00:41.0
Ay, grabe naman talaga.
00:45.0
Eh, hindi naman scam.
00:47.0
Nalugi rin ako nung kabataan ko pa.
00:49.0
Kasi, I want to share with you yung personal journey ko
00:52.0
on how I lost Php 200,000 of my hard-earned money sa investment.
00:56.0
And so, para maiwasan niyo.
00:59.0
So, ito yung muna istorya.
01:01.0
Ako ay pumasok sa larangan ng pag-i-invest sa stock market.
01:05.0
At a very young age, ha?
01:08.0
Nahikayot po ko ng tatay ko.
01:11.0
Tatay ko kasi mahilig pong mag-invest sa stocks.
01:15.0
Meron pong tinatawag na blue chips,
01:17.0
at saka may tinatawag pong basura stocks.
01:19.0
Ang basura stocks po yung mga muna,
01:21.0
pero pagka lumakihan, doble, triple, 10x po yan.
01:27.0
si papa ko nagsabi sa akin,
01:31.0
Anak, basta maganda kita, pasok ha, pasok.
01:34.0
So, to cut a long story short,
01:35.0
nahikayot po ako mag-invest ng almost Php 200,000.
01:39.0
Php 200,000 sa isang stock.
01:42.0
Eh, ako hindi ko naman alam,
01:44.0
pero meron lang ipon.
01:46.0
At yung ipon na yan, Php 200,000,
01:48.0
pang matagalan na ipon na yan.
01:49.0
So, to cut a long story short,
01:54.0
After, I think, 6 months, 6 months.
01:59.0
Magkano naging halagaan ng Php 200,000?
02:09.0
Php 20,000 na lang.
02:10.0
In other words, I lost almost 90-100%.
02:12.0
So, talagang walang value.
02:14.0
Yung Php 200,000 ko naging Php 10,000 na lang
02:16.0
or Php 20,000 na lang halaga.
02:17.0
Hindi na nag-recover.
02:24.0
Kasi, it took me a lot of time to save that money.
02:26.0
So, ano po yung mga natutunan ko?
02:28.0
At sana, sulat nyo na po yung mga maling ginagawa ko
02:30.0
para hindi nyo nag-gayahin ang aking pagkakamali.
02:33.0
Dahil, it's a Php 200,000 mistake.
02:37.0
I got into something that I do not understand.
02:39.0
That's number one.
02:40.0
Wag na wag kayo papasok sa isang bagay na hindi nyo naintindihan.
02:43.0
Kahit maganda ang pagkakakataan.
02:45.0
That's number one.
02:48.0
I engaged in impulsive investing.
02:50.0
Ang ginamit ko ay emosyon.
02:56.0
Nagpadala po ako sa emosyon.
03:02.0
Siyempre, medyo may problema pa tayo nung bata-bata pa tayo.
03:08.0
Hindi ako nag-research about the company.
03:11.0
Kaya nga, bago kayo pumasok sa mga investment,
03:14.0
pag-aralan nyo muna man.
03:16.0
Lalo na, please, please, please,
03:18.0
Wag kayong papasok sa kumpanya na mga bagong-bago pa.
03:21.0
Delicate yan, mga bagong company,
03:23.0
kasi hindi pa sila stable.
03:27.0
Nung bumagsak po kasi,
03:29.0
eh, hindi naman ganong kabilis ang bagsak.
03:31.0
Nung bumabagsak po,
03:33.0
ang pagkakamali ko rin,
03:35.0
di rin po ako naglagay ng stop-loss limit.
03:38.0
Anong ibig sabihin ng stop-loss limit?
03:43.0
Pag bumagsak ng 20% ang investment ko,
03:47.0
nung bumagsak ng 160,000 ng 20%,
03:50.0
pinabayaan ko pa.
03:51.0
Kasi, deep in my mind,
03:53.0
Babawi yan, babawi yan, babawi yan.
03:55.0
Pero ano nangyari?
03:57.0
Bumaba, nang bumaba,
03:58.0
nang bumaba, nang bumaba.
04:00.0
Parang spaghetti.
04:03.0
And then number four,
04:06.0
Ang daming pagkakamali, no?
04:07.0
Hindi ako nag-diversify.
04:08.0
Ninagay ko lahat,
04:13.0
Yan ang mga pagkakamali ko.
04:14.0
So, ano na-realize ko?
04:15.0
Na-realize ko talaga,
04:16.0
when you invest without any information,
04:21.0
you will lose money.
04:23.0
When you invest out of emotion,
04:27.0
you will lose money.
04:30.0
itong mga emotional investing,
04:31.0
at the same time,
04:32.0
pag hindi ka nag-diversify.
04:35.0
when it comes to investment,
04:36.0
bilagay mo lang sa isa.
04:38.0
pag na-loogie yung stock,
04:40.0
Pero pagka-divide mo,
04:41.0
ang iyong mga investment,
04:44.0
you will minimize your risk.
04:46.0
And last but not the least,
04:47.0
kaya ka natutunan ko rin.
04:49.0
kailangan pag nag-invest ako,
04:51.0
pag alam ko ng medyo ano,
04:52.0
maglalagay ako ng stock loss limit.
04:55.0
Kunyang sinabi ko,
04:57.0
pag bumaksa pa ng 20%,
04:59.0
Para hindi masakit ang loogie.
05:01.0
So, ang next question,
05:02.0
para sa mga taong probably
05:04.0
na may pinagdadaanan,
05:06.0
pero hindi 200,000 na nawala sa inyo,
05:08.0
ang pinag-uusapan po natin ay,
05:17.0
Pero, pero, pero, pero,
05:18.0
lifelong savings na yan.
05:19.0
At may mga iba sa inyo,
05:21.0
nanghutang pa kayo
05:24.0
hindi kayo na loogie sa stock market.
05:25.0
Kayo po ay na-scam.
05:28.0
paano ka makakarecover
05:29.0
at paano ka makakabangon?
05:30.0
So, allow me to share with you,
05:32.0
on this last part,
05:33.0
how I was able to recover.
05:36.0
I accepted responsibility
05:41.0
Kahit na may nag-udyok sa akin,
05:42.0
let's say sa iyo,
05:46.0
So, take responsibility,
05:52.0
That's number one.
05:56.0
huwag mong sisihin
05:57.0
ang inyong sarili.
05:58.0
Accept responsibility,
05:59.0
but do not blame yourself.
06:02.0
The reason why you lost money,
06:04.0
it's either you're ignorant,
06:05.0
kasi hindi mo alam,
06:06.0
hindi ka nag-research,
06:07.0
kaya that can be a learning lesson to you.
06:10.0
you know you are greedy.
06:18.0
we take responsibility,
06:20.0
huwag mong sisihin
06:21.0
ang iyong sarili.
06:24.0
As you take responsibility,
06:25.0
nagkamali nga ako,
06:26.0
pero huwag mong sisihin
06:28.0
for the rest of your life,
06:30.0
hindi ka na makakarecover.
06:31.0
And I always tell people,
06:32.0
especially kung may nang-loko sa iyo,
06:34.0
nang-mutang sa iyo,
06:35.0
na hindi ka binayaran,
06:37.0
why punish yourself
06:38.0
for the mistake of others?
06:39.0
Bakit mo paparusahan
06:46.0
You deserve peace.
06:47.0
Anong gagawin mo?
06:48.0
That's the reason why,
06:49.0
kung ikaw in-scam,
06:54.0
anong ibig sabihin,
06:55.0
forgive and forget?
06:57.0
singilin mo pa rin,
06:58.0
kung kaya mo singilin,
06:59.0
pero forgive that person
07:00.0
who offended you,
07:02.0
nang-loko sa iyo,
07:03.0
na hindi ka binayaran
07:05.0
Bakit kung naman,
07:06.0
kailangan patawaran yan?
07:08.0
you deserve forgiveness
07:09.0
but you deserve peace.
07:12.0
itong video na ito, kapatid.
07:14.0
kung ikaw ay nagkamali na,
07:17.0
responsibilidad mo,
07:18.0
huwag mo susinang sarili mo,
07:21.0
nakasakit po sa inyo
07:22.0
at nanloko sa iyo,
07:26.0
ng pangyayari na ito
07:27.0
na sana maging leksyon
07:32.0
parang awa mo na.
07:35.0
if you allow this mistake
07:38.0
to just go through in life
07:40.0
na hindi ka natututo,
07:45.0
to make the same mistake
07:47.0
And it's going to be
07:50.0
And para sa mga taong
07:51.0
na nunood po nito,
07:55.0
yung sinasabi mo,
07:56.0
nakaka-relate talaga ako,
08:00.0
itong video na ito.
08:01.0
Kung kayo ay nakaka-relate,
08:02.0
please share in the comment section
08:03.0
kung anong pinagdadaanan nyo
08:04.0
and I want to hear you out also.
08:05.0
And for those people
08:06.0
who are interested
08:07.0
to invest in the stock market,
08:09.0
huwag na huwag kayo
08:10.0
papasok sa stock market
08:11.0
kung hindi nyo naunuan.
08:12.0
Pero para sa mga taong
08:14.0
mag-stock market,
08:17.0
na si Marvin Germo
08:18.0
sa Stock Market 101.
08:21.0
in a special conference.
08:22.0
It's called Stock Market 101.
08:24.0
If you want to learn more
08:25.0
about stock market
08:26.0
before you invest,
08:30.0
or sa link sa baba.
08:33.0
maraming maraming salamat.
08:34.0
Sana naman nakatulong
08:35.0
itong episode natin na ito.
08:37.0
How I lost Php 200,000
08:39.0
and how you can avoid it.
08:42.0
tamang karunungan,
08:43.0
tamang disiplina po
08:44.0
ang susi sa pagyangan.
