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00:00.0
YOLO plus YAGO, actually, yan yung maganda na titignan natin.
00:05.3
We have to balance our YOLO and our YAGO.
00:09.8
At kapag binalance natin yan, ang tawag po ay BOLO
00:13.9
or Balance of Luxuries and Obligations.
00:18.4
So yan po ang sikreto, BOLO po.
00:21.8
Hindi YOLO, hindi YAGO, kundi BOLO.
00:24.8
Kasi pinaghalong YOLO and YAGO ang BOLO.
00:28.3
Monthly passive income over monthly expenses,
00:31.8
that will determine our financial life stage.
00:36.3
So to see it differently, yung financial life stage natin yan,
00:40.3
yung nandun sa taas ay what you have.
00:43.5
Your assets that create the passive income.
00:47.3
And yung nasa baba, yung expenses mo.
00:50.3
These are the amount that you spend for your needs and wants.
00:56.3
And what you have, yung assets earning that are earning passive income
01:01.3
at yung needs and wants natin, yan yung expenses natin.
01:05.8
Kasi your needs and wants is actually an expression of your lifestyle.
01:09.8
Yan po, at may presyo yan sa expenses natin.
01:13.3
So from this, matatanong natin,
01:16.8
ang tatanong natin, paano ba natin palalakihin yung ating mga earning assets
01:21.3
so that we would be able to afford the lifestyle that we want.
01:25.3
Needs and wants natin, what do I spend for?
01:28.3
Ano ba yung pinagkakagastusan ko?
01:31.3
So yan yung mga sasagutin natin to be able to reflect on our financial life stage.
01:39.8
So yun, ano dito, what do I spend for?
01:42.8
What will make my life meaningful?
01:44.3
Usually, YOLO yan.
01:45.8
You only live once.
01:46.8
Kasi needs and wants, di ba?
01:48.8
Gusto ko na ngayon, sana mangyari sya, mag-enjoy ako.
01:50.8
May point din naman yun kasi hindi naman natin alam
01:52.8
kung kailan tayo kukunin ni Lord.
01:55.3
Pero sa isang banda, mayroon ding YAGO, di ba?
01:58.8
You also grow old.
02:00.8
Kasi kailangan mo rin yung paghandaan yung ating inaharap.
02:03.3
Dinastos mo na lahat ngayon, e, nga nga na tayo bukas, di ba?
02:07.3
So YOLO plus YAGO, actually yan yung maganda na titignan natin.
02:13.3
We have to balance our YOLO and our YAGO.
02:17.8
At kapag binalance natin yan, ang tawag po ay BOLO
02:21.8
or Balance of Luxuries and Obligations.
02:26.8
So yan po ang sikreto, ha?
02:29.8
Hindi YOLO, hindi YAGO, kundi BOLO.
02:32.8
Kasi pinaghalong YOLO and YAGO ang BOLO.
02:37.8
Huwag natin kakalimutan na tayo dapat ay maging masaya
02:41.8
at the same time ay pinaghahandaan natin ang ating inaharap.
02:45.3
Kaya lagi natin tatanungin,
02:47.3
what makes you happy?
02:50.3
So ano ba yung features ng ating financial life stages?
02:53.3
It's definitely not about age.
02:55.8
It's about your ability to earn passive income
03:00.3
to cover your expenses.
03:01.8
At maaari ka pong mag-regress diyan
03:03.8
kung hindi mo siya mapag-iingatan
03:06.3
ang iyong mga assets that earn the passive income.
03:11.3
Ako po si Sir Vince, ang inyong financial guro,
03:14.8
nagsasabing ang pagyaman na pag-aaralan at napagtutulungan.
03:19.8
Handa ka na bang lumevel up sa savings mo?
03:22.8
Join the SEDPICA Sosyo Community
03:24.8
and get started to be a social investor today!
03:28.8
Umatend ng self-paced online pre-membership education seminar.
03:32.8
Mag-sign up sa bit.ly slash sedpico or pmes now na!
03:39.3
I-deposit ang iyong initial share capital,
03:42.8
at joint venture savings sa Gcash,
03:44.8
BDO Online Banking,
03:46.8
BPI Online Banking,
03:49.8
or Direct Bank Deposit.
03:50.8
Daming options, di ba?
03:52.8
Sundi ng simple instructions sa bit.ly slash sedpipay
03:56.8
para makapagsimula.
03:59.8
Mag-login sa iyong SEDP SRI online account
04:02.8
at ipaalam ang inyong deposit.
04:04.8
Go to bit.ly slash sedp online SRI
04:08.8
at kami na ang bahala sayo.
04:10.8
Ano pang inihintay mo?
04:11.8
Sali na sa SEDP Ka Sosyo ngayon
04:13.8
and let's start building a brighter financial future together!
