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00:00.0
Ang mobile phones natin, ito ba ay need or want by Lani or May?
00:11.5
For me, it's a need actually.
00:13.8
For me, it is a need also because I use it for my online business
00:18.6
and I use also to reply on my email for my work.
00:23.5
Paano nagiging want ang isang phone?
00:25.7
Nagiging want po ang isang iPhone if it's used not as a source of income.
00:32.0
If it's used for fun, entertainment.
00:34.4
In fairness, ang kaganta ng mga sagot nyo ha.
00:36.4
So kapag tayo ay bibili ng phone na kaya niyang punan lahat ng needs lang,
00:43.8
mga magkano kaya yung phone na yan?
00:46.2
Pwede siyang 500 real or between 500 to 1,000 real.
00:52.5
Sabihin na lang natin yung 10,000.
00:54.2
Yung iPhone 14 Max, mga magkano kaya?
00:58.8
Magkano yung magagaling sa active income?
01:00.7
Magkano yung magagaling sa passive income?
01:08.0
Magkano yung mid portion nga natin?
01:09.9
Magkano yung amount niya na sinabi natin dyan?
01:12.8
Yung 10,000 galing sa active income dapat yung passive income naman,
01:18.0
70,000 yung galing doon para mabuo yung ating 80,000 na pambili ng iPhone Pro Max.
01:27.5
So ang rule ko na ginagawa dyan kung wala kang 70,000 pesos na passive income,
01:37.7
Walang karapatang mag-iPhone pa.
01:40.7
Active income will pay for basic needs.
01:44.2
Passive income will pay for wants natin.
01:47.9
At yung iPhone, it can perform our needs and it can also perform our wants.
01:54.6
Pero 70,000 worth yung wants because of the brand, because of the extra features.
02:00.3
Pero itong basic needs natin na pangangailangan, guys, 10,000 lang siya.
02:04.1
Maski sa damit natin, ang damit natin meron niyang need and want portion.
02:09.0
Kung ang damit ko ay unique lang, ay guys, need yan.
02:13.1
Pero kung ang damit mo ay Comme des Garcons, Armani, ganyan, guys, want yon.
02:19.2
So kung ang Armani ay 20,000 pesos ang isang t-shirt, ganyan.
02:24.5
Tapos ang Uniqlo ay 1,000 pesos.
02:27.8
Active income, 1,000 pesos pambili ng Armani.
02:31.2
Tapos 19,000 passive income dapat yung meron ka para bumili ka ng Armani.
02:36.4
Kung wala kang passive income, guys, wala kayong karapatang bumili ng Armani na yan.
02:43.7
Kaya ako lang gusto i-focus yung sa stock market kasi marami yung mga,
02:47.9
lalo na yung mga OFWs itigilig sa mga stock market na yan.
02:51.6
Feeling naman nila kaya kaya nila.
02:53.2
Tingnan niyo, yung stock market 10 years ago, 6,900 plus siya.
03:02.3
Ngayon, 2023, nandito siya, nasa 6,500.
03:06.6
10 years yung nakalipas, guys, walang naganap.
03:10.4
Talo ka sa inflation kasi every 10 years nag-ha-half yung purchasing power natin.
03:16.4
So, huwag na kayong pumasok sa stock-stocks na yan, nega yan.
03:21.6
Punta tayo sa socially responsible investments.
03:23.9
Invested, for example, 1,000,000 pesos in 2005 sa cooperative.
03:29.5
And that 1,000,000 has grown to 8.13 million last year
03:34.6
because of my investments in cooperatives by Lani.
03:37.9
Anong mas masarap magkaroon? Yung 8.13 o yung 3.13?
03:41.8
Additional 5 million pesos.
03:43.4
Of course, Sir Vince, mas maayos po yung 8.13.
03:47.8
And I'm proud part of the SEDP. Thank you.
03:52.4
E-mail it! Tatangin!
03:55.0
Okay, ay naku, maglagay ka sa may bago kami na ilulaunch by Lani.
04:00.9
Maglagay ka sa land banking.
04:04.0
Magli-livestream ako next week on that.
04:06.3
Pag sa pag-ibig MP2, yung 1,000,000 pesos natin is already
04:10.6
1.68 million pesos sa pag-ibig MP2 sa stock market.
04:16.9
910,000 na lang siya ngayon.
04:20.1
Bumaba na, talo ka pa sa inflation.
04:23.1
Kaya ako talaga, yung mga stock-stock trader daw na mga ganyan,
04:27.0
maingay lang sila kapag up yung market eh.
04:29.2
Tulad ngayon, nakitahimik nila kasi down ang market.
04:32.9
Kung gusto mo talagang dumami pa yan,
04:34.6
galingan mong mag-save, masyosorten yan.
04:37.4
O paano ka magkakaroon ng savings,
04:39.6
ang susi dyan ay magkaroon ng marami pang active income.
04:44.4
So multiple sources dapat yan.
04:46.3
From this active income, you will now form your assets,
04:49.6
isisave mo yan so that you can invest it in assets that will generate passive income.
