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Huwag kang magalala.
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In this episode, isishare ko sa iyo
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how I was able to personally overcome my financial challenges.
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Hi there! This is Chinki Tanan, your Pambansang World Coach.
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Thank you very much for watching and tuning in this episode.
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Sa episode po natin, gusto ko naman maging magpakatoto.
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Alam nyo ba, once in my lifetime also,
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ako may pinagdaanan din ng matinding problema pagdating sa pera.
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At isishare ko po sa iyo,
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papakita ko po sa inyo kung paano ko to nalagpasad.
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At anong diskate ko?
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Pero bago ko ikwento po yan,
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isishare ko naman muna sa inyo,
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ano naman kapal pa ka na ginawa ko?
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During that time,
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nung ako po ay nag-e-struggle pa.
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Eh syempre, pag nag-e-struggle ka,
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una, pag feeling mo na walang tutulong sa iyo,
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at feeling mo, pagka nilapitan mo yung tao,
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maja-judge ka na at the same time,
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marereject ka na.
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So, in other words,
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hindi po ako nakikipag-usap sa mga tao.
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Hindi ako humingi ng tulong.
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And narealize kong mali.
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And then number two,
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umiiwas din ako sa problema.
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at pag dumating na talaga,
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pag sinisingil na ako,
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doon ako na-estress.
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And then I was reacting really emotionally,
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galit ako parate,
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hindi ako pwedeng makausap ng maayos,
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dahil nga I was really irritated.
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So, ito yung mga narealize ko ng mga kapal pa ka na ginawa ko
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during the time when I was financially drained.
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Kaya nga, what I realized is this.
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avoiding my problem will worsen my financial situation.
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Dahil hindi ito talaga nakatulong.
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as a matter of fact,
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kung bakit rin ako nakalabas,
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dahil may mga taong nakatulong din po sa akin,
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pag humingi ka pala ng tulong,
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hindi pala ito kahinaan.
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Ito po ay katapangan.
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Nagkakaroon ka ng lakas na loob.
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At the same time,
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aminin kung ano talaga ang problema mo.
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yun din ang realize ko.
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Pagka-emotionally upset ka,
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kung emotionally drained ka,
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and financially drained,
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90% of the decision that you are going to make
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is going to be a wrong one,
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and you're going to regret it for the rest of your life.
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Which I also made some mistake.
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Naghanap ako ng madali ang kita.
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Imbis na pumita ako,
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lalo pa akong nalugmuk,
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at lalo pa akong nalugi.
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ano ba ang ginawa ko?
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Para sa mga taong may pinagdadaanan
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at nakaka-relate kayo sa sitwasyon ko,
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the first thing I did was,
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I talked to someone.
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I talked to my mentor, si Francis Kong.
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Noong kinausap ko siya,
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about my real financial situation.
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I was expecting napapagalitan ako,
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pagsasabihan ako.
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It's the entire opposite.
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Hindi niya ako pinagalitan,
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hindi niya ako pinagsabihan.
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Nakidalamhati siya.
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Hindi naman siya nagbigay ng pera,
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di ko siya inutangan.
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kinausap niya ako,
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at he spoke some sense to me,
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and he encouraged me that
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I'm making the right decision
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to come to him and talk to him.
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That's number one.
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he asked me to write down
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all of my financial concerns
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on a piece of paper.
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Yan ang pangalawang pinagawa sa akin.
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So, sinulat ko po lahat,
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ang lahat ng mga problema ko
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pagdating sa pera,
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o kay mga utang ko
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pagdating sa pera.
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the next thing that he asked me to do was this.
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It was to write at least three solutions
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to every problem.
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Kung may problema ko sa utang,
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o ano kailangan tatlong solusyon,
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o tatlong diskarte.
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Kung may problema ako sa kita,
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anong dapat kong tatlong diskarte.
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So, pinasulat niya sa akin.
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And one thing that I discovered was this.
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Ito yung na-discover ko.
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Sana, sulat niyo to.
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pwede kang magtipid,
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pwede kang mag-budget,
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pero ang pagbabudget
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at pagtitipid mo,
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may hangganan yan.
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hindi mo pwedeng tanggalin
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hindi mo pwedeng tanggalin
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may anak pa ako during the time,
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hindi mo pwedeng pagtanggal
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So, ang solusyon,
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aside from pagtitipid,
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is kailangan kumita ka.
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how to earn more money.
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And that is what basically I did.
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pinag-aaralan ko talaga
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kung paano kumita ng pera.
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to cut the long story short,
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paano ako nakalabas
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sa financial challenges ko,
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I was able to find an opportunity.
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Basically, this is what happened.
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Last 300 pesos na lang.
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300 pesos na lang ang pera ko.
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Pumunta ko ng National Bookstore.
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Bumili ako ng isang libro.
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Nung binasa ko yung librong yun,
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nakakuha ko ng isang magandang idea
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ginawang ko ng negosyo,
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and the following year,
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I made over a million pesos profit
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based on that book.
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Not for one year,
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but actually for a few months.
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And because of that one million pesos
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Nabayaran ko utang ko,
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dumuwag ulit yung finances ko.
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So, in other words,
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bumalik po ang aking wisyo
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at natanggal po ang aking financial stress.
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Nag-build na ako ulit ng emergency fund.
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lumaki na lumaki na ulit ang income ko.
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I turn my setbacks
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into learning opportunities.
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And I develop resilience and confidence
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through these times of challenges.
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Kaya nga mga friendship,
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kung ikaw may pinagdadaanan ka ngayon
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nakaka-relate ako sa sitwasyon mo.
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Dapang-dapa ako ngayon.
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Naubos ang pera ko.
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Nalugi ang negosyo ko.
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Di ko alam paano ako mag-uumpisa.
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Eto, sabihin ko sa'yo.
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huwag mo na gawin yung mga pagkakamali ko.
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Ano yung pagkakamali ko?
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Iniwas ako yung problema.
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hindi ako nakipag-usap sa tao.
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lahat ng disisyon ko,
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Kaya kung gusto nyo maayos yan talaga,
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makipag-usap ka sa isang tao.
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ang kailangan mo talaga,
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Humingi ka talaga ng tulong
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you are really in great financial challenges.
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That's the reason why
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I just want to challenge you right now.
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If you're going through financial challenges
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at wala ka makausap,
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if you want to reach out to me personally,
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idm nyo na lang ako
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o i-message nyo na lang ako,
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i-private message nyo ako.
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If I can help you in any other way,
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hindi lang ako magpapa-utang ha,
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but if I can give you financial advice,
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which Francis Cong did for me,
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I would really appreciate it.
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Kaya nga para sa mga taong nakikinig ngayon,
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at you are interested to be part of my community,
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please join my Team Iponaryo Community.
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Doon na tayo magkita-kita
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sa Team Iponaryo Community
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sa Facebook page ko.
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Mag-join po kayo doon,
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mag-message kayo doon
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kung may mga concern kayo
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and I would happy to help you.
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If you liked this episode
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and if this episode ministered to you,
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please, please, please,
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don't forget to share this video
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with some of your friends
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who's struggling financially.
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makarelate sa akin,
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at the same time,
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makalabas din tulad ko.
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tamang karunungan,
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tamang disiplina po
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ang susi sa pag-iyaman.
