#UsapangPera: Mga Tips sa Pagyaman with Sir Vince tackles money issues such as savings, loans, budgeting, and investing among others. Visit Sir VInce's website: www.vincerapisura.com. How to join SEDPI Coop: 1. Join SEDPI Foundation at bit.ly/SEDPIOnlineSRI by clicking “Register” and filling out the form 2. Take the online Pre-Membership Education Seminar (PMES) at bit.ly/SEDPICoopPMES 3. Pay membership fee and initial share capital Simulan ang pagiinvest the socially responsible way sa: bit.ly/SEDPIOnlineSRI Pag-IBIG MP2: * Watch the play list: https://www.youtube.com/playlist?list... SSS Retirement: Watch the playlist https://www.youtube.com/playlist?list... How to invest 100K: https://youtu.be/dxHRZn7uP-4 Celebrity guests include venus Raj (Season 1); Nicole Cordovez and Sinon Loresca (Season 2); Atom Araullo (Season 3) and Porky (Season 4). Smart Parenting Board of Expert

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Sabi ni Goel, 5 years ago pinapanood kita, Sir Vince, kaya na-inspired ako mag-tip-1 recently.

Nag-matured niya rin ah!

Ang MP2 niya.

Okay, at may multiple accounts siya.

13 working days lang nakuha ko na yung sa kanya through loyalty card floss.

Ang taroy naman.

Pag-ibig MP2, modified pag-ibig savings 2.

Okay?

So ito ay voluntary savings program with a minimum 500 per remittance.

In contrast sa P1 natin na mandatory at compulsory, ito po ay voluntary.

At ang minimum na ilalagay natin dito anytime that we want is 500 pesos.

Ang Home Development Mutual Fund, yan po yung official na pangalan ng pag-ibig.

Naglabas po siya ng Circular 276.

At ang sinasabi niya, yung dividend po ng pag-ibig MP2 ay parating dapat mas malaki kaysa sa P1.

Ito po ay long-term savings.

Five years po ito.

And this is tax-free and government-guaranteed.

Pwede po tayong magbukas ng ating multiple accounts sa pag-ibig MP2.

Ako, at one point I had 11 accounts.

May nag-mature na doon so na-close na.

Tapos, pero nag-early withdrawal ako eh.

Tapos ngayon ay nagbukas ulit ako ng madami.

Very flexible.

At kung gusto mong pagkahon-kahonin yung iyong savings at ilagay mo ito pang vakasyon, ito pang pagawa ng ilong,

o ito pang pagawa ng bahay, o ito pang travel around the world.

Kung ano man yung iyong pinag-iipunan.

Pwede mo siyang ikahon-kahon with the multiple accounts.

Who can save in pag-ibig MP2?

All active pag-ibig members.

At tayo po ay active pag-ibig member.

Kung tayo ay may at least na isang hulog in the last six months.

Kung matagal ka nang hindi nakapag-hulog, ano lang yung gagawin mo para maging active member ka?

Ganito lang po yun.

Mag-hulog ka.

O, di ba yung hulog ka ng isa, active ka na ulit.

O, ganun lang yun.

Mga former pag-ibig members.

So kung tayo po ay pensioners and retirees, ay pupwede rin po tayong maging saver ng pag-ibig MP2.

And with other sources of monthly income.

At tayo po ay at least may 24 monthly savings prior to our retirement.

Mga natural-born Filipinos.

Yung mga nag-reacquire ng kanilang Filipino citizenship.

At may at least 24 monthly savings prior to the permanent migration to another country.

Pwede po na magpa-member sa pag-ibig MP2.

Ang amount, wala pong limit.

Kung kaya mo magbigay ng P1B, why not?

If more than P500,000 ang ilalagay mo, you should issue a personal or a manager's check for your deposit.

Members with MP2 savings above P100,000 should submit proof of income.

How do we invest in pag-ibig MP2?

Number one, we create an MP2 account.

So pwede tayong pumunta sa virtual pag-ibig at saka sa mga pag-ibig fund branches.

Number two, pwede rin pag-save na tayo.

So we can do that to virtual pag-ibig or accredited collecting partners.