Alamin natin ang tungkol sa 'Credited Years of Service' sa SSS at paano ito nakaka-apekto sa iyong benepisyo#usapangpera #UsapangPera: Mga Tips sa Pagyaman with Sir Vince tackles money issues such as savings, loans, budgeting, and investing among others. Visit Sir VInce's website: www.vincerapisura.com. How to join SEDPI Coop: 1. Join SEDPI Foundation at bit.ly/SEDPIOnlineSRI by clicking “Register” and filling out the form 2. Take the online Pre-Membership Education Seminar (PMES) at bit.ly/SEDPICoopPMES 3. Pay membership fee and initial share capital Simulan ang pagiinvest the socially responsible way sa: bit.ly/SEDPIOnlineSRI Pag-IBIG MP2: * Watch the play list: https://www.youtube.com/playlist?list... SSS Retirement: Watch the playlist https://www.youtube.com/playlist?list... How to invest 100K: https://youtu.be/dxHRZn7uP-4 Celebrity guests include venus Raj (Season 1); Nicole Cordovez and Sinon Loresca (Season 2); Atom Araullo (Season 3) and Porky (Season 4). Smart Parenting Board of Expe

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Next, pag-usapan naman natin itong Credited Years of Service

kasi na-discuss na natin yung Average Monthly Salary Credit.

Credited Years of Service, ito naman,

kapag ikaw ay nagpamiyembro sa SSS prior to January 1985,

Credited Year of Service equals A plus B plus C.

Tapos kapag tayo naman ay members covered on or after January 1985,

ang Credited Years of Service natin ay equal to B plus C.

Ayan, kung saan ang A ay ang number of calendar years

from the date of coverage up to 1984, even if contributions are incomplete.

B, from 1985 to 2001, number of calendar years

with at least 6 monthly contributions.

At C, from January 2002, total number of contributions divided by 12.

Actually, pahingpit siya ng pahingpit.

Pero I think ito ay mas nagiging equitable siya sa totoko lang.

Ang ganda rin namang sinabi mo, di ba?

At kahit mga nakakalito siya, sa loob tulad, madali naman na i-compute.

Pindahin mga kami na example,

pangang mas madali maigandihan kapag may example kasi.

Ayan, okay.

So gagamitin ko na ang aking SSS contributions mismo.

Ayan ha, wala nang sikre-sikreto.

Iyan po ang listahan na makikita sa MySS Portal ko,

yung account ko na ito.

So from 2000, yan ako ay na-employ hanggang 2023.

Okay.

Akong mapapansin nyo nga, bakit July, August, September, October, November, December

may bayad na?

Pwede ba yun?

Yes.

Kasi pwede pong mag-advance payment sa SSS.

Sir, may sorry ka lang natin.

Doon nga sa MySSS Portal.

Online system.

Online, oo.

So member.sss.gov.ph

At ang sabi sa B, from 1985 to 2001,

the number of calendar years with at least 6 monthly contributions.

Ano ang pasok sa akin ay ito, 2000 at saka 2001.

Ibilangin natin.

Ayan, meron akong saktong anim sa year 2000.

Counted as one year na yun.

Credited Year of Service.

Tapos sa 2001 ulit, meron na naman akong saktong-saktong anim na contributions.

For this 2000 and 2001, kahit na hindi ko na kompleto yan,

ang ibibigay na po sa akin ay 2.

Pagpatuloy natin, ano?

From 2002 to 2023, ay pasok na sa ating letter C.

Meron akong 263 contributions niya divided by 12.

Ang C natin diyan ay 21.92.

So ilan na yun ang aking credited years of service as of today?

Ang CYS ko po ay B plus C, which is equal to 2 plus 21.92.

At yan po ay 23.92 lahat.

Hindi siya niraround po.

Wow, ang dami ko na.

23.92 credited years of service.

Ayan, okay.

So yan yung ano natin, ano?

Titignan natin dyan yung kahalagahan ng credited years of service natin.

So ang magiging efekto kasi nito...

Ano yan?

Service, napansin ko lang kasi, no.

Sa nakita ko ngayon, parang may mga laktaw-laktaw kasi.

Yes.

Ayan, ayan, ayan.

Mas makikita natin eh.

Wait, wait, wait.

Ayan.

Meron doon.

Meron doon.

Meron doon.

Meron doon.

Meron doon.

Ayan mga laktaw-laktaw na yan, sir.

Ano yung efekto niya sa computation?

Ganyan na lang sabi natin kanina ay yung mga laktaw-laktaw na yan ay makaka-efekto yan sa ating credited years of service.

Kasi bawat laktaw mo ngayon, from 1985 to the present, ay mamaminus na yan doon sa credited years of service mo.

Per one contribution mo, ay equivalent yan ng 0.0833333 credited years of service.