Ready to turn your savings game from "meh" to "WOW"? Discover how simple steps can lead to big financial wins! Join us in this eye-opening video as we decode the art of saving and break it down into actionable, everyday strategies. No more overwhelm or confusion – just practical tips to boost your savings game. Let's sculpt your financial future together! #FinancialFreedom #SavingsMadeSimple #MoneyGoals #SmartSavingTips #ChinkPositive #chinkeetan 0:00 Intro 0:37 How to save 60K 1:08 Personal Assesment To Start it all 1:20 What? 2:38 Why? 3:56 Where? 5:05 How? 5:59 Crucial Reminder 6:22 Gastos x Income 6:55 Finalize your answers 7:20 Take your action Go and Make that first Step on Saving! https://chinkshop.com/pages/iponbox Please subscribe and watch "The Diary Of Pulubi Animated series on my 2nd channel To watch click here : www.youtube.com/@teamiponaryo Get free advise and learnings by listening to my podcasts: https://open.spotify.com/show/55f7Sp6AxSHLNZsE7HU5MF Watch our playlist! EARN: https://y

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Pagkatapos mo muna ang inyong purpose.

Write it down.

What are you saving for?

Ang pagtitipid ng pera ay may limit.

Ang increase ng income,

pag ikaw ay nag-increase,

walang limit yan.

Videos that will make you

wealthy

and debt-free.

Gusto mo bang makaipon ng

60,000 pesos?

Nako, walang sikreto.

Dito i-reveal ko na sa inyo

kung paano ka makapagsimula

sa tamang pamamaraan.

Hi there, this is Chinky Tan,

your Pambansang Wealth Coach.

Nako, sa episode na ito,

we are going to talk about

and I'm going to help you

on how you can save 60,000 pesos.

Alam nyo ba tayong mga Pinoy,

karantalasan ng reklamo natin,

wala tayong ipon.

Kasi nga, may liitang kita,

latas ng gastusin,

paano ako pa makakaipon?

Alam mo, masyado tayong,

parang minsan nag-overthink,

kaya minsan nahihirapan po tayo.

Pero nga, sa episode natin na ito,

I will teach you the step-by-step guide

kung paano ka makakaipon

ng 60,000.

Kahit di mo abutan yan,

basta makapag-umpisa ka.

Gusto ko lang sagutin mo

itong following questions.

Grabe to.

The what, the why, the where, and the how.

Ulitin ko.

The what, the why, the where, and the how.

Kumuha ka ng papela

at saka ball pens.

Isulat mo na ito.

First, write the what.

What are you saving for?

It's not for you.

What are you saving for?

It's not for you.

Hindi, kailangan.

Para saan ka mag-iipon?

Kailangan may goals ka.

Write down your goals

kung bakit ka nag-iipon.

Para saan ka nag-iipon?

Alam nyo kasi,

pag wala kang goals sa mag-iipon,

you just put,

Ipon goals.

Sulat lang.

General goals.

General Ipon Fund.

Mauubos yan.

Maniwala ka.

May pisong duling.

Walang matitira.

How many times na experience mo

na nag-iipon ka,

pero at the end,

ubus siya?

Kasi,

pagka general fund po siya,

Uy!

May kainan.

O, may ipon ako.

O, may bagong travel

o piece of it.

O, may ipon ako.

Pero pag sinet mo talaga

specifically ang goal,

like for example,

nagsiset ako ng ipon goal ko

for my emergency fund

dahil wala pang emergency fund.

So, hindi mo pwedeng galawin

yung perang yan

kasi sineset mo yun

for a specific purpose

and goal in mind.

Para ka lang,

ano yun,

punta ka ng ways,

naglagay ka ng ways

na wala kang destination.

Hindi ka makarating

sa iyong panggagalingan.

Kaya nga,

alamin mo,

isulat mo muna

ang inyong purpose.

Write it down.

What are you saving for?

Ayan.

That's number one.

Number two,

Why?

Why, oh why,

Delilah?

My, oh my,

Delilah?

Alam mo,

napaghahataan talaga

yung edad ko.

Sorry.

You got to learn

how to ask the question,

Why are you saving money?

Alamin mo yung bakit.

Kasi,

if you know the why part in life,

the how part will take care of itself.

Why will give you the motivation,

diba,

for you to,

a reason,

for you to ipon.

Alam mo,

bakit ko gusto talaga makaipon

ever since I was young?

Gusto ko talaga makaipon

para magkaroon ako ng puhunan.

Gusto ko magkaroon ng puhunan

para ako ay makapag-negosyo.

Bakit ko gusto magkaroon ng negosyo?

Eh, kasi naman,

para kumita ako ng marami

at maging milyonaryo ako.

Bakit ulit?

Bakit?

Two reasons lang.

Number one,

I do not want my children to experience

what I've experienced

when I was young.

Number two,

I do not want my parents

to grow old,

broke, and poor.

Mahirap na maging mahirap.

Iba ang tingin sa'yo ng tao

pag wala kang pera.

Iba,

pag wala kang ipon.

Ang hihirap niyan,

talaga,

lalo na kung nagkaroon ka ng emergency,

tapos kailangan may pang-ospital.

Pupunta ka sa kamag-anak mo.

At may mga ibang kamag-anak mo

ay I-poor.

Alam niyo ang I-poor?

Matapobre.

Wala.

Ang daming kasasabihin bago ka pa

at pahiramin.

Number three,

O, eto na.

Where?

Saan mo ilalagay ang ipon mo?

Ilalagay mo ba sa bangko?

Meron ka bang secret na panlagay?

Oo.

Eh, karamihan po sa aming mga iponaryo,

ang ginagamit namin

is this ipon box.

Dito namin nilalagay.

Pansamantala.

Hindi panghabang buhay.

Dito nilalagay ang bariya.

Dito naman po ang perang papel.

Binibilog namin.

Dito naman po ang ginagamit namin

na 60,000 ipon challenge.

Dito na invisible 20, 50, 100, 200.

Diba?

Pag nabuo mo yan, may 60,000 ka.

Ang kagandahan din dito

may start date, end date,

at again, the what?

Diba?

Para, saan ka nag-iipon?

Emergency fund.

And you can use this two times.

Dito naman po ang student edition.

Kung mapapansin niyo,

wala siyang numero

para open-ended po siya.

So, if you're interested

to have this,

nasa link na lang sa comment section below.

Okay, so, where?

Yan ang datanong mo.

Saan may lalagay?

Pero, bago tayo magpatuloy,

babatiin muna natin si Mark John,

Moralia.

Arnel Adan, single.

At si Groh, 1718.

Uy guys, bago tayo magpatuloy,

are you learning?

Pakitype tayo yung word na learning.

Grabe.

And last is the how part.

How?

So, ito na po.

Bibigyan ko po kayo ng ideas

kung paano talaga tayo makakaipon

ng mabilis.

Number one.

Embrace side hustle.

Ito lang po ah.

As much as we want to manage,

magtipid tayo ng pera.

Pero, ang pagtitipid ng pera

ay may limit.

Pero, ang increase ng income,

pag ikaw ay nag-increase,

walang limit yan.

Kaya nga,

tanungin mo sarili mo,

anong pwede mong gawin

aside from your current income

parang madagdaga na yan yung income?

Pwede ka magiging reseller.

Pwede ka magiging isang affiliate marketer.

Pwede ka magiging isang work from home.

Pwede ka magiging isang freelancer.

Kung ano ang alam mo,

please lang,

parang awa wala.

Oo.

Please don't give me excuses.

Huwag ka namang bigyan ng excuse.

Eh, busy ako eh.

Wala akong ano eh.

There are two things that you can make in life.

You can either make money

or you can make excuses.

Take your pick.

Di ba?

Hindi naman kita pipilitin eh.

Ultimately, it's your life.

Number two.

Ang pwede mo rin gawin

is magbawas ng gastusin.

Oo.

I always tell people,

money not spent

is money additionally earned.

Ang perang hindi mo ginastos

ay dagdag-ipon mo.

Like for example,

kung talagang kapos na kapos ka talaga,

wala mo ng travel fund.

Kung may travel ka na

20,000 or 50,000 in a year,

ang tatabi mo na yung travel fund mo,

ilalagay mo na sa ipon mo.

Kasi ang priority mo,

kasi gusto mo magkaroon ng emergency fund

bago ka magkaroon ng travel fund.

Again, uulitin ko.

Two ways to do it.

Bawasan mo yung gastos,

dagdagan mo yung income

para madagdagan mo yung ipon mo.

Pag binawasan mo yung gastos mo,

fine, okay.

May limit siya.

Pero pag dinagdagan mo yung income mo,

walang limit yan.

Kaya it's up to you to choose

anong gusto mo diskarta.

Is it bawas

or dagdan?

Pag nadagdagan ang income mo,

ngayon, alam mo na sa in mo ilalagay.

Number two, alam mo na yung dahilan mo

kung bakit ka nag-iipon.

And number three,

alam mo na ang diskarte mo

kung paano ka mag-iipon

ng mabilis.

So right now,

as I end this session,

tatanungin ko po sa inyo.

Sulat mo na ang what mo

para saan ka nag-iipon.

Sulat mo.

Number two,

why?

Bakit ka nag-iipon?

Para saan ka babubabangon?

Number three,

saan mo ilalagay ang ipon mo?

Pang-apat,

ano ang diskarte mo

para ikaw ay maka-ipon

ng 60,000

bago matapos ang taon?

Sana naman,

naliwanagang ka

sa session natin na ito.

Kung gusto mo pang malaman,

eh, syempre.

Kung paano ka makaka-ipon pa more,

eh, syempre naman,

don't forget to subscribe

in this channel.

Kung nagusto mo mo

itong content na ito,

please do me a favor.

I-share po natin itong video na ito

sa mas marami pang tao

para mas marami pa pong

makinabang.

Tatandaan,

tamang karunungan,

tamang disiplina po

ang susi sa pagyaman.