#UsapangPera: Mga Tips sa Pagyaman with Sir Vince tackles money issues such as savings, loans, budgeting, and investing among others. Visit Sir VInce's website: www.vincerapisura.com. How to join SEDPI Coop: 1. Join SEDPI Foundation at bit.ly/SEDPIOnlineSRI by clicking “Register” and filling out the form 2. Take the online Pre-Membership Education Seminar (PMES) at bit.ly/SEDPICoopPMES 3. Pay membership fee and initial share capital Simulan ang pagiinvest the socially responsible way sa: bit.ly/SEDPIOnlineSRI Pag-IBIG MP2: * Watch the play list: https://www.youtube.com/playlist?list... SSS Retirement: Watch the playlist https://www.youtube.com/playlist?list... How to invest 100K: https://youtu.be/dxHRZn7uP-4 Celebrity guests include venus Raj (Season 1); Nicole Cordovez and Sinon Loresca (Season 2); Atom Araullo (Season 3) and Porky (Season 4). Smart Parenting Board of Expert

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Sapat ba ang Relief Operations na tugon sa kalamidad?

Of course, ang sagot dyan ay hindi.

So ano yung mga dapat gawin natin dyan?

So dapat ilipat ang mga naninirahan sa hazard-prone areas sa safe zones.

Kasi alam na natin na bahadyan ng bahak parati tapos dyan pa rin sila nakatira,

e paulit-ulit lang yun na magiging biktima sila ng kalamidad.

Tapos kaya nga ng gobyerno at ibang mga private sector ay magbigay ng abot-kayang pabahay

para sa mga low-income, para ako nakakarindi yung mga evacuation,

hindi yan sustainable, kailangan i-address talaga natin at the root cause.

So dumisenyo din tayo ng mga bahay na angkop sa kalamidad sa lugar.

Kaya po ang SEDP ay may tinatawag na SEDP-balay.

Ang balay po ang ibig sabihin ay building adequate, livable, affordable and inclusive Filipino communities.

So ito pong SEDP-balay, we will provide decent and disaster-resilient housing to low-income members

and dahil po malaki ang pondo at nakakailanganan dito at talaga namang hindi for profit talaga ang ating main reason for this.

We partnered with government, social investors and civic organizations to make housing affordable.

So ito diba, ganito ang mga bahay na nakita natin kanina na nababaha.

Ay gagawin natin na mas resilient. So gagawin natin na ganito ang itsura ng kanilang mga bahay.

So yung SEDP po will be in charge of construction and financing of the houses, purchase of land at livelihood support.

Nakipag-partner naman tayo sa LGU, idodonate natin sa kanila ang room network para sila ang mag-develop yan,

sila ang magpapasemento, sila ang magpapalagay ng hawad ng kuryente, magde-develop ng drainage, ng water.

Kasi kung sa developer po yan talagang mahirap.

So yung SEDP will do the construction and financing at ito po ay titurnover natin sa mga members natin.

Ang mga members naman po natin ngayon ay kukuha ng individual loan, socialized loan sa pag-ibig at tayo naman po ay mababayaran sa SEDP.

May mababayaran na tayo sa SEDP ulit, mayroon na naman tayong pondo para makagawa ng mga socialized housing

para mailayo natin sa disaster prone areas o sa mga hazard areas ang mga nano enterprises o yung mga low income households.

Bukod po dyan ay binabalak po natin maglagay ng mga shared greenhouses para magkaroon ng food security at additional livelihood ng ating mga members.

At alam nyo po dahil sa mga ginagawa natin ito sa plano natin na socialized housing at SEDP katambayayom,

from 1,828 members noong 2016, tayo po ay nasa 15,216 as of 2022.

So kung gusto nyo po sumuporta dito, you can actually join the SEDP Social Microfinance Working Capital Joint Venture Savings.

So ito po yung ating SSM kung gusto nyo ka tayong suportahan, pwede po kayong mag-open ng Joint Venture Savings sa atin.

Ang minimum contribution po ay P10,000, ang maximum ay P500,000.

It's P500,000 because we ensure diversification of portfolio and avoid concentration of portfolio to a few.

6 months po ang term natin dito, monthly ang payout, at kapag nag-payout sa wallet natin hindi po yan nag-earn.

Wala pong entry fee. Fixed rate ang ating returns, 7% based on diminishing balance.

Wala pong itong guarantee. 2 years ang holding period. 3% ang exit fee kung tayo po ay mag-redeem before 2 years.

Ito po ay on a first-come, first-served basis.

So ito yung sample computation na pinapakita natin para may pakita yung tinatawag natin na diminishing balance.

So itong example na ito ay March 10, 2022. Naglagay tayo for example ng P10,000.

So every month, ang mangyari po ay mag-payout na ng P1,666.67.

So that's P10,000 divided by 6. 1, 2, 3, 4, 5, 6.

Tapos from there, may dividend payout tayo. So kukunin natin yung P10,000 na yan, multiply natin by 7%.

Tapos ilang days yung nakalipas from this one to this one, yun yung ipo-prorate natin sya.

And that's why we arrived with P69.04. So ang matipayout po sa'yo ay P173.71.

So we do this every month at makikita ninyo bumababa na yung balance mo sa SSM, sa Selfie Social Micro Finance.

So pag bumababa, ibig sabihin na payout na yan sa iyo. At pag na-payout na yan sa iyo, hindi sya mag-earn.

So you have to reinvest it.

And then, first-come, first-served basis po ito. So kung kayo po ay interesado, pumunta lamang po sa ating website at tingnan nyo po yung SSM.

Pumunta po tayo doon. Ito po yung instructions.

Handa ka na bang lumevel up sa savings mo? Join the SEDPICA Social Community and get started to be a social investor today.

Step 1. Umatend ng Self-Paced Online Pre-Membership Education Seminar. Mag-sign up sa bit.ly slash sedpicooppmes now na!

Step 2. I-deposit ang iyong initial share capital, membership fee, at joint venture savings sa GCash, BDO Online Banking, BPI Online Banking, Maya, EasyPay, or Direct Bank Deposit.

Daming options, diba? Sundi ng simple instructions sa bit.ly slash sedpipay para makapagsimula.

Step 3. Mag-login sa iyong SEDP SRI online account at ipaalam ang inyong deposit. Go to bit.ly slash sedpionlinesri at kami na ang bahala sa iyo.

Ano bang inihintay mo? Sali na sa SEDPICA Social ngayon and let's start building a brighter financial future together.