isang mahalagang bagay na talagang nagpapahirap po sa atin.
00:46.0
Para maintindihan niyo, imagine na may biglang na lang na may unnecessary
00:52.0
or emergency ng pagkastos tulad ng pagpapagamot at pag-oospital.
00:57.0
So, pag nagkaroon ka ng emergency na ganito,
00:59.0
immediately, lubog ka sa utang,
01:02.0
at wala kang talagang tinatawag na ipon.
01:05.0
And then this can lead you to financial stress, anxiety,
01:08.0
feeling mo sobra kang overwhelmed.
01:11.0
Kaya tanungin mo sarili mo,
01:12.0
bakit wala kang ipon,
01:14.0
ba't di ka nakakabudget,
01:16.0
or probably wala kang emergency fund.
01:18.0
Baka ikaw ay kulang sa financial education.
01:22.0
Or tinatawag natin financial ignorance.
01:25.0
When you say the word called ignorant,
01:27.0
medyo sabihin naman natin,
01:28.0
Ay grobe naman, napaka-ignorante ko naman.
01:30.0
Alam mo, lahat po tayo, lahat even me,
01:33.0
dadaan tayo sa tinatawag na financial ignorance,
01:36.0
pag wala tayong alam.
01:37.0
Pero ito yung naintindihan ko.
01:38.0
Kung tayo, pinagpatuloy natin yan,
01:40.0
at hindi natin inayos ito,
01:42.0
imbis na gumanda ang ating sitwasyon,
01:44.0
lalo tong lalala.
01:45.0
And then the question is,
01:46.0
yun, naparating tanong sa mga seminar ko,
01:48.0
why are some people poor?
01:50.0
It's not because of the lack of money,
01:52.0
it's not because of the lack of opportunity,
01:54.0
it's because of financial ignorance
01:56.0
and the lack of financial education.
01:58.0
To prove my point,
01:59.0
di ba maraming po nagsasabi,
02:00.0
na hindi ako makapag-umpisa ng negosyo,
02:03.0
dahil wala akong pera at pungunan.
02:05.0
Ito lang po ang realidad.
02:07.0
Bigyan mo isang taon at isang milyong piso,
02:10.0
pero wala siyang kaalam-alam.
02:11.0
Pagbalik mo, after one year,
02:13.0
ano magiging status na kanyang buhay?
02:15.0
Mayaman o mahirap?
02:17.0
ubos na at mahirap na muli.
02:19.0
Tanggalin mo ang kayamanan ni ginoong,
02:26.0
Tanggalin mo lahat ng kanilang kayamanan.
02:27.0
Balikan mo sila after one year.
02:29.0
Ano ang magiging status na kanilang buhay?
02:32.0
mayaman o mahirap?
02:33.0
Pakitike na sa comment section.
02:36.0
Chances are, mayaman na muli.
02:39.0
kahit ang dami mong pera,
02:41.0
pag hindi mo alam kung anong gagawin mo sa pera,
02:43.0
dahan-dahang maubos ang iyong pera.
02:45.0
Pero kahit wala kang ka-pera-pera,
02:47.0
pero pag meron kang alam,
02:48.0
you have financial empowerment,
02:50.0
financial education,
02:51.0
alam mo pa ano mag-save ng pera,
02:53.0
humahong ng pera,
02:54.0
magpalago ng pera,
02:55.0
magka-ka-pera kamuli.
02:58.0
type agree in the comment section.
02:59.0
Kaya nga mga friendship,
03:01.0
kung titignan mo talaga natin,
03:02.0
ang punot-nulo talaga ng problema
03:04.0
na karamihan ng tao,
03:05.0
ay tungkol sa kakulangan
03:07.0
ng kaalaman sa pera.
03:09.0
Kaya nga tatanungin kita,
03:13.0
at the same time,
03:16.0
Arlene Gotgot from Hong Kong.
03:18.0
Ano ang iyong grade
03:20.0
sa tinatawag nating
03:21.0
financial education?
03:23.0
at wala kang pera
03:24.0
tuwing may emergency?
03:26.0
Huwag ka na mag-alala.
03:27.0
The Ipon Box is here to help.
03:30.0
and easy-to-use design,
03:31.0
the Ipon Box makes it easy
03:33.0
for you to stay on top
03:35.0
and reach your financial goals
03:38.0
So, ano pang hinihintay mo?
03:39.0
Get your own Ipon Box
03:41.0
at mag-ipon na tayo
03:42.0
para sa ating future.
03:44.0
So, parang sa mga tao
03:45.0
pang wala pang masyadong kaalaman,
03:47.0
these are the five things
03:48.0
that you should do
03:49.0
in order for you to break free
03:50.0
from financial ignorance.
03:55.0
Sinabi nga ni Jim Ron,
03:56.0
reading is the essential
03:57.0
for those who are seeking
03:58.0
to rise above the ordinary.
04:01.0
Kung gusto mo talagang
04:02.0
umahon sa ikang kahirapan,
04:04.0
kailangan madagdagang
04:05.0
ang iyong karunungan
04:07.0
Parati ko sinasabi dito
04:08.0
sa ating programa,
04:10.0
tamang karunungan
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ang susi sa pagyaman.
04:12.0
Kaya kailangan matuto
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kaming magbasa ng libro.
04:16.0
kaming magbasa ng libro.
04:18.0
Or if not naman po,
04:19.0
eh mag-research na lang po
04:22.0
Ang dami na pong information
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right now sa internet.
04:26.0
kung bakit hindi ka matututo.
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Agree or disagree?
04:30.0
ang suggestion ko,
04:31.0
parang madagdagang
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ang ating karunungan,
04:33.0
pawasan po na natin
04:34.0
ang ating pagsalita,
04:35.0
dagdagan po natin
04:39.0
Sinabi nga ng isang author
04:41.0
na si Peter Drucker,
04:43.0
most important in communication
04:50.0
meron tayong mga opinion.
04:52.0
Nakipag-usap tayo sa ibang tao,
04:53.0
imbis na makinig po tayo,
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bukas ang ating isipan.
04:56.0
Pinapangunahan na natin.
04:57.0
Parang feeling natin
04:58.0
ang galing-galing natin.
05:00.0
kulang ang ating kaalamat.
05:02.0
ang suggestion ko po sa inyo,
05:03.0
pag may nakausap tayong mga taong
05:05.0
matatalino at magagaling,
05:06.0
huwag kayo na magkwento.
05:10.0
tapos makinig ka na lang.
05:11.0
At pag nakinig ka,
05:14.0
mag-take down ka ng notes.
05:16.0
O, itong tip ko po sa inyo,
05:17.0
para madagdag ang ating karunungan
05:20.0
educate yourself.
05:22.0
How do you educate yourself?
05:24.0
Aside from books,
05:27.0
mag-attend ng mga workshop,
05:32.0
free videos just like this.
05:36.0
makinig ka ng podcast channel
05:40.0
Sa Spotify at saka sa Apple Podcast.
05:44.0
just like dito sa YouTube.
05:45.0
Kaya nga sinabi ni Nelson Mandela,
05:47.0
education is the most powerful weapon
05:49.0
which you can use
05:51.0
to change the world and your finances.
05:55.0
Kaya nga mag-aral po tayo,
05:56.0
mag-invest po tayo sa ating sarili.
05:59.0
ito yung matinde.
06:00.0
Para tayo po ay tumali,
06:01.0
pagdating po sa pera,
06:02.0
seek professional advice.
06:04.0
Ang suggestion ko,
06:06.0
lalo na sa mga taong gusto matutos
06:08.0
pagdating sa pera,
06:09.0
kung gusto nyong free,
06:11.0
somebody say free.
06:12.0
Free education about finances.
06:14.0
Mag-apply kayo sa mga,
06:16.0
ano, mga financial institutions.
06:18.0
Like for example,
06:22.0
Mag-apply kayo bilang isang mga
06:23.0
financial advisor or FA.
06:26.0
Pag ikaw ay naging financial advisor,
06:28.0
wala silang choice.
06:29.0
Kundi tuturuan ka
06:30.0
kung paano humawak ng pera,
06:31.0
paano magpalago ng pera,
06:32.0
paano mag-invest ng pera.
06:35.0
And then you'll be able to also create
06:37.0
a financial plan, no?
06:38.0
To meet not only your personal needs,
06:40.0
but also other people's needs.
06:42.0
Kaya ang importante yan,
06:44.0
yan ang isang pang-diskarte.
06:45.0
At isang pang-diskarte na
06:47.0
pwede mong ikayaman,
06:49.0
ito yung pinakamabis na diskarte.
06:51.0
Be with like-minded people.
06:54.0
Surround yourself with people
06:56.0
who share the same values,
07:01.0
Because these are the people
07:02.0
who will help you to move forward
07:03.0
and be the best version of yourself.
07:07.0
ang suggestion ko,
07:08.0
kung ikaw gusto mong maging iponaryo,
07:11.0
Sumali ka sa aming grupo.
07:12.0
Oo, ano yung grupo po namin?
07:14.0
Meron po kaming grupo sa Facebook.
07:15.0
Private group to,
07:16.0
pero invitado po kayo,
07:20.0
Hanapin nyo lang sa Facebook group po
07:22.0
ang Team Iponaryo.
07:23.0
Mag-subscribe po kayo.
07:25.0
doon may-encourage talaga kayo,
07:26.0
makakakita kayo ng mga iponaryo natin,
07:29.0
At the same time,
07:30.0
sinashare nila kanilang financial goal
07:32.0
at diskarte kung paano sila nakaahon.
07:34.0
May mga friendship.
07:35.0
Ito yung gagawin po natin.
07:37.0
If you are ready to take control of your finances.
07:40.0
Again, anong gagawin natin?
07:46.0
Maghanap ng mga mentors.
07:47.0
At the same time,
07:48.0
sumama sa mga grupo.
07:50.0
At we look forward in helping you
07:52.0
to achieve your financial goals
07:55.0
and financial dreams.
07:56.0
Maraming maraming salamat.
07:58.0
eh, makure na po natin
07:59.0
ang problema talaga natin
08:01.0
pagdating sa pera is
08:05.0
ang tamang karunungan,
08:08.0
Thank you for watching.
08:10.0
If you want to suggest a topic or review
08:12.0
that you would like me to discuss
08:13.0
on the next video,
08:14.0
please do comment below
08:15.0
para mabasa po namin.
08:17.0
Thank you very much.
08:18.0
And I'll see you on our next video.