#UsapangPera: Mga Tips sa Pagyaman with Sir Vince tackles money issues such as savings, loans, budgeting, and investing among others. Visit Sir VInce's website: www.vincerapisura.com. How to join SEDPI Coop: 1. Join SEDPI Foundation at bit.ly/SEDPIOnlineSRI by clicking “Register” and filling out the form 2. Take the online Pre-Membership Education Seminar (PMES) at bit.ly/SEDPICoopPMES 3. Pay membership fee and initial share capital Simulan ang pagiinvest the socially responsible way sa: bit.ly/SEDPIOnlineSRI Pag-IBIG MP2: * Watch the play list: https://www.youtube.com/playlist?list... SSS Retirement: Watch the playlist https://www.youtube.com/playlist?list... How to invest 100K: https://youtu.be/dxHRZn7uP-4 Celebrity guests include venus Raj (Season 1); Nicole Cordovez and Sinon Loresca (Season 2); Atom Araullo (Season 3) and Porky (Season 4). Smart Parenting Board of Expert

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Nangyayari po nga ito, na-resume namin sa isang mga member namin.

Naging ipag-usap sa isa sa mga customer sales representatives natin.

Sabi niya, hello po ma'am, hihingi po sana ako ng opinion niyo.

Nag-start pa lang po kasi ako maghulog ng SSS at pag-ibig

pero dahil sa ma-harlika fan, nagdadalawang isip na ako ngayon kung itutuloy ko pa.

Ang dami pong ganyan ang feeling ngayon.

At sasagutin ko na ha, huwag nyo pong ititigil, huwag nating sukuan.

Dapat po ay mas mag-participate pa tayo para talagang mayroon tayong boses.

So para sa akin, paano ba poprotektahan ang SSS and GSIS because of this ma-harlika fan?

Para sa akin, ito po ang aking opinion lang.

May precondition dapat na at least 20 years ang actuarial life ng SSS or GSIS

bago sila mag-invest. So kayang-kaya naman ng SSS at GSIS niyan

kasi 23 years yata, at saka 28 years naman for 23, at saka 31 years naman for GSIS.

So okay, yung kanilang actuarial life.

Yung actuarial life kasi yan yung panahon na kayang bayaran yung mga liabilities

with the current performance of the fund.

Ilimita yung proportion ng investment na ma-e-expose doon sa ma-harlika fund.

Para sa akin, maximum of 5% of total collections lang of per year

yung pwedeng mailagay sa ma-harlika fund para talagang ma-diversify yung sources

sa fund natin at hindi siya masayang.

Separate din natin yung SSS and GSIS fund contributions doon sa ma-harlika fund

para talagang maging transparent and accountable.

Ano pa, make positive and negative list on which ma-harlika fund projects to support.

So kailangan kung ang susuportahan ay ganitong project, wag na tayo dyan.

Kung magpapatayo ng coal power plant, ay wag na tayo dyan kasi bad for the environment.

Pero kung solar powers, okay ako dyan.

Kung greenhouse, okay ako dyan.

Kung magpapatayo ng building para madagdagan ng kasino dyan sa Pasay, ayoko dyan.

Meron sanang ganoon, positive and negative list.

Tapos mag-create din ng option for members to elect whether their excess contribution

should be placed in ma-harlika fund.

So anong, maglagay, may WISP plus ngayon, maglagay sila ulit ng SSS ma-harlika or GSIS ma-harlika.

Tapos magsasabi yung member na, o sige may extra ako dito, ilagay ko dyan.

Pwede maging source ng fund yun.

So yung SSS and GSIS will not contribute to the initial round of funding

because of the public outcry.

Pero ano po yung nasa fine print nito.

The board of directors of SSS and GSIS have the power to authorize participation in the ma-harlika fund in the future.

So ganoon pa rin.

Hindi lang ngayon, pero next time pwede gamitin yung SSS and GSIS.

Pero at pagtitignan natin yung sino ba ang nag-a-appoint ng board of directors ng SSS and GSIS.

Yung nasa taas, saan maganda kunin ang pondo ng ma-harlika fund?

At tayo po ay nagpa-poll sa YouTube nito at meron po 728 na bumoto.

At 13% po niya na nagsabi dapat mangaling sa budget surplus at pagbenta ng government assets.

7% ang nagsabi, General Appropriations Act dapat yan at private sector.

Ang sumunod naman ay pondo dapat daw ito mula sa SSS, GSIS at pag-IB.

So yan yung sabi nila na dapat daw pagmulan ng pondo, 5%.

At ano yung mang sumunod? 6%.

Ang pondo daw dapat magmula sa Land Bank of the Philippines, Development Bank of the Philippines at BSP.

At ang pinakamaraming sagot, 69%.

Nagmula daw dapat sa mga ninakaw sa kaban ng bayan.

Actually magandang idea yun.

Yung mga corrupt diyan, bawiin sa kanila yung mga corrupt nila at yun yung ilagay sa ating Sovereign Wealth Fund.

Happy ako diyan. Agree, agree ako.