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00:00.0
WALA AKONG KAPERA-PERA AT AKO AY BROKE!
00:06.0
Yes, na-imagine mo na ako, yes,
00:09.0
ching kita nangyari yan sa akin once before.
00:12.0
And this was the darkest moments in my life,
00:15.0
pero hindi akong subuko,
00:16.0
at syempre, lumaban pa.
00:18.0
So, the question is,
00:19.0
what are the three powerful lessons that I learned
00:22.0
from being broke?
00:24.0
Iri-reveal ko na ngayon.
00:25.0
Videos that will make you
00:31.0
Hi there! This is Chinky Tan,
00:32.0
your Pambansang World Coach.
00:34.0
Thank you very much for tuning in
00:35.0
in this YouTube channel.
00:37.0
Maraming maraming salamat
00:38.0
sa lahat ng sumusuporta
00:39.0
at sa lahat ng mga followers po natin.
00:41.0
Sa episode na ito,
00:42.0
this is going to be up close and personal.
00:44.0
Iri-reveal ko na po sa inyo
00:45.0
personally mga weakness,
00:48.0
Maraming nakakakilala po sa akin
00:50.0
I'm successful right now
00:52.0
at what I'm doing.
00:53.0
But before I have reached
00:54.0
where I am right now,
00:55.0
I've gone through
00:57.0
a lot of trials and challenges.
01:01.0
zero money in the bank account,
01:02.0
zero money in the pocket.
01:03.0
Pinagdaan ako yan.
01:04.0
So, I would like to share with you
01:05.0
the three powerful lessons.
01:08.0
Three powerful mistakes,
01:10.0
and lessons that I've learned
01:11.0
from being broke.
01:14.0
So, kumuha ka ng papel,
01:19.0
Bakit ako naging broke?
01:21.0
ang dami ko nang alam,
01:22.0
what brought you to where you are right now
01:24.0
may not bring you
01:25.0
to where you want to be in the future.
01:28.0
this is what I've realized.
01:29.0
The only thing that is permanent
01:33.0
number one lesson,
01:34.0
kung bakit minsan
01:35.0
nalulugin ang negosyo,
01:36.0
nawawala ang trabaho,
01:37.0
because of the lack of
01:39.0
right information and education.
01:42.0
tunay na magaling ako,
01:43.0
tunay na alam ko,
01:45.0
hindi magsasara ang negosyo ko.
01:46.0
So, ibig sabihin,
01:47.0
may mali akong ginagawa.
01:48.0
Napaka-simple lang naman po ang buhay.
01:50.0
Malalaman mo kung
01:51.0
maganda bang ginagawa mo,
01:52.0
successful bang ginagawa mo.
01:56.0
Kung walang resulta,
01:59.0
hindi na siya effective.
02:02.0
the first thing that I did
02:03.0
is self-education.
02:04.0
I started to commit myself
02:07.0
the way I run my business,
02:09.0
the way I handle my money,
02:11.0
the way I create money.
02:12.0
So, I read books.
02:14.0
During that time,
02:15.0
wala pang masyadong online.
02:16.0
Liberal lang talaga,
02:17.0
listen to cassette tapes
02:19.0
during that time,
02:21.0
Cassette tapes pa
02:22.0
during that time.
02:26.0
Mga finance books.
02:27.0
Nakatulong talaga sa akin.
02:29.0
one of the financial breakthrough
02:30.0
that I've experienced,
02:32.0
1997 during that time.
02:34.0
It was around 1997.
02:39.0
and I got one good idea.
02:40.0
And I got that one good idea,
02:42.0
and applied it in my business.
02:43.0
It helped me make millions.
02:50.0
That's lesson number one
02:51.0
that I've learned.
02:53.0
kulang ako sa knowledge.
02:55.0
bakit ako naging broke?
02:56.0
It's because of the lack of experience.
02:59.0
decision-making process ko.
03:02.0
Ito yung na-experience ko sa buhay.
03:04.0
kapulutan nyo ng aral.
03:05.0
I don't know if you will agree
03:06.0
with this statement.
03:07.0
It took you years
03:08.0
to earn the money.
03:09.0
It took you years
03:10.0
to save the money.
03:11.0
It takes you only one
03:13.0
to lose everything.
03:14.0
Agree or disagree?
03:15.0
Pakit-type na sa comment section.
03:16.0
Meron ka bang nagawang
03:17.0
mga desisyon na sa buhay
03:21.0
Ano na wala sa iyo?
03:22.0
Pakit-type lang sa comment section.
03:23.0
Ikuwento nyo kung gusto nyo.
03:24.0
Because of my lack of experience,
03:27.0
wrong output lang naman.
03:28.0
Bad financial decision.
03:30.0
yun po yung nangyari po sa akin.
03:31.0
That's the reason why
03:33.0
ang ginawa ko ngayon.
03:41.0
how to make decisions
03:44.0
sinusulat ko muna
03:48.0
I weigh pros and cons.
03:49.0
Ang tabag po namin yan
03:54.0
o gumagawa kang dedisyon,
03:55.0
the reward should be
03:56.0
greater than the risk.
03:58.0
If the risk is greater
04:04.0
para mag-invest ka
04:05.0
sa isang business.
04:09.0
wala kang expertise,
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Pero i-re-risk mong pera
04:13.0
lifetime savings.
04:31.0
Pwede nga kumita,
04:33.0
last money mo yan.
04:35.0
mas mataas ang risk.
04:36.0
I will not take that risk.
04:45.0
expertise mo na yan.
04:47.0
nagawa mo na yan.
04:49.0
Should I take the risk?
04:51.0
So, that's how I learned.
04:53.0
Binigyan ko na yung tip.
04:55.0
third powerful lesson
04:56.0
that I've learned.
04:58.0
and why I was broke
04:59.0
because I lack mentors.
05:02.0
Ganun ka-simple lang.
05:03.0
Walang akong person
05:04.0
na nagagu-guide sa akin.
05:05.0
Akala kong galing-galing ko,
05:06.0
pero during that time,
05:07.0
di naman talaga feeling ko magaling.
05:09.0
Wala lang akong mapagtanungan.
05:10.0
Turning back the hands of time,
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if I'm gonna start a business,
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if I'm gonna start anything,
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I will get experts.
05:16.0
I will learn from experts.
05:21.0
my learning curve.
05:22.0
Bakit ako mag-i-invest
05:23.0
ng time, effort, money,
05:25.0
kung pwede naman ako magtanong
05:26.0
sa mga magagaling?
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Yun ang natutunan ko.
05:29.0
Buti na lang may mga mentors
05:30.0
and coaches po ako ngayon.
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Ito yung weird part.
05:33.0
I coach and mentor other people,
05:35.0
but I cannot coach
05:36.0
and mentor myself.
05:39.0
these are the three powerful lessons
05:41.0
that I've learned
05:42.0
from my mistakes.
05:43.0
The lack of information,
05:44.0
the lack of experience,
05:46.0
and the lack of mentors.
05:48.0
Talagang ito yung
05:49.0
nagpahirap po sa akin.
05:51.0
nakaka-relate ka sa akin,
05:52.0
kulang ka sa information,
05:53.0
kulang ka sa education,
05:55.0
kulang ka sa experience,
05:56.0
at kulang ka sa mentors,
05:58.0
yan ang nagpapahirap din sa'yo.
06:00.0
So, ano yung solusyon?
06:04.0
kailangan matuto ka rin
06:05.0
mag-take ng risk.
06:07.0
maghanap ka ng mentor.
06:09.0
So, if you are right now
06:10.0
looking for coaches and mentors
06:12.0
who can help you financially,
06:14.0
subscribe ka na lang.
06:16.0
Subscribe ka na lang dito
06:18.0
That's number one.
06:20.0
I encourage you to join us
06:21.0
kung gusto mo talaga
06:22.0
if you're really serious
06:23.0
with your financial life
06:24.0
and financial journey.
06:25.0
Mayroon kaming Facebook private group
06:27.0
called Team Iponaryo.
06:31.0
Libre naman doon.
06:32.0
So, there we will announce
06:34.0
Bibigyan ko na kayo ng hint.
06:35.0
Bubuo ako ng isang
06:36.0
exclusive group coaching.
06:40.0
mag-me-meet tayo.
06:41.0
Mag-uusap tayo via Zoom.
06:46.0
Sino sa inyong gusto
06:50.0
so that I can coach you,
06:51.0
so that I can guide you.
06:53.0
ito yung napansin ko po.
06:55.0
but I don't know you.
06:56.0
I can read your names,
06:57.0
but I don't see faces.
06:59.0
I think it's about time for me
07:00.0
to really form a community
07:03.0
na talagang mag-me-meet
07:06.0
Do you think that's a good idea?
07:07.0
If you think that's a good idea,
07:10.0
do yourself a favor.
07:11.0
Doon ko i-announce sa
07:13.0
kung kailang kong
07:15.0
So, maraming maraming salamat.
07:16.0
Sana naman that you have learned
07:17.0
from this video of ours.
07:19.0
Three powerful lessons
07:21.0
from being broke.
07:22.0
At kung ikaw ay broke right now,
07:23.0
huwag kang mawala ng pag-asa.
07:25.0
Kapulutan mo ng aral
07:27.0
huwag mo nang gawin ng uli
07:28.0
at makabangong ka muli.
07:31.0
tamang karunungan,
07:32.0
tamang disiplina po
07:33.0
ang susi sa pagyamang.
07:35.0
Thank you for watching!
