Vince Rapisura 2458: May kakilala akong kumita sa stock market. Puwede bang subukan?
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00:00.0
Watch mo nga ito para malaman bakit dapat umiwas sa stock market, cryptos, at DUL.
00:06.6
Nako, maingay lang ang mga stock traders ko no kapag up ang market
00:12.0
pero tiklop ang mga yan kapag down.
00:15.3
Kung mabilit ka talaga, ito ang dapat mong sundin para limited ang damages.
00:22.0
At titingnan din natin, Sir Vince, no.
00:23.7
Kapag may mga kakilala na kumikita sa stock market, di ba?
00:27.1
Parang sinariling bigla din din kung nakakikita sa social media, di ba?
00:31.4
Kaya ako nakapost, bakit hindi ito pwede mong subukan?
00:35.2
Usually, mga nakakanungan ko ng mga Gen Z, no?
00:38.1
Nakikita rin ni Sir Ed Saalas, di ba?
00:40.9
So, may kakilala na kumikita sa stock market, bakit hindi ko pwede mong subukan?
00:45.3
Bakit hindi mong nag-advise?
00:46.4
Kaya, mga diba, parang sabi sa'yo na, ay,
00:49.2
naman man akong nakikilala mag-yoyose.
00:53.6
Bakit ayaw mong mag-yoyose?
00:55.4
Parang gano'n ng chika kasi niyang tanong na yan, di ba?
00:59.2
But, let me show you in number format, or in graphs, no?
01:05.6
Tingnan niyo, this is the 10-year performance of the Philippine Stock Exchange, di ba?
01:10.7
Sir Ed, tingnan mo kung saan siya nagsimula.
01:12.9
Nandiyan siya, di ba?
01:14.0
Tapos, nandito siya.
01:18.4
Eh, 10 taon niyan.
01:20.4
10 taon na nakalipas, mababa siya.
01:23.9
Di ba, makatakot?
01:25.7
Taas, mababa, taas, taas, mababa, taas, mababa siya.
01:28.4
Kaya, hindi talaga siya advisable, di ba?
01:32.2
Pero, ang sasabihin kasi sa atin diyan, Sir Ed, ay,
01:34.6
Sir Vint, ikaw naman, nakalimutan mo naman yung mga,
01:38.0
ayan o, ang tataas o.
01:40.2
Ang sasabihin ko yung, kayo din naman.
01:43.0
Hindi niya ba nakita din yung mga yan, o?
01:45.3
O, ang dami ng mga mababa, di ba?
01:49.3
Huwag tayong positivist, di ba?
01:51.2
Let's take, let's take a look at the numbers at face value.
01:54.7
And this is what the graph is showing us, di ba?
01:59.1
So, yan yung, ano natin, experience natin sa stock market, di ba?
02:05.0
So, kung hindi ka talaga mapapigil
02:07.9
at gusto mong subukan ang stock market,
02:10.3
Ano yung graphic pa rin? Parang ganito rin yung ilip yan, eh.
02:13.8
Yung kaibigan ko, nangangaliwa siya, eh.
02:16.8
Bakit ayaw mong pasubukan sa aking mangaliwa ako?
02:19.8
Parang ganun talaga siya, di ba?
02:23.4
So, subukan ang stock.
02:25.4
Kung ayaw mo talaga mapapigil at pa,
02:27.2
subukan mo talaga mag-stock market,
02:28.8
o sige, ito yung guidelines ko for you.
02:32.1
So, stock market is volatile and unreliable.
02:35.3
Same level lang yung stock market.
02:37.6
Sa ngayon, at sa level nito 10 years ago.
02:41.4
So, ibig sabihin, natalo ka pa sa inflation niyan, di ba?
02:45.1
So, kung gusto mo talaga pumasok yan,
02:47.0
limit your exposure at the very, very maximum,
02:51.8
1% lang of your total assets or monthly income.
02:56.5
So, kung kumikita ka, Sir Ed, ng,
02:58.5
sabi mo kanina, Php 12,000.
03:00.3
Magkano yan kata buwan?
03:01.7
Yung pwede mong invest sa stock market?
03:04.2
Php 120 lang, ha?
03:11.3
Makuha ko sa tingin mo.
03:14.5
And, ang gagawin mo rin nito ay do index investing.
03:19.1
Huwag na tayong mag-stock picking, stock picking,
03:21.0
di ba? Php 120 lang ang galagay natin.
03:23.0
O kahit ha, Php 50,000 yung sinesweld mo kata buwan,
03:25.9
magkano yung 1% no?
03:27.8
500, o kailangan naman mag-stock picking pa tayo,
03:30.0
di pa man talaga.
03:31.0
So, hindi ka pa makabili ng isang share ng ano yan,
03:33.6
ng, ano ito, ng PLBT or something.
03:36.9
So, mag-ano ka, no? Mag-index investing.
03:39.2
Ibig sabihin, yung fund, bumili ka ng equity fund, no?
03:43.8
Sa isang mutual fund o ITF, no?
03:45.6
Para, index investing ka.
03:47.6
So, ibig sabihin, masaspread mo sa maraming stocks agad yan.
03:50.7
And, you do peso-cost averaging.
03:53.1
Which means, every month, bumibili ka ng,
03:57.8
ng Unix doon sa index, sa stock index na yan.
04:01.4
Ayan ha? Pero, kung talaga,
04:05.7
Ako, sasabihin ko rin sa inyo,
04:06.8
meron akong exposure sa stock market.
04:08.4
Pero, wala siyang 1% ng total portfolio namin.
04:12.3
I will, ano ito, para siguro mga nasa ano siya,
04:15.3
0.3% ng stock market.
04:19.2
Avoid the stock market cryptos and VUL.
04:23.9
Because, for cryptocurrencies and non-fungible tokens,
04:27.4
unpredictable kasi yan sila.
04:30.6
Variable universal life insurance
04:32.4
because of high fees and poor performance
04:35.8
ng kanilang investment value.
04:37.8
Stock market, unreliable naman.
04:40.4
Di ba? Kasi, taas baba, taas baba.
04:42.3
Equity and balance fund of mutual funds and UITFs
04:45.5
because they are unreliable
04:47.0
at kung pwede rin may malaking fees pa dyan.
04:50.7
So, where should we invest?
04:55.5
Investment nyo pa, ulit-ulit, ano?
04:57.2
Secure and cashable and socially responsible,
04:59.9
environment-friendly na investment.
05:03.8
Tapos, baka natin isipin yung yield
05:06.1
in that order po, yata.
05:08.8
Handa ka na bang lumevel up sa savings mo?
05:11.9
Join the SEDPika Sosyo Community
05:13.9
and get started to be a social investor today!
05:17.9
Umatend ng self-paced online pre-membership education seminar.
05:21.9
Mag-sign up sa bit.ly slash sedpicooppmes
05:28.5
I-deposit ang iyong initial share capital,
05:30.7
membership fee, at joint venture savings
05:32.9
sa Gcash, BDO Online Banking,
05:35.3
BPI Online Banking, Maya, EasyPay,
05:38.1
or Direct Bank Deposit.
05:40.1
Daming options, di ba?
05:42.1
Sundin ang simple instructions sa bit.ly slash sedpipay
05:45.7
para makapagsimula.
05:48.5
Mag-login sa iyong SEDP SRI online account
05:51.5
at ipaalam ang inyong deposit.
05:53.8
Go to bit.ly slash sedpionlinesri
05:57.8
at kami na ang bahala sa'yo.
06:00.1
Ano bang inihintay mo?
06:01.4
Sali na sa SEDPika Sosyo ngayon
06:03.4
and let's start building a brighter financial future together!
