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WALA AKONG KAPERA-PERA AT AKO AY BROKE!

Yes, na-imagine mo na ako, yes,

ching kita nangyari yan sa akin once before.

And this was the darkest moments in my life,

pero hindi akong subuko,

at syempre, lumaban pa.

So, the question is,

what are the three powerful lessons that I learned

from being broke?

Iri-reveal ko na ngayon.

Videos that will make you

wealthy

and debt-free.

Hi there! This is Chinky Tan,

your Pambansang World Coach.

Thank you very much for tuning in

in this YouTube channel.

Maraming maraming salamat

sa lahat ng sumusuporta

at sa lahat ng mga followers po natin.

Sa episode na ito,

this is going to be up close and personal.

Bakit?

Iri-reveal ko na po sa inyo

personally mga weakness,

challenges.

Maraming nakakakilala po sa akin

at sinasabi nga,

I'm successful right now

at what I'm doing.

But before I have reached

where I am right now,

I've gone through

a lot of trials and challenges.

And being broke,

as in,

zero money in the bank account,

zero money in the pocket.

Pinagdaan ako yan.

So, I would like to share with you

the three powerful lessons.

Okay?

Three powerful mistakes,

missteps,

and lessons that I've learned

from being broke.

Anda ka na ba?

So, kumuha ka ng papel,

ball pen,

lista.

Number one.

Bakit ako naging broke?

Kasi akala ko,

ang dami ko nang alam,

what brought you to where you are right now

may not bring you

to where you want to be in the future.

Because, again,

this is what I've realized.

The only thing that is permanent

in this world

is change.

Kaya nga,

number one lesson,

kung bakit minsan

nalulugin ang negosyo,

nawawala ang trabaho,

because of the lack of

right information and education.

Kung talagang

tunay na magaling ako,

tunay na alam ko,

syempre,

hindi magsasara ang negosyo ko.

So, ibig sabihin,

may mali akong ginagawa.

Napaka-simple lang naman po ang buhay.

Malalaman mo kung

maganda bang ginagawa mo,

successful bang ginagawa mo.

Paano?

Resulta.

Kung walang resulta,

ibig sabihin,

hindi na siya effective.

Kaya nga,

the first thing that I did

is self-education.

I started to commit myself

in improving,

number one,

the way I run my business,

the way I handle my money,

the way I create money.

So, I read books.

During that time,

wala pang masyadong online.

Liberal lang talaga,

listen to cassette tapes

during that time,

1980s dun.

Cassette tapes pa

during that time.

And then,

I studied a lot.

Okay?

Mga finance books.

Nakatulong talaga sa akin.

And then,

one of the financial breakthrough

that I've experienced,

I think,

1997 during that time.

Yeah.

It was around 1997.

I bought a book,

300 pesos po.

And then,

I read the book,

and I got one good idea.

And I got that one good idea,

and applied it in my business.

It helped me make millions.

Yes.

300,

naging million.

Ooh,

grabe talaga.

That's lesson number one

that I've learned.

Sa information,

kulang ako sa knowledge.

Number two,

bakit ako naging broke?

It's because of the lack of experience.

Palpak ang mga

decision-making process ko.

Kaya,

naubos.

Ito yung na-experience ko sa buhay.

Sana naman,

kapulutan nyo ng aral.

I don't know if you will agree

with this statement.

It took you years

to earn the money.

It took you years

to save the money.

It takes you only one

bad decision

to lose everything.

Agree or disagree?

Pakit-type na sa comment section.

Meron ka bang nagawang

mga desisyon na sa buhay

na pumalpak?

Pagkatapos yan,

pinagsisiyan mo?

Ano na wala sa iyo?

Pakit-type lang sa comment section.

Ikuwento nyo kung gusto nyo.

Because of my lack of experience,

wrong input,

wrong output lang naman.

Bad financial decision.

So,

yun po yung nangyari po sa akin.

That's the reason why

ito na po

ang ginawa ko ngayon.

I learned

on how to make

better decisions

in life.

So,

paano yun?

How did I learn

how to make decisions

in life?

Number one,

sinusulat ko muna

yung plano ko.

Number one.

Number two,

I weigh pros and cons.

Ang tabag po namin yan

is risk

versus reward.

Dapat po,

pag ninigosyo ka

o gumagawa kang dedisyon,

the reward should be

greater than the risk.

If the risk is greater

than the reward,

huwag na.

Sample,

mag-re-risk ka

ng pera

para mag-invest ka

sa isang business.

Pero itong

business na ito,

hindi mo alam,

wala kang expertise,

susubok ka lang.

Pero i-re-risk mong pera

is your

lifetime savings.

Ang reward,

maganda.

Pwedeng kumita.

Okay?

Siguro,

20%,

50%.

Pero,

yun nga.

Number one,

pera mo.

Number two,

di mo alam.

Anong mas mataas

yung reward

or the risk?

Kayong sumagot.

Pwede nga kumita,

pero di mo alam,

last money mo yan.

So,

mas mataas ang risk.

I will not take that risk.

Let's say,

ang reward,

malaki.

Okay?

Anong risk mo?

Let's say,

P10,000 pesos.

Number two,

expertise mo na yan.

Number three,

nagawa mo na yan.

Should I take the risk?

Yes.

So, that's how I learned.

Ayan.

Binigyan ko na yung tip.

And third thing,

third powerful lesson

that I've learned.

Why I failed

and why I was broke

because I lack mentors.

Yun.

Ganun ka-simple lang.

Walang akong person

na nagagu-guide sa akin.

Akala kong galing-galing ko,

pero during that time,

di naman talaga feeling ko magaling.

Wala lang akong mapagtanungan.

Turning back the hands of time,

if I'm gonna start a business,

ganun,

if I'm gonna start anything,

I will get experts.

I will learn from experts.

Bakit?

Because,

I can cut short

my learning curve.

Bakit ako mag-i-invest

ng time, effort, money,

kung pwede naman ako magtanong

sa mga magagaling?

Yun ang natutunan ko.

Buti na lang may mga mentors

and coaches po ako ngayon.

Ito lang.

Ito yung weird part.

I coach and mentor other people,

but I cannot coach

and mentor myself.

So, again,

these are the three powerful lessons

that I've learned

from my mistakes.

The lack of information,

the lack of experience,

and the lack of mentors.

Talagang ito yung

nagpahirap po sa akin.

Kung ikaw,

nakaka-relate ka sa akin,

kulang ka sa information,

kulang ka sa education,

kulang ka sa experience,

at kulang ka sa mentors,

yan ang nagpapahirap din sa'yo.

So, ano yung solusyon?

Number one,

matuto ka.

Number two,

kailangan matuto ka rin

mag-take ng risk.

At syempre,

maghanap ka ng mentor.

So, if you are right now

looking for coaches and mentors

who can help you financially,

subscribe ka na lang.

Subscribe ka na lang dito

on this one.

That's number one.

And number two,

I encourage you to join us

kung gusto mo talaga

if you're really serious

with your financial life

and financial journey.

Mayroon kaming Facebook private group

called Team Iponaryo.

Team Iponaryo.

Subscribe ka.

Libre naman doon.

So, there we will announce

coming soon.

Bibigyan ko na kayo ng hint.

Bubuo ako ng isang

exclusive group coaching.

Exclusive.

Once a month,

mag-me-meet tayo.

Mag-uusap tayo via Zoom.

Luzon,

and even abroad.

Sino sa inyong gusto

na makasama ako

so that I can coach you,

so that I can guide you.

Kasi nga,

ito yung napansin ko po.

You know me,

but I don't know you.

I can read your names,

but I don't see faces.

I think it's about time for me

to really form a community

na talagang mag-me-meet

once a month.

Do you think that's a good idea?

If you think that's a good idea,

type good idea

and then please

do yourself a favor.

Doon ko i-announce sa

Team Iponaryo

kung kailang kong

babubuo yan.

So, maraming maraming salamat.

Sana naman that you have learned

from this video of ours.

Three powerful lessons

that I learned

from being broke.

At kung ikaw ay broke right now,

huwag kang mawala ng pag-asa.

Kapulutan mo ng aral

at sana

huwag mo nang gawin ng uli

at makabangong ka muli.

Tatandaan,

tamang karunungan,

tamang disiplina po

ang susi sa pagyamang.

Thank you for watching!