Break Free from Financial Indecision: Unlock Your Path to Money Mastery and Success | Chinkee Tan
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Takot sila na gumawa ng desisyon baka magkamali, malugi, at mawala ang pinagpaguran na pera.
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You need to have a clear vision of what you want in life and what you want to achieve in order for you to overcome indecision and procrastination.
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Videos that will make you wealthy and debt-free.
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Umabot ka na ba sa punto ng buhay na talagang sobrang stress ka na, gulong-gulo ka na, at hindi ka makapag-decide sa inyong financial situation?
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Ay naku mga friendship, ako ay nanggaling na rin doon.
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Kaya nga sa episode na ito, pag-uusapan po natin on how to break free from the spirit of indecision and procrastination.
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Hi there, this is Shingy Tan, your Pambansang Wealth Coach.
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Thank you very much for tuning in in this channel.
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Ito yung channel ng mga iponaryo at ng mga paonlad.
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Sa episode na ito, we are going through our breaking free series, yung break free series natin.
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Kung nagugustuhan nyo itong breaking free series natin, please type the word gusto in the comment section.
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Kung namiss nyo yung mga ibang episode, huwag kayong mag-alala.
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Sa may comment section sa description po, i-click nyo na lang, makikita nyo na po yung buong series po natin.
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Sa episode na ito, pag-uusapan natin financial indecision and procrastination.
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Ano po ang kailangan natin gawin para matanggal natin ito?
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Alam mo, wala namang sekreto na ang pera po ay mahalaga sa buhay ng bawat tao.
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Kaya nga, maraming tao po ang talagang nag-hehesitate,
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nagdadalawang isip na gumawa ng mga financial decision,
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mag-take ng risk, mag-nenegosyo ba ako o hindi,
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mag-resign ba ako o hindi, mag-invest ba ako o hindi.
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Kasi nga, takot sila na gumawa ng desisyon baka magkamali, malugi, at mawala ang pinagpaguran na pera.
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Kaya kung ikaw ay isa doon o gusto kitang tulungan by helping you to decide.
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So, I made an acrostic on a word called D-E-C-I-D-E.
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Para matulungan kayo na may tama kayong pagpapasya at desisyon.
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O, handa ka na ba?
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Kung handa ka na ba, kumuha ka ng isang pirasong papel at ball pen at magsulat ka.
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Let's go to letter D.
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Define your financial goal.
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Bago ka mag-design, alaling mo muna kung anong talagang gusto mo.
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Just like sinabi nga ni Anthony Robbins,
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is the first step in turning the invisible to the visible.
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Kung gusto mo talaga matupad ang imong pangarap sa imong kinabuhi, kailangan.
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Alamin mo muna kung anong gusto mo.
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Napakahirap hanapin ang isang bagay kapag hindi mo alam.
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Like for example,
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sinabi sa iyo ng kaibigan mo,
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hanapin mo yung sasakyang ko sa building 2,
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o sasakyang ko ito itura.
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Pero pag hindi mo alam talaga kung anong itura,
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kung anong pla ka,
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ay naku, mahihirapan ka talaga maghanap.
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Kaya likewise with finances,
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that's the reason why it's very important you need to have a clear vision of
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what you want in life and what you want to achieve
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in order for you to overcome indecision and procrastination.
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Let's go to letter E sa DECIDE.
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Pagkatapos naka-define mo na,
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ang next kailangan, evaluate.
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Evaluate na po natin.
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Number 1, ang iyong income.
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Magkano ba talaga ang income mo?
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Number 2, check natin yung expenses mo.
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Mas malaki ba ang income compared to expenses?
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O mas malaki ang expenses compared to income?
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Kung mas malaki ang expenses compared to income,
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negative po talaga tayo.
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Ibig sabihin po niyan,
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talagang napakahirap po na mag-decide bakit.
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Kasi kapos ang iyong pera.
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And then next, pag na-realize mo na, na-evaluate mo na,
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right now, it's important for you to identify
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anong pa yung kailangan mong gawin
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para mag-increase ang income mo
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at mababa ang expenses mo.
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Now, anong gagawin na natin ngayon para makapag-decide ka sa finances mo?
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Letter C na po tayong C,
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Ang discarded niyan,
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gumawa po tayo ng budget na naaayon sa ating kinikita.
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Kung ang kinikita natin dito,
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ang gastos natin dapat dito or dito.
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Makakatulong yan, eh.
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Pagka na-allocate natin ng maayos ang ating resources,
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kukontrolin po natin ang ating gastusin
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in order for us to make better financial decision.
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Ang pagpaplano po para sa akin,
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ang susi sa paglaban ng mga financial stress at indecision sa buhay.
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Naka-DEC na tayo!
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Bago tayong magtapos.
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Pero bago natin pagpatuloy,
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syempre, babatiin muna natin si Crispin Villanueva,
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at the same time si Yozel E.
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Maraming maraming salamat!
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So ngayon, na-define mo na kung anong gusto mo,
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na-evaluate mo na yung current financial situation mo,
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nakaka-create ka na ng tamang budget.
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Let's go to Letter I.
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Ano na gagawin natin?
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I-implement mo na yung plano mo.
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Alam mo, walang sikreto po, eh.
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Para makamit po natin ang gusto natin.
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Ang kailangan po natin, gawin po natin.
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Hindi lang tayo panaisip, panayplano,
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wala namang sa gawa.
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Simulan na po natin ang maliit ng pagmabago sa ating spending habits.
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Like for example,
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bawasa na po natin ang magpagbibili ng mga bagay
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na hindi naman natin kailangan,
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pero gusto lang po natin.
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Doon tayo magumpisa sa maliliit.
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And then, huwag kayong mag-alala.
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Ang kalaban mo dito ay iyong sarili.
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Kailangan meron kang disiplina.
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Kasi in the process of implementation,
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maraming pong mga temptation na lalapit po sa'yo.
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Katulad ng mga sale.
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Katulad ng mga masasarap ng pagkain.
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i-implement muna natin.
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And then once you start implementing already,
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the letter D will kick in.
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Ano yung letter D?
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It will develop new habits.
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In order for us to break free
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from our old habits,
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we have to unlearn
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in order for us to relearn new habits.
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May kasabihan nga,
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it will take at least 2 months or 60 days
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for you to learn a new habit.
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That's the reason why,
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lalo na yun sa mga tao na gusto talaga mag-ipon,
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sinachallenge ko sila na sumali sa aming Ipon Challenge.
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So, magumpisa ka.
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Sa paghulog-hulog,
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diba yung 20 pesos, 50 pesos,
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hindi ito sa pera eh.
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Hindi mahalaga yung pera.
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you develop a what?
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Instead of spending and splurging,
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ang habit mo is savings.
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Alam mo, may kasabihan nga eh.
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You got to develop a new habit
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in order for you to unlearn
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Kaya ang tanong po right now,
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anong habit na na-develop mo?
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Savings or spending?
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And last, letter E.
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On the word called decide,
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para tayo may break free na tayo
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sa financial indecision
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and financial procrastination.
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Evaluate your progress
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and adjust as needed.
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Alam mo, sinabi ni Peter Drucker,
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one of the famous author,
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when it gets measured,
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Kaya kailangan i-evaluate po natin.
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Kaya nga, ito nga.
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Ang galing talaga ng idea
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nitong Ipon Box na ito.
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Kasi may evaluate mo,
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ah, magkano na ipon ko?
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Ah, meron akong 1,000.
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Meron akong 2,500.
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So, it helps you to motivate you
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and make informed decision.
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maa-achieve mo na
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ang iyong financial goal
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Kaya ulitin ko po natin
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na para sa mga tao
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na hirapan mag-decide
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at nang pa-procrastinate,
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ano bang gusto mo?
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Define your financial goals.
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Evaluate your current financial situation.
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create a budget and a plan.
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Pag nakakreate ka na,
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develop new habits.
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and try something that is new.
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evaluate your progress.
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Now, meron ka ng alam,
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ngayon itsa-challenge ko,
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may tools ka na ba
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in order for you to break free
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from financial procrastination
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Kung if you want,
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just like yung pinakita ko po sa inyo,
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itong ipon box na ito,
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you can use this ipon box
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in order for you to develop
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new financial habits.
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Kung gusto nyo magkaroon
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i-check nyo na lang
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yung comment section.
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Nagustuhan nyo ba
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tong session natin na ito?
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Kung nagustuhan nyo
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tong session na ito,
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type the word gusto
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in the comment section.
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tamang karunungan,
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ang susi sa pagyaman.
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Thank you for watching.
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If you want to suggest a topic
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that you would like me to discuss
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on the next video,
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please do comment below
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para mabasa po namin.
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Thank you very much,
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and I'll see you on our next video.