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Vince Rapisura 2419: Bitcoin versus MP2, bonds and stock market
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#UsapangPera: Mga Tips sa Pagyaman with Sir Vince tackles money issues such as savings, loans, budgeting, and investing among others. Visit Sir VInce's website: www.vincerapisura.com. How to join SEDPI Coop: 1. Join SEDPI Foundation at bit.ly/SEDPIOnlineSRI by clicking “Register” and filling out the form 2. Take the online Pre-Membership Education Seminar (PMES) at bit.ly/SEDPICoopPMES 3. Pay membership fee and initial share capital Simulan ang pagiinvest the socially responsible way sa: bit.ly/SEDPIOnlineSRI Pag-IBIG MP2: * Watch the play list: https://www.youtube.com/playlist?list... SSS Retirement: Watch the playlist https://www.youtube.com/playlist?list... How to invest 100K: https://youtu.be/dxHRZn7uP-4 Celebrity guests include venus Raj (Season 1); Nicole Cordovez and Sinon Loresca (Season 2); Atom Araullo (Season 3) and Porky (Season 4). Smart Parenting Board of Expert
Vince Rapisura
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Run time: 07:52
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00:00.0
At i-compare natin ang Bitcoin versus other investments in terms of their yield
00:05.7
tapos i-apply natin yung SEXY investment framework na yan, ano?
00:10.0
So BTC versus other investments, net of taxes. So tinanggal na natin yung taxes.
00:15.2
So sa experience ko, yung Bitcoin, 36% nga.
00:18.4
Sa SEDP, Joint Venture Savings naman, ito ay 0 to 9%.
00:23.0
Kasi ito meron talagang co-op na net loss tayo last year e.
00:26.8
So wala kaming dividend na nakuha dyan.
00:29.0
Pero meron namang nagbibigay up to 9%.
00:31.6
So medyo malakit.
00:33.0
Pero majority nandito tayo sa 4 to 9%.
00:36.3
Pag ibigay ng P2?
00:37.4
7.03%, Sir Vince.
00:39.8
Ang real estate investment trusts?
00:42.2
4.85% hanggang 5.77%.
00:46.1
And in comparison, para makita lang natin,
00:48.4
kasi ito nirangko from top hanggang pababa e, diba?
00:51.4
Yung higher-end yung tinignan ko.
00:53.3
Ang inflation, 5.2%.
00:54.6
So dapat, tinignan natin na above tayo dyan
00:57.4
para yung real growth natin ay nandyan.
01:00.6
Tapos yung 5-year treasury bond, 4.9%.
01:04.1
Kasi net of taxes, 20% kasi yung tax dyan.
01:07.1
Tapos, ay, yung FIT, nato ko, hindi yan 7.81%, let me check.
01:10.9
Kasi negative dapat yan, Sir Ed.
01:12.9
Sige nga, ano?
01:13.6
Tapos Sir Vince, yung 5-year treasury bond,
01:15.5
may ninenet pa ba natin ng tax?
01:19.1
Oo, yung 5-year treasury bond ay ninenet natin ng tax.
01:22.4
Yan ha, negative 7.81% yung Philippine Stock Exchange.
01:25.2
Dapat malaking kami yan ha, malaking differential.
01:28.1
So hindi ka nakakumita na walang ka pa ng value.
01:33.0
Kung binenta mo that time, diba?
01:36.1
Pero kung i-weight out mo at tata siya,
01:38.7
pwede ka pa naman makabawi.
01:40.4
And always remember, choose the sexy investment.
01:43.7
Ano ba yung sexy, Sir Ed?
01:45.1
Dapat ang ating investment, unang-una ay secure,
01:48.7
ito rin ay incashable or liquid,
01:50.8
may x-factor, that means mayroong concern
01:53.8
for the environment or for social causes,
01:56.1
at saka tayo ay siyempre may yield or returns.
01:59.7
Oo, at dito po sa sexy nga yan,
02:02.4
ay i-emphasize natin ang sex,
02:04.3
ipaprioritize po natin ang sex,
02:06.2
security and cashability at x-factor,
02:08.6
bago natin iisipin ang why.
02:10.4
Ayan ha, may clue na kayo, sex muna bago why.
02:13.1
Sex muna bago why.
02:15.3
Ayan, so sexy investment,
02:18.4
yan po yung ating titignan ngayon.
02:21.7
Tignan natin ito sa mga instruments na ito
02:25.0
at i-apply natin ang sexy investment framework.
02:28.9
So yung sa Bitcoin, ano yan?
02:30.7
Security and cashability, x-factor and yield.
02:34.5
Ito yun, so sa security,
02:36.4
ano yung picture na nilagay ko yan, Sir?
02:38.7
Umiiyak, Sir Ed.
02:41.1
Bakit? Kasi yun nga,
02:43.5
walang government ang nagre-regulate sa Bitcoin.
02:47.3
So talagang hindi mo alam?
02:48.9
Kapag nanakawan ka ng Bitcoin
02:52.0
o nawalan ka ng Bitcoin,
02:52.9
wala kang tatakbuhan.
02:54.4
So yung security mo talaga, paayakan dyan.
02:56.5
And cashability, medyo smile.
02:58.7
Yes, kasi pwede mo maibenta.
03:00.5
At saka based sa experience ko nga,
03:01.8
dun sa wallet na pinagpaparticipate ko ay
03:05.6
okay naman siya, mabilis.
03:07.5
Tapos sa x-factor?
03:10.9
Oo.
03:11.9
Hindi kiyakin din, diba?
03:13.4
Kasi social and others pa.
03:15.1
Wala eh.
03:15.8
Oo.
03:16.4
So social or environmental concerns yung mga...
03:19.2
True. In fact, ang Bitcoin pa nga po ay
03:21.4
paboritong ginagamit ng mga money launderers
03:23.9
at saka mga criminal.
03:25.3
Because untraceable, Sir.
03:27.5
At saka hindi sila nileregulate.
03:30.4
Nileregulate.
03:31.7
So yan.
03:32.8
So sa yield naman,
03:34.1
ang nilagay ko ay
03:36.2
angry, diba?
03:37.4
Angry, Sir Vince.
03:38.6
Angry kasi ka-aggressive, diba?
03:40.6
Hindi mo alam kung mataas o mababa.
03:42.5
So matapagalit ka talaga.
03:44.2
Based sa personal experience mo,
03:45.6
but based on the history.
03:49.2
The environment.
03:50.2
The environment.
03:51.2
Ayan.
03:51.8
So dito naman tayo sa SEDP,
03:53.4
Joint Venture Savings.
03:54.4
O ano lang po, hakavyat po.
03:55.9
Kami po ni Sir Ed ay may ari ng SEDP.
03:58.7
Oo.
03:59.5
Free steak with a grain of salt.
04:00.9
Oo. Ayan.
04:01.9
At yan naman yung smile smile
04:04.7
for security and cashability.
04:07.1
At yung...
04:08.4
Very, very good.
04:09.4
Very, very good tayo sa x-factor.
04:11.2
May halo tayo dyan.
04:13.8
Tapos smile din sa yield
04:15.0
kasi hindi naman kalakihan, diba?
04:17.0
Tapos sa pag-ibig MP2,
04:19.4
ito naman po yung nilagay natin.
04:21.4
No?
04:22.0
Smile.
04:23.0
Wide smile yung security.
04:24.6
Bakit?
04:25.2
Eh kasi Sir Vince naman,
04:27.2
back up by government.
04:28.4
Oo.
04:29.1
Kasi kayo po,
04:29.8
kapag kayo po ay nag-invest sa SEDP,
04:31.5
co-op,
04:32.0
ay hindi po back by government yan.
04:34.0
Kaya ngiti lang, diba?
04:35.8
Smile na wala si Vince.
04:36.8
Oo.
04:37.8
Si pag-ibig MP2,
04:39.0
sa security talaga,
04:40.0
ay...
04:41.0
Oo.
04:41.6
Kanyuti siya.
04:42.2
Kasi nga,
04:43.2
ito ay guaranteed ng gobyerno.
04:45.2
Diba?
04:46.0
Tapos sa incashability,
04:47.2
pareho lang tayo ng pag-ibig MP2
04:49.0
kasi hindi siya talaga immediately withdrawable eh.
04:51.8
Pero parehong may halo sa x-factor.
04:55.2
Yung social side naman ng pag-ibig, right?
04:57.6
Oo.
04:58.2
Para makatulong sa ating makamabayan,
04:59.8
lalo na sa housing.
05:00.8
Correct.
05:01.6
Diba?
05:02.2
Tapos dito sa yield ay smile din
05:04.6
kasi hindi rin kalakihan.
05:06.2
Diba?
05:06.8
Yun.
05:07.2
Tama lang.
05:08.0
Yung real estate investment trusts,
05:10.4
ang security ay smile din lang
05:12.6
katulad ng sa SEDP.
05:14.6
Pero sa incashability ay ngiting-ngiti.
05:16.8
Ngiting-ngiti siya.
05:17.8
Kasi madali lang po na i-benta
05:20.4
sa secondary market, no?
05:22.6
Yung x-factor?
05:24.0
Wala.
05:25.0
Wala.
05:25.6
Kasi profit-profit lang to talaga.
05:28.0
Sa yield?
05:29.0
Smile din lang.
05:30.4
Okay.
05:31.0
Yung 5-year treasury bonds?
05:33.0
Malaking smile.
05:34.4
Tapos smile lang sa incashability.
05:37.2
Pero yung x-factor niya ay smile din lang.
05:40.0
Hindi katulad ng pag-ibig na may halo.
05:42.6
Bakit ko siya ginawang gano'n?
05:44.0
Kasi at least yung pag-ibig alam talaga natin
05:46.2
na ano siya, no?
05:47.4
ISO certificate siya.
05:48.6
Ang hayos-ayos ng kanyang
05:51.0
COA audit.
05:52.6
Diba?
05:53.4
Pag yung kasing sa 5-year treasury bond po,
05:55.8
yan po ay sa gobyerno.
05:57.0
E di ba naman naman natin sa gobyerno?
05:58.2
Hindi ko alam ko siya.
06:00.2
Diba?
06:00.8
Meron, nilapitin siya ng korupsyon.
06:02.8
Diba?
06:03.6
Ganyan.
06:04.4
Kaya ano,
06:05.2
ang nilagay ko dyan ay smile lang, no?
06:07.8
And then, smile din lang sa yield.
06:10.4
Okay.
06:11.0
Philippine Stock Exchange,
06:12.4
cry sa security
06:13.8
kasi nga,
06:14.4
nagpa-fluctuate din yan
06:15.6
katulad ng Bitcoin.
06:17.0
And cashability,
06:18.2
ay, sorry,
06:19.4
dapat smile yan, no?
06:20.8
Malaking smile dapat yung
06:22.6
Philippine Stock Exchange
06:23.8
kasi madali lang siyang i-benta, no?
06:25.8
Pero sa x-factor,
06:27.4
wala.
06:28.0
Cry din ulit kasi sobrang profit, profit, profit.
06:30.6
At sa yield,
06:32.0
Right now, lalo na.
06:33.4
Oo.
06:34.2
Actually, in the past 10 years,
06:35.8
hindi talaga maganda
06:37.2
itong performance ng stock exchange.
06:39.6
So, yan po ang aming grade
06:41.8
sa, ano, no?
06:42.8
Sa...
06:45.4
Bitcoin versus other investments
06:48.6
sa ating sexy framework.
06:51.4
Kaya...
06:51.8
Handa ka na bang lumevel up sa savings mo?
06:54.6
Join the SEDPICA Social Community
06:56.8
and get started to be a social investor today!
06:59.6
Step 1.
07:00.8
Umattend ng self-paced online pre-membership education seminar.
07:04.8
Mag-sign up sa bit.ly
07:06.8
slash sedpico
07:07.8
o pmes
07:08.8
Now na!
07:10.0
Step 2.
07:11.0
I-deposit ang iyong initial share capital,
07:13.6
membership fee,
07:14.4
at joint venture savings
07:15.8
sa Gcash,
07:16.8
BDO Online Banking,
07:18.2
BPI Online Banking,
07:19.8
Maya, EasyPay,
07:21.0
or Direct Bank Deposit.
07:22.8
Daming options, di ba?
07:24.8
Sundi ng simple instructions sa bit.ly
07:27.2
slash sedpipay
07:28.4
para makapagsimula.
07:30.0
Step 3.
07:31.2
Mag-login sa iyong SEDP SRI online account
07:34.4
at ipaalam ang inyong deposit.
07:36.6
Go to bit.ly
07:38.0
slash sedpionlinesri
07:40.6
at kami na ang bahala sa'yo.
07:42.8
Ano pang inihintay mo?
07:44.2
Sali na sa SEDPICA Sosyo ngayon
07:46.2
and let's start building a brighter financial future together!