Bumitaw na sa masamang ugali ng pera! Ha?! Are you constantly worrying about money, struggling to make ends meet, and feeling overwhelmed by the pursuit of financial success? You're not alone. Many people find themselves trapped in a never-ending cycle of stress and burnout, chasing a dream that feels more like a nightmare. But what if I told you there is a way to break free and reclaim your life? Break the chains of money stress and burnout! tune-in and don’t tune out! Ready ka na ba na mag-ipon at the same time ay manalo ng 10k? 🤑 Nakaipon ka na, nanalo ka pa ng sampung libo! Gusto mo? PLUS you will be featured on the One PH Mag Badyet Tayo TV Show! Grabe! 🤩 But wait there is one more - A free one-on-one Zoom meeting with me! 😍 🌟 CONTEST MECHANICS 🌟 1. Post your photo or 1-min video and share your personal ipon story on your social media platforms like Facebook, Tiktok, or Instagram. 2. Use the hashtags #IponChallenge and #Iponaryo 3. Tag me @chinkeetan and 3 of your friends na

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Alam mo, aminin man natin o hindi, lahat po tayo ay may pinagdadaanan sa ating buhay.

Malalaman mo talaga ang gastos-gastos po natin.

Parang di ka nalang bago nag-aalala at the same time parang feeling mo,

hindi talaga magkasa ang swelde mo at stress na stress ka na sa inyong financial situation.

Hindi ka nag-iisa.

Alam nyo, marami pong tao ang pumapasok sa ganoong sitwasyon at nahihirapanan.

But what if I tell you may paraan po tayo para tayo ay makawala sa ganitong klaseng sitwasyon?

Yan ang pag-uusapan natin today on how to break free from money stress and burn out.

Hi there! This is Shingy Tan, your Pambansang World Coach.

Thank you very much for tuning in this channel, the channel ng mga eponaryo at mga paonla.

Ang pag-uusapan po natin dito ay burn out and money stress at paano tayo makakawala.

Alam mo, aminin man natin o hindi, lahat po tayo ay may pinagdadaanan sa ating buhay.

I used to also have no money, broke ako, at saka ang hirap po talaga.

Ang hirap pag wala kang pera, ibang tingin sa'yo ng tao pag wala kang pera.

At the same time, yung financial pressure, lalo na kung ikaw ay breadwinner.

Nakakadrain ng energy. Pero ito yung good news.

I would like to help you out by sharing with you yung stress formula.

S-T-R-E-S-S.

Ano po yung gagawin natin kung may papel at ball pen kayo?

Please take this opportunity to write this down.

Let's start with letter S.

Kung gusto mo matanggal talaga ang financial stress mo sa buhay, simplify.

Simplihan po natin ang ating buhay.

Alam mo, simplicity is the ultimate solution to most of our financial problems.

Alam mo, sa totoo lang, naalala mo naman ito.

I don't know kung mag-a-agree ka nung maliitang kita na pagkakasya, may sobra pa.

Nung lumakin na kita, nagkulang na nagka-utang pa.

Kasi yung pag tumataas po ang ating income, tumataas din ang ating lifestyle.

So, ang suggestion ko, baka pwede mong tignan ang iyong mga tukador,

ang inyong cabinet.

Mag-declutter muna tayo.

Tanggalin muna natin yung mga bagay, mga damit, sapatos, na hindi natin nagagamit.

Live in simplicity, not in duplicity.

That's the letter S.

Para mabawasan din ang ating stress sa buhay, let's go to letter T.

Anong gagawin po naman natin?

I-track naman natin ang ating gastusin.

Alam mo, what I've learned in life, what you measure in life will grow.

What you don't measure in life will not grow.

Pag tinatrack mo lahat, sinusubaybayan mo ang iyong paggastos,

ni-ultimum piso, ni-lilista mo, malalaman mo talaga ang gastos-gastos po natin.

Kaya nga, alam mo, ayokong parating tinatanong na lang natin at the end of the year.

Saan napunta ang kinita ko?

Nakakapagod na yun kung parating yan ang tinatanong mo.

Kaya gumamit kayo ng mga apps, Excel file, or if not naman, sa cellphone nyo.

Or if not naman, yung mga resibo, kolektahan nyo,

para malaman nyo talaga kung magkano talaga ang tunay niyong gastusin.

Para mabawasan din ang ating stress, let's go to letter R.

Re-evaluate.

I-reevaluate natin paano tayo gumastos.

I-reevaluate din natin ang ating spending habits.

Katulad ng sinabi ni Stephen Covey,

the key is not to prioritize what's on your schedule,

but to schedule based on your priorities.

Kung ang priority mo ay magbayad ng utang,

dapat pagkumita ka ngayon, anong unang gagawin natin?

Magbayad tayo ng utang.

Kung ang priority mo naman ay mag-ipon para sa emergency fund mo,

pagkumita ka, anong gagawin mo?

Dapat pambayad mo na ng emergency fund.

Na nag-gets nyo ba?

Kailangan kasi, parang alam mo, ito lang,

sasimplehan ko lang,

para malaman ko talaga saan pumupunta ang iyong pera,

saan pumupunta ang iyong kita,

alam mo, iche-check ko lang ang iyong credit card,

at saka iyong checking account.

Kung makikita natin saan ang gastusin mo,

ibig sabihin, nandun ang priorities mo.

Wag naman sana panay travel at pagkain.

Okay, shout-out lang tayo kay Taidong TV,

kay Perfect Adventure,

at the same time kay Ariniel Moco Vlogs.

O, napaka hirap basahin ng pangalan.

Let's go to letter E.

Letter E of stress.

Ano yung letter E?

Emergency fund.

Yan, kung gusto mong bawasan ang stress mo,

kailangan magkaroon tayo ng emergency fund.

Kasi magkaroon tayong tinatawag ng safety net.

Ang goal po natin ngayon, especially sa panahon ng pandemic,

at least six months to one year.

Everybody says six months to one year.

Bakit po?

Just in case na mawalan ka ng work,

may anim na hanggang labing dalawang buwan ka

na pwede kang mag-isip,

pwede kang dumiskate na hindi ka man-stress.

Do you agree?

Type agree in the comment section if you agree.

Now, let's go to letter S of stress.

Para mabawasan ang ating financial stress,

set realistic goal.

Sinabi nga ng isang famous writer,

na sinabi,

A goal without a plan is just a wish.

Kailangan po.

Alam po natin ang ating short term, medium term, and long term goal.

Short term, one to five years.

Medium term, six to twenty years.

Twenty-one and above.

Kung anong gusto mong ngyari, sulat mo.

One to five years, I want to be debt-free.

Sulat mo.

Then, i-prioritize mo, bayaran mo.

O six to twenty, I want to buy a car.

O next, pag natapos na yung pagbabayad ng utang,

e, syempre, sasakyan na tayo.

So, ang ganda talaga,

pagka nafu-fulfill mo

ang iyong plano sa buhay,

diba,

nababawasan ang iyong stress.

And last but not the least,

yung pinaka-best talaga,

if you want to avoid stress and minimize stress

sa finances,

surround yourself with supportive people.

Alam mo, sinabi nga ni Jim Rohn,

the famous speaker naman,

sinabi niya,

You are the average of the five people

you spend most of your time with.

Kung madalas kasama mo,

yung mga lasinggero,

ay magiging pang-anim ka.

Kung lima ang kausap mong chismoso,

pang-anim ka.

Kung lima ang kausap mong mga ika nga nagre-reklamo,

pang-anim ka.

Pag lima ang kausap mong negosyante,

pang-anim ka.

Pag lima ang kausap mo na iponaryo,

pang-anim ka.

Hahaha

Build a network of supportive friends,

family,

professional,

who share the same values just like you.

Kaya nga kung wala kayong mga friendship,

tatulad ng mga positive ng mga tao,

optimistic,

please do subscribe in this channel.

Mag-subscribe din kayo sa aking podcast.

Marami kayong matunan na lipre po.

So, mga friendship,

uulitin natin na para mabawasan ang ating financial stress,

umpisa natin,

simplify,

number two,

track your spending,

number three,

re-evaluate your spending and priorities.

Letter E,

emergency fund.

Letter S,

set realistic goal.

And number seven,

surround yourself with like-minded people

or supportive people.

Alam nyo,

alam nyo,

pagsinundan nyo itong stress formula po natin,

dahan-dahan na mababawasan ang iyong financial burden,

financial stress sa buhay,

at dahil rating ang panahon,

magkakaroon ka na ng financial freedom and peace.

At alam ko, yan ang gusto mo.

Kaya nga,

wag mo nang hintayin pa.

Bago ka mag-umpisa,

umpisaan mo na ngayon.

At kung nagustuhan mo itong video na ito,

may pakiusap ko,

i-copylink mo itong video na ito

at i-share mo sa mga friends mo,

sa mga coworkers mo.

So together,

magsama-sama tayo,

let us break the change of money stress and burnout.

Together,

we can achieve happiness and success.

Kaya nga,

sumali na kayo.

By the way,

kung gusto nyo talagang maging tunay na iponaryo,

mag-subscribe na rin kayo,

not only on this channel,

but also on our Facebook group na tinatawag na Team Iponaryo.

Tatandaan ang tamang karunungan,

tamang kaalaman

ang Susy sa Pagyaman.

Thank you for watching.

If you want to suggest a topic or review

that you would like me to discuss on the next video,

please do comment below,

para mabasa po namin.

Thank you very much,

and I'll see you on our next video.