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Nag-glaskin na po kung may ginagamit akong bagong product.
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Pero hindi ko na i-reveal sa inyo.
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Today, my friends, I want to invite you to share my personal journey
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on how I was able to invest in multiple properties.
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And I would like to share with you, sana naman may kapulutan kayo
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at matuto kayo at paano rin magagawa yan.
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Pero bago natin pag-usapan yan, pag-usapan muna natin kung wala kang investment.
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Ang hirap talaga sa buhay ngayon pag wala kang investment.
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Kasi number one, pag wala kang investment, ito yung problema.
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The moment you stop working, you stop earning.
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But your family doesn't stop spending.
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So, what will happen?
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Kung wala kang continuous cash flow na pumapasok, darating ang panahon.
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Kahit ano ang retirement fund mo, naipon mo, dahan-dahan siyang maubos.
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Para lang tong basong ito. May iniinom ako dito.
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Imagine mo, may tagas ito. Kahit puno ito, may tagas ito.
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Diba? Anong mangyari? Dahan-dahan siyang maubos.
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Kaya nga, it's very important that you need to have a consistent source of cash flow.
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And one of the best sources of cash flow that you can achieve.
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Now, worry-free, especially kung OFW ka, is property.
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May paupahang ka.
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Kumikita ka, let's say, Php15,000 kada pintuan, tatlong pintuan.
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May Php45,000 kang pumapasok. As simple as that.
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So, not only that, siyempre naman, pag wala kang investment,
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financially vulnerable ka.
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Diba? E kung may mangyari lang, e wala.
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Ubus talaga yung ipon mo.
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Kaya nga, ito pong ginawa ko.
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At a very young age, at 20+,
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I started to educate myself about various investment options.
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Pero bago kang mag-invest,
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ito yung tip ko sa inyo.
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Bago kang mag-invest, number one, number one, number one rule.
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Pag-aralan mo muna.
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Never get into something that you do not understand,
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no matter how profitable it may be.
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It may be good for me, but it may not be good for you.
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Yung sa property-wise naman,
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as long as, as long as, ito lang ha,
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nakikita mo, natitiran mo, that's number one.
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Nakikita mo na pwede mo paupahan.
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Nakikita mo na pwede mo ibenta.
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At the same time, at the same time,
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alam mo, yung property na location, location, location,
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ay may potential na umangat.
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Paano malaman na may potential umangat ang isang property?
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Mag-backtrack ka 10 years ago, check mo,
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magkano ang property value 10 years ago.
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Kung nakita mo, 1,000 pesos per square meter,
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10 years after, 1,000 pa rin,
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ibig sabihin, huwag mo nang bilhin yan.
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Kasi, hindi tataas yan.
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Pero kung dating 1,000, ngayon na sa 10,000 na nag-10x na yan.
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So, ano ibig sabihin?
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In another 10 years, yung 10,000 mo,
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pwedeng mag-20,000, 30,000 or more.
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So, that's number one.
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You should learn the concept of risk versus reward.
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Ano yung risk versus reward?
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Kung magkano ilalabas mo, magkano ang pwedeng ibalik sa'yo.
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Pagka ikaw ay nangungutang, diba?
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Nangungutang sa banko.
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Pwede ka nangungutang sa banko ng 8 to 10 percent.
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Ang tanong mo, pag nangungutang ko ng 8 to 10 percent,
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magkano kayang appreciation value niya every single year?
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Is it lower or higher?
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property especially,
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in the year 2008,
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we sold our property at New Manila
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at 20,000 pesos per square.
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15 years ang apart.
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Alam nyo magkano na pong per square meter
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Kahit sabihin mo, diba,
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nagbayad ka ng 8 percent times 15 years,
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that's 120 percent ang binayad mo.
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So, kanyari, yung 1 million mo,
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yung 1 million mo,
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naging 12 million,
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So, grabe talaga.
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bago pa ako magbigay pa ng konting tips,
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I diligently saved a portion of my money,
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I sought guidance of financial expert,
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I took calculated risk,
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again, risk versus reward.
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So, kahit dalawang story short,
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hindi lang isang property na nabili namin,
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it's for me to know,
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and for you to find out.
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Kaya nga, tanong ko po sa inyo,
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Philippine Get TV,
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si Chill Channel 4619,
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at si OMX The Great,
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kayo ba ay may property na?
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And may probably,
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probably some of you are asking,
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paano kong malaman na pinakang best na investment
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ang property para sa akin, number one?
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assess mo munang financial goals mo.
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O, tip ko na to sa'yo,
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determine what you want to achieve with your investment.
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Is it wealth accumulation?
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Is it retirement planning?
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Is it for cash flow purposes?
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yung bibilin mo bang investment
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will be able to serve your goal.
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O, ito lang lang.
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Bakit ako nag-i-invest sa property,
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Pwede kong i-benta,
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pwede kong paupahan,
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pwede kong ipalis,
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yun yung pinaka ultimate goal ko,
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and then ayaw ko kasing lumiit ang halaga ng pera ko.
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understand your risk tolerance.
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Risk versus reward.
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Lalo na kung kayo ay bibili po sa pag-ibig.
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Pag-ibig, mababa lang po kasi yung interest.
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That's number one.
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you can stretch up to 30 years pa.
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Eh, ba't hanggang tagal?
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Eh, well, nasa iyo yan.
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Kung gusto mong bayaran,
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in 5 to 10 years,
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kung meron ko ng extra cash,
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makakat naman yung interest mo.
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kung gusto nyo talaga,
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maghanap ng tamang investment for you,
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how much is your budget?
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How much is the puppy in the window?
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Hindi, magkano yung kaya mong ilabas?
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Siyempre, ibabagayan mo rin yung,
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huwag mo sabihin,
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gusto ko sa Forbes.
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Magkano yung pera mo?
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Oo, mabibili mo yung gate.
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So, importante po,
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pasok dapat yung budget mo,
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sa location na gusto mong puntahan.
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And I highly recommend,
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start kahit na sa probinsya lang.
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ang daming mga properties,
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sa probinsya na mura pa,
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na ang laki ng potential,
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na magdoble at nagtriple.
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bago ka talaga mag-invest,
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okay, tatandaan nyo,
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seek expert advice.
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Huwag na huwag kayong,
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bibili ng property na,
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na hindi kayo nagtatanong.
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it took you a lifetime to earn the money,
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it took you a lifetime to save the money,
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but it only takes you a bad decision
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to lose all of your hard-earned money.
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From what I personally learned,
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and realized when in property,
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maganda ba yung property as an investment?
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that's on the top of my personal list.
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It may be for me,
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but it may not be for you.
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kailangan patience is the key.
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find people who can really help you.
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if you are looking for investment in property,
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huwag kayong mag-alala,
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hindi ako magbabenta ng property.
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Ang trabaho ko lang,
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is to educate you
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on how to protect you
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on finding your first investment.
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gusto nyong matuto
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kung paano bumili ng first property
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at mag-invest sa property.
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Type me sa comment section.
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Para sa mga taong
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nagtatype ng me right now
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sa comment section,
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this is what you can do.
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you can just visit
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C-H-I-N-K-T-V.com
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at hanapin nyo na lang po
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yung online course na
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Lahat na kailangan nyo pong malaman
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it's already there.
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Lalo na mga kababayan nating OFW
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sa Amerika, sa Middle East,
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Tatandaan nyo to.
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It took you a lifetime
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to earn that OFW money,
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but it only takes you
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to lose everything.
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This course can help you save
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millions of pesos.
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go and check it out.
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Maraming maraming salamat.
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Sana naman na-enlightened po kayo.
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Talagang grabe talaga.
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Maraming salamat talaga sa turo
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na talagang to teach me
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how to invest in properties.
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tamang karunungan,
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tamang disiplina po
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ang susi sa pagyaman.
