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Thank you very much for tuning in this channel, the channel ng mga eponaryo at mga paonla.
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Ang pag-uusapan po natin dito ay burn out and money stress at paano tayo makakawala.
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Alam mo, aminin man natin o hindi, lahat po tayo ay may pinagdadaanan sa ating buhay.
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I used to also have no money, broke ako, at saka ang hirap po talaga.
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Ang hirap pag wala kang pera, ibang tingin sa'yo ng tao pag wala kang pera.
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At the same time, yung financial pressure, lalo na kung ikaw ay breadwinner.
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Nakakadrain ng energy. Pero ito yung good news.
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I would like to help you out by sharing with you yung stress formula.
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Ano po yung gagawin natin kung may papel at ball pen kayo?
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Please take this opportunity to write this down.
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Let's start with letter S.
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Kung gusto mo matanggal talaga ang financial stress mo sa buhay, simplify.
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Simplihan po natin ang ating buhay.
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Alam mo, simplicity is the ultimate solution to most of our financial problems.
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Alam mo, sa totoo lang, naalala mo naman ito.
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I don't know kung mag-a-agree ka nung maliitang kita na pagkakasya, may sobra pa.
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Nung lumakin na kita, nagkulang na nagka-utang pa.
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Kasi yung pag tumataas po ang ating income, tumataas din ang ating lifestyle.
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So, ang suggestion ko, baka pwede mong tignan ang iyong mga tukador,
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ang inyong cabinet.
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Mag-declutter muna tayo.
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Tanggalin muna natin yung mga bagay, mga damit, sapatos, na hindi natin nagagamit.
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Live in simplicity, not in duplicity.
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That's the letter S.
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Para mabawasan din ang ating stress sa buhay, let's go to letter T.
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Anong gagawin po naman natin?
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I-track naman natin ang ating gastusin.
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Alam mo, what I've learned in life, what you measure in life will grow.
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What you don't measure in life will not grow.
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Pag tinatrack mo lahat, sinusubaybayan mo ang iyong paggastos,
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ni-ultimum piso, ni-lilista mo, malalaman mo talaga ang gastos-gastos po natin.
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Kaya nga, alam mo, ayokong parating tinatanong na lang natin at the end of the year.
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Saan napunta ang kinita ko?
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Nakakapagod na yun kung parating yan ang tinatanong mo.
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Kaya gumamit kayo ng mga apps, Excel file, or if not naman, sa cellphone nyo.
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Or if not naman, yung mga resibo, kolektahan nyo,
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para malaman nyo talaga kung magkano talaga ang tunay niyong gastusin.
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Para mabawasan din ang ating stress, let's go to letter R.
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I-reevaluate natin paano tayo gumastos.
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I-reevaluate din natin ang ating spending habits.
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Katulad ng sinabi ni Stephen Covey,
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the key is not to prioritize what's on your schedule,
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but to schedule based on your priorities.
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Kung ang priority mo ay magbayad ng utang,
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dapat pagkumita ka ngayon, anong unang gagawin natin?
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Magbayad tayo ng utang.
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Kung ang priority mo naman ay mag-ipon para sa emergency fund mo,
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pagkumita ka, anong gagawin mo?
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Dapat pambayad mo na ng emergency fund.
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Na nag-gets nyo ba?
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Kailangan kasi, parang alam mo, ito lang,
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sasimplehan ko lang,
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para malaman ko talaga saan pumupunta ang iyong pera,
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saan pumupunta ang iyong kita,
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alam mo, iche-check ko lang ang iyong credit card,
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at saka iyong checking account.
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Kung makikita natin saan ang gastusin mo,
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ibig sabihin, nandun ang priorities mo.
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Wag naman sana panay travel at pagkain.
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Okay, shout-out lang tayo kay Taidong TV,
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kay Perfect Adventure,
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at the same time kay Ariniel Moco Vlogs.
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O, napaka hirap basahin ng pangalan.
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Let's go to letter E.
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Letter E of stress.
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Ano yung letter E?
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Yan, kung gusto mong bawasan ang stress mo,
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kailangan magkaroon tayo ng emergency fund.
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Kasi magkaroon tayong tinatawag ng safety net.
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Ang goal po natin ngayon, especially sa panahon ng pandemic,
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at least six months to one year.
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Everybody says six months to one year.
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Just in case na mawalan ka ng work,
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may anim na hanggang labing dalawang buwan ka
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na pwede kang mag-isip,
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pwede kang dumiskate na hindi ka man-stress.
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Type agree in the comment section if you agree.
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Now, let's go to letter S of stress.
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Para mabawasan ang ating financial stress,
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set realistic goal.
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Sinabi nga ng isang famous writer,
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A goal without a plan is just a wish.
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Alam po natin ang ating short term, medium term, and long term goal.
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Short term, one to five years.
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Medium term, six to twenty years.
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Twenty-one and above.
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Kung anong gusto mong ngyari, sulat mo.
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One to five years, I want to be debt-free.
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Then, i-prioritize mo, bayaran mo.
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O six to twenty, I want to buy a car.
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O next, pag natapos na yung pagbabayad ng utang,
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e, syempre, sasakyan na tayo.
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So, ang ganda talaga,
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pagka nafu-fulfill mo
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ang iyong plano sa buhay,
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nababawasan ang iyong stress.
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And last but not the least,
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yung pinaka-best talaga,
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if you want to avoid stress and minimize stress
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surround yourself with supportive people.
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Alam mo, sinabi nga ni Jim Rohn,
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the famous speaker naman,
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You are the average of the five people
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you spend most of your time with.
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Kung madalas kasama mo,
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yung mga lasinggero,
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ay magiging pang-anim ka.
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Kung lima ang kausap mong chismoso,
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Kung lima ang kausap mong mga ika nga nagre-reklamo,
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Pag lima ang kausap mong negosyante,
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Pag lima ang kausap mo na iponaryo,
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Build a network of supportive friends,
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who share the same values just like you.
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Kaya nga kung wala kayong mga friendship,
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tatulad ng mga positive ng mga tao,
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please do subscribe in this channel.
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Mag-subscribe din kayo sa aking podcast.
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Marami kayong matunan na lipre po.
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So, mga friendship,
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uulitin natin na para mabawasan ang ating financial stress,
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track your spending,
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re-evaluate your spending and priorities.
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set realistic goal.
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And number seven,
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surround yourself with like-minded people
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or supportive people.
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pagsinundan nyo itong stress formula po natin,
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dahan-dahan na mababawasan ang iyong financial burden,
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financial stress sa buhay,
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at dahil rating ang panahon,
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magkakaroon ka na ng financial freedom and peace.
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At alam ko, yan ang gusto mo.
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wag mo nang hintayin pa.
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Bago ka mag-umpisa,
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umpisaan mo na ngayon.
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At kung nagustuhan mo itong video na ito,
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i-copylink mo itong video na ito
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at i-share mo sa mga friends mo,
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sa mga coworkers mo.
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magsama-sama tayo,
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let us break the change of money stress and burnout.
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we can achieve happiness and success.
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kung gusto nyo talagang maging tunay na iponaryo,
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mag-subscribe na rin kayo,
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not only on this channel,
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but also on our Facebook group na tinatawag na Team Iponaryo.
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Tatandaan ang tamang karunungan,
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ang Susy sa Pagyaman.
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Thank you for watching.
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If you want to suggest a topic or review
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that you would like me to discuss on the next video,
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please do comment below,
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para mabasa po namin.
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Thank you very much,
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and I'll see you on our next video.
