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00:00.0
Sabi ni Goel, 5 years ago pinapanood kita, Sir Vince, kaya na-inspired ako mag-tip-1 recently.
00:05.9
Nag-matured niya rin ah!
00:09.9
Okay, at may multiple accounts siya.
00:11.9
13 working days lang nakuha ko na yung sa kanya through loyalty card floss.
00:17.9
Pag-ibig MP2, modified pag-ibig savings 2.
00:23.9
So ito ay voluntary savings program with a minimum 500 per remittance.
00:28.9
In contrast sa P1 natin na mandatory at compulsory, ito po ay voluntary.
00:33.9
At ang minimum na ilalagay natin dito anytime that we want is 500 pesos.
00:38.9
Ang Home Development Mutual Fund, yan po yung official na pangalan ng pag-ibig.
00:43.9
Naglabas po siya ng Circular 276.
00:45.9
At ang sinasabi niya, yung dividend po ng pag-ibig MP2 ay parating dapat mas malaki kaysa sa P1.
00:53.9
Ito po ay long-term savings.
00:54.9
Five years po ito.
00:55.9
And this is tax-free and government-guaranteed.
00:59.9
Pwede po tayong magbukas ng ating multiple accounts sa pag-ibig MP2.
01:04.9
Ako, at one point I had 11 accounts.
01:07.9
May nag-mature na doon so na-close na.
01:10.9
Tapos, pero nag-early withdrawal ako eh.
01:12.9
Tapos ngayon ay nagbukas ulit ako ng madami.
01:17.9
At kung gusto mong pagkahon-kahonin yung iyong savings at ilagay mo ito pang vakasyon, ito pang pagawa ng ilong,
01:25.9
o ito pang pagawa ng bahay, o ito pang travel around the world.
01:30.9
Kung ano man yung iyong pinag-iipunan.
01:32.9
Pwede mo siyang ikahon-kahon with the multiple accounts.
01:36.9
Who can save in pag-ibig MP2?
01:40.9
All active pag-ibig members.
01:43.9
At tayo po ay active pag-ibig member.
01:45.9
Kung tayo ay may at least na isang hulog in the last six months.
01:49.9
Kung matagal ka nang hindi nakapag-hulog, ano lang yung gagawin mo para maging active member ka?
01:54.9
Ganito lang po yun.
01:56.9
O, di ba yung hulog ka ng isa, active ka na ulit.
01:59.9
O, ganun lang yun.
02:00.9
Mga former pag-ibig members.
02:02.9
So kung tayo po ay pensioners and retirees, ay pupwede rin po tayong maging saver ng pag-ibig MP2.
02:10.9
And with other sources of monthly income.
02:13.9
At tayo po ay at least may 24 monthly savings prior to our retirement.
02:19.9
Mga natural-born Filipinos.
02:21.9
Yung mga nag-reacquire ng kanilang Filipino citizenship.
02:24.9
At may at least 24 monthly savings prior to the permanent migration to another country.
02:29.9
Pwede po na magpa-member sa pag-ibig MP2.
02:33.9
Ang amount, wala pong limit.
02:36.9
Kung kaya mo magbigay ng P1B, why not?
02:39.9
If more than P500,000 ang ilalagay mo, you should issue a personal or a manager's check for your deposit.
02:49.9
Members with MP2 savings above P100,000 should submit proof of income.
02:56.9
How do we invest in pag-ibig MP2?
02:59.9
Number one, we create an MP2 account.
03:01.9
So pwede tayong pumunta sa virtual pag-ibig at saka sa mga pag-ibig fund branches.
03:06.9
Number two, pwede rin pag-save na tayo.
03:09.9
So we can do that to virtual pag-ibig or accredited collecting partners.
