#UsapangPera: Mga Tips sa Pagyaman with Sir Vince tackles money issues such as savings, loans, budgeting, and investing among others. Visit Sir VInce's website: www.vincerapisura.com. How to join SEDPI Coop: 1. Join SEDPI Foundation at bit.ly/SEDPIOnlineSRI by clicking “Register” and filling out the form 2. Take the online Pre-Membership Education Seminar (PMES) at bit.ly/SEDPICoopPMES 3. Pay membership fee and initial share capital Simulan ang pagiinvest the socially responsible way sa: bit.ly/SEDPIOnlineSRI Pag-IBIG MP2: * Watch the play list: https://www.youtube.com/playlist?list... SSS Retirement: Watch the playlist https://www.youtube.com/playlist?list... How to invest 100K: https://youtu.be/dxHRZn7uP-4 Celebrity guests include venus Raj (Season 1); Nicole Cordovez and Sinon Loresca (Season 2); Atom Araullo (Season 3) and Porky (Season 4). Smart Parenting Board of Expert

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The magic of savings is in the habit, hindi sa amount.

Magsimula ka kahit magkano, then aim to increase that gradually.

So pag minimum wage earner lang, paano daw ba sisimulan ang pag-i-equal?

So savings for minimum wage earner, ang pinakamaganda dito talaga

is mag-aim tayo na mag-save ng 10% of our income to build your emergency savings.

So yan yung unang-unang mong gagawin.

Sir Vince, yung minimum wage earner, 11,000, 12,000.

So mga 1, 2 every month, emergency.

So kung i-divide natin yan per week, the 4 weeks in a month, 300 pesos.

O i-divide mo na yan yung 300 pesos by 5 days.

So 60 pesos every day ang i-gogol mo.

So nakita niyo yung ginawa natin?

Binibreak down natin yung isang malaking goal into small bite-size pieces

para mas madaling natin syang magagawa.

Remember, it's not in the amount, it's in the habit, yung pag-trade natin ng savings.

So start small.

Kahit ang sabi ko kanina, kahit 20 pesos a day lang muna.

Basta confident, consistent ka, at magagawa mo ito regularly.

And then, magbukas din tayo ng separate bank account

para sa emergency savings natin.

So yung savings account natin, for emergency, dapat nakaseparate yan.

So ano yung main account mo?

Usually, yan yung payroll account mo kung saan hindi mong pasok yung regular na income mo.

At yun, i-channel mo ngayon sa iba't ibang savings account.

So mag-separate ka, mag-open ka ng panibago ang savings account,

emergency fund account yun, para hindi mo siya basta-basta nagagalaw.

Tapos ang gagawin mo, mag-sell ka na ng automatic transfer in specific dates

para automatic ang savings.

Hindi ka na nagdadalawang-isip at hindi ka na nas-stress-stress pa.

Parang hindi magandang ang iniisip mo parati na mag-save back mo o hindi.

Mag-save back mo o hindi.

That decision should have already been made.

O automatic na yun.

At huwag mo na nilalagay ka sarili mo sa temptation na hindi ka mag-save.

So ang first step para makapag-retire ang mga Gen Z

ay dapat magsimulang mag-ipon at mag-invest kahit magkano.

Now na!

Naku!

Kasi sabi nga natin, time is gold.

Yan talaga na sabi bagay na hindi mo mababawi.

At kaya kailangan natin niyang bigyan ng magpapahalaga

and we have to conserve and make the most out of our time.

So now na yan, kahit magkano.

So start saving now any amount for your retirement.

Ang magic ko kasi ito is in the habit, not in the amount.

So regardless of how much you are able to save now,

ay 20-20 pa yan sir, pwede naman na magsimula ka na.

And every peso saved is a step closer to a worry-free retirement.

Handa ka na bang lumevel up sa savings mo?

Join the SEDPICA Sosyo Community and get started to be a social investor today!

Step 1. Umatend ng Self-Based Online Pre-Membership Education Seminar.

Mag-sign up sa bit.ly slash SEDPICO or PMES now na!

Step 2. I-deposit ang iyong Initial Share Capital,

Membership Fee, at Joint Venture Savings sa Gcash,

BDO Online Banking, BPI Online Banking,

Maya, EasyPay, or Direct Bank Deposit.

Daming options, di ba?

Sundi ng simple instructions sa bit.ly slash SEDPIPAY para makapagsimula.

Step 3. Mag-login sa iyong SEDPISRI online account at ipaalam ang inyong deposit.

Go to bit.ly slash SEDPIONLINESRI at kami na ang bahala sa iyo.

Ano bang inihintay mo?

Sali na sa SEDPICA Sosyo ngayon and let's start building a brighter financial future together!