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00:00.0
Gusto mo ba mag-invest sa cryptocurrency or sa stock market?
00:06.1
Nako, iyan ba ang katanungan mo?
00:07.9
Kung gusto mo masagot iyan, you got to finish this video.
00:10.6
Videos that will make you wealthy and debt-free.
00:15.2
Hi there, there's Chinky Tan, your Pangbansang World Coach.
00:20.2
Thank you very much for tuning in every 8pm po.
00:22.5
Nag-upload kami ng panibagong video to teach you on how to become wealthy and debt-free.
00:26.7
Crypto or stocks?
00:28.1
Iyan ang pag-uusapan po natin.
00:29.9
Ano ba yung best investment decision?
00:31.9
Alam mo, marami pong tao naguguluhan po sa ganito pong mga investment na ito.
00:37.5
As a matter of fact, pero bago pa natin pag-usapan ang investment,
00:40.8
kung ano mas maganda yung crypto or stocks, isa-isahin muna natin.
00:43.9
Let's talk first about the stock market.
00:45.9
Ano ba talaga yung stock market?
00:47.3
Ang stock market po is you are buying a portion of a certain company,
00:51.9
a publicly listed company.
00:53.9
Ang mga kumpanya kasi meron po tayong tinatawag na private corporation and public corporation.
00:58.1
Ang private corporation, sila pong nag-may-may-ari.
01:00.6
Ilan lang toong taon nag-may-may-ari.
01:02.6
Ang public corporation, sila pa rin na mag-may-may-ari.
01:05.4
Pero, binigyan na nila ng karapatan ang mamamayang Pilipino ang masa po
01:10.1
na makisali at makilahok sa pagbibili po ng tinatawag na shares
01:14.1
through what we call as a broker.
01:16.1
Sino po yung broker? Ang stock market of the Philippines.
01:19.1
Ito po ay tinatawag na publicly listed sa PSE, Philippine Stock Exchange po.
01:25.1
So, doon po tayong hahanap po ng mga brokers, ng mga representative,
01:29.1
at doon lang po kayong makakabili ng shares ng mga kumpanya.
01:33.1
Hindi nyo tong mabibili kahit saan.
01:35.1
Mabibili nyo na lang through the brokers.
01:37.1
At may mga brokers na po dyan, saan yung makikita?
01:39.1
Ang mga legitimate na brokers sa pse.com.ph
01:43.1
doon kayong maghanap ng legitimate brokers.
01:46.1
That's number one.
01:47.1
Let's talk about cryptocurrency.
01:49.1
Ang cryptocurrency po ay similar to the stock market.
01:52.1
Ay bumibili rin po kayo ng shares, a portion.
01:55.1
At ito naman po, ang binibili nyo hindi kumpanya.
01:58.1
Ang binibili nyo naman po ay tinatawag nating currency.
02:02.1
There's what we call as the physical currency and the digital currency.
02:06.1
Ang physical currency po ay ito lang ng peso,
02:09.1
nakahawakan, or other words called as fiat money.
02:12.1
F-I-A-T or payat money.
02:16.1
Ang digital currency naman po,
02:18.1
ay nakahalin tulad po, para mas mabilis pong natin tingnan,
02:21.1
ay yung Gcash or Maya.
02:23.1
Wala na siyang physical pero pera rin po siya,
02:25.1
pero digital form, sinesend na lang tayong via SMS
02:28.1
or short messaging system.
02:29.1
Dito naman po, ay nabibili po natin itong mga digital currency
02:34.1
through what we call as brokers also.
02:36.1
May mga brokers din po sila.
02:38.1
Kung ikaw ay bibili po ng mga tinatawag na foreign currency,
02:41.1
pupunta ka sa mga foreign exchange.
02:43.1
Pag gusto mong bumili ng tinatawag natin na digital currency,
02:47.1
pupunta ka sa digital currency exchange.
02:50.1
At maraming mga popular po na mga digital currency exchange,
02:54.1
tulad na Binance, Worldwide,
02:56.1
at tinatawag na Coins.ph.
02:58.1
And I'm stating these two companies for educational purposes only.
03:03.1
So, right now, kung bibili po kayo,
03:05.1
dadaan po kayo sa mga digital exchange currency or companies na ito.
03:10.1
O pros muna tayo ng tinatawag natin na cryptocurrency investment.
03:15.1
Number one, high potential growth.
03:17.1
Kung iko-compare natin sa stock market,
03:19.1
mayroong talagang tinatawag na jackpot.
03:21.1
Just to give you a perspective po,
03:24.1
ang Bitcoin, ang isa sa pinaka-popular na cryptocurrency,
03:28.1
na parang pinipeg na sila as dollar,
03:31.1
sila kasi yung pinaka-OG.
03:32.1
Nung 2010 po, lumabas lang ito ng less than 10 cents.
03:38.1
10 cents, 10 US dollars, siguro mga 50 pesos.
03:42.1
Nag-pick siya ng almost ha,
03:46.1
ng almost 70,000.
03:50.1
70,000 US dollars per Bitcoin.
03:53.1
So, in other words, sobrang laki.
03:56.1
Imagine mo, from 10 cents, ilang x yan?
03:58.1
Siguro, basta, I can loss count.
04:02.1
ang sa cryptocurrency rin po,
04:04.1
decentralized po ang nature.
04:05.1
Ang big deal sa decentralized po,
04:07.1
wala pong kumukontrol po sa kanila na banko, na body.
04:12.1
In other words, it's directly transacted
04:15.1
through what we call as the blockchain technology.
04:18.1
Ano ibig sabihin ng blockchain technology?
04:20.1
Ito po ay safe and secure, encrypted,
04:23.1
and then marami pong nagbe-verify na tao
04:26.1
in order for them to really verify
04:28.1
that this is a legit transaction po.
04:30.1
And then, you can transact 24x7,
04:33.1
Monday up to Sunday,
04:36.1
wala pong holiday,
04:39.1
Because, yun nga,
04:40.1
nasa ano na siya?
04:42.1
Ano naman po ang cons nito?
04:47.1
hindi po kaya sa mga high risk, no?
04:50.1
ang isa sa pinaka-high risk na mga investment.
04:52.1
Kung hindi nyo kaya talaga
04:54.1
to lose this amount of money,
04:55.1
never invest in this type of mga cryptocurrency.
04:59.1
Because nga, mataas ang risk na mawala siya.
05:01.1
And then next, wala siyang regulatory body too.
05:04.1
Kunyari, may nag-nakaw
05:06.1
or let's say, may nawalang pera.
05:08.1
Eh, sinong hanapin mo?
05:10.1
It's your own wallet.
05:11.1
It's your own responsibilities.
05:13.1
At the same time,
05:14.1
syempre, bago pa tong industry
05:15.1
compared to what we call as the stock market.
05:18.1
let's look at the stock market investment.
05:20.1
Let's look at the pros.
05:22.1
Ang kagandaan po nito,
05:24.1
regulated po siya
05:25.1
ng mga companies,
05:27.1
Security Exchange Commission,
05:29.1
established na po yung mga kumpanya,
05:31.1
may historical data na,
05:33.1
Ano naman po ang cons
05:34.1
ng pagdating ng stock market?
05:36.1
Kung ikukumpara mo sa growth,
05:38.1
wala pa rin tatalo.
05:40.1
Hindi, wala pa rin tatalo.
05:41.1
Syempre, sa crypto.
05:43.1
Sobrang lakas na lang.
05:44.1
Kanyang that's what makes it
05:45.1
very attractive and exciting
05:46.1
for mga high-risk investor.
05:51.1
may fluctuations rin sa market.
05:52.1
At the same time,
05:53.1
depende rin sa economic,
05:57.1
masyado rin apektado
05:58.1
pag may nangyayari po sa
06:00.1
political situation
06:02.1
and economic situation
06:04.1
Yun po ang sa stock market.
06:06.1
Kaya ang gusto kong malaman,
06:07.1
bago pa tayo magpatuloy,
06:08.1
kung ano talaga mas maganda,
06:10.1
talungin muna natin si Angelita
06:13.1
at si Lizelle Clarino.
06:17.1
Ano ba yung likelihood
06:21.1
depends on your capability.
06:24.1
Alam mo ba ang pinapasokan mo?
06:26.1
Kung hindi mo alam
06:28.1
huwag ka muna pumasok.
06:29.1
Pag-aaralan mo muna.
06:31.1
Imbis na kumita ka,
06:32.1
baka malugi ka pa.
06:34.1
depends on the market.
06:38.1
as of this recording,
06:40.1
eh medyo sideways pa rin
06:42.1
Hindi pa rin talagang
06:45.1
magto two years na.
06:46.1
Medyo tahimik po.
06:47.1
Hindi pa rin talaga nakakabawi.
06:49.1
may risk pa rin siya
06:51.1
Lalo na kung ikaw
06:54.1
basura na investment.
06:57.1
kailangan mag-ingat din po kayo
06:58.1
sa mga tinatawag na
07:00.1
Andami po yun ngayon.
07:02.1
nagpapanggap sila,
07:03.1
nalegitimate sila,
07:04.1
tapos pagbili mo,
07:05.1
eh bigla na lang silang
07:07.1
Antawag namin dun
07:11.1
let's look at the
07:12.1
likelihood of success
07:13.1
in the stock market.
07:14.1
I-check nyo na lang
07:15.1
based on historic background.
07:16.1
At the same time,
07:17.1
long term na talaga.
07:18.1
At medyo mas stable na sya
07:19.1
compared to the crypto.
07:22.1
ang mga bad apples
07:23.1
sa mga stock market?
07:25.1
Kaya kailangan pag-aralan nyo rin
07:26.1
bago kayo pumasok.
07:33.1
ang unang tanong,
07:35.1
risk preference mo?
07:38.1
risk preference mo,
07:40.1
moderate or high?
07:42.1
moderate or high?
07:46.1
sa mga tinatawag natin
07:50.1
pwede kang pumasok
07:52.1
Pero pag high risk ka,
07:53.1
pwede kang pumasok
07:54.1
sa tinatawag natin
07:55.1
na cryptocurrency.
07:58.1
use reputable platforms
08:04.1
Kung nagkamali kayo ng broker,
08:05.1
nagkamali kayo ng investment,
08:07.1
goodbye ang inyong
08:08.1
pinagpagurang pera.
08:11.1
never invest in something
08:12.1
that you do not understand,
08:13.1
no matter how profitable
08:17.1
never invest the money
08:24.1
ang magde-decide.
08:25.1
Pero kung gusto nyo talaga
08:28.1
May good news po ko sa inyo,
08:31.1
at puntahan nyo na lang
08:34.1
Dito, matututo kayo
08:35.1
kung paano mag-invest
08:43.1
I hope that you are enlightened
08:44.1
kung anong babagay
08:45.1
sa inyong investment.
08:47.1
tamang karunungan,
08:51.1
Thank you for watching!
08:52.1
If you like what you see,
08:53.1
please subscribe for more videos like this.
08:54.1
If you have any questions,
08:55.1
please post it in the comments.
