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00:00.0
Naisipan mo na ba mag-invest sa properties?
00:05.1
Bago magawin niya, do you know how I was able also to buy multiple properties?
00:10.7
And how you can too.
00:12.4
Videos that will make you wealthy and debt-free.
00:16.8
Hi there, there! Shrinky Tan here, pambansang wealth coach.
00:22.3
Pero wag mo tayo mag-start na, hindi niyo ba napapansin ang aking compilation?
00:30.4
Nag-glaskin na po kung may ginagamit akong bagong product.
00:33.1
Pero hindi ko na i-reveal sa inyo.
00:37.9
Today, my friends, I want to invite you to share my personal journey
00:42.9
on how I was able to invest in multiple properties.
00:46.2
And I would like to share with you, sana naman may kapulutan kayo
00:49.7
at matuto kayo at paano rin magagawa yan.
00:52.2
Pero bago natin pag-usapan yan, pag-usapan muna natin kung wala kang investment.
00:56.8
Ang hirap talaga sa buhay ngayon pag wala kang investment.
00:59.3
Kasi number one, pag wala kang investment, ito yung problema.
01:02.3
The moment you stop working, you stop earning.
01:07.0
But your family doesn't stop spending.
01:10.5
So, what will happen?
01:11.5
Kung wala kang continuous cash flow na pumapasok, darating ang panahon.
01:15.5
Kahit ano ang retirement fund mo, naipon mo, dahan-dahan siyang maubos.
01:20.5
Para lang tong basong ito. May iniinom ako dito.
01:25.4
Imagine mo, may tagas ito. Kahit puno ito, may tagas ito.
01:28.9
Diba? Anong mangyari? Dahan-dahan siyang maubos.
01:32.9
Kaya nga, it's very important that you need to have a consistent source of cash flow.
01:36.4
And one of the best sources of cash flow that you can achieve.
01:40.4
Now, worry-free, especially kung OFW ka, is property.
01:44.4
May paupahang ka.
01:45.4
Kumikita ka, let's say, Php15,000 kada pintuan, tatlong pintuan.
01:48.4
May Php45,000 kang pumapasok. As simple as that.
01:51.7
So, not only that, siyempre naman, pag wala kang investment,
01:55.7
financially vulnerable ka.
01:57.7
Diba? E kung may mangyari lang, e wala.
01:59.7
Ubus talaga yung ipon mo.
02:01.7
Kaya nga, ito pong ginawa ko.
02:03.7
At a very young age, at 20+,
02:05.7
I started to educate myself about various investment options.
02:09.7
Pero bago kang mag-invest,
02:11.7
ito yung tip ko sa inyo.
02:13.7
Bago kang mag-invest, number one, number one, number one rule.
02:16.7
Pag-aralan mo muna.
02:18.7
Never get into something that you do not understand,
02:20.7
no matter how profitable it may be.
02:22.7
It may be good for me, but it may not be good for you.
02:26.7
Yung sa property-wise naman,
02:28.7
as long as, as long as, ito lang ha,
02:30.7
nakikita mo, natitiran mo, that's number one.
02:32.7
Nakikita mo na pwede mo paupahan.
02:34.7
Nakikita mo na pwede mo ibenta.
02:37.7
At the same time, at the same time,
02:39.7
alam mo, yung property na location, location, location,
02:43.7
ay may potential na umangat.
02:45.7
Paano malaman na may potential umangat ang isang property?
02:49.7
Mag-backtrack ka 10 years ago, check mo,
02:51.7
magkano ang property value 10 years ago.
02:53.7
Kung nakita mo, 1,000 pesos per square meter,
02:56.7
10 years after, 1,000 pa rin,
02:58.7
ibig sabihin, huwag mo nang bilhin yan.
03:00.7
Kasi, hindi tataas yan.
03:03.7
Pero kung dating 1,000, ngayon na sa 10,000 na nag-10x na yan.
03:06.7
So, ano ibig sabihin?
03:07.7
In another 10 years, yung 10,000 mo,
03:09.7
pwedeng mag-20,000, 30,000 or more.
03:12.7
So, that's number one.
03:15.7
You should learn the concept of risk versus reward.
03:18.7
Ano yung risk versus reward?
03:20.7
Kung magkano ilalabas mo, magkano ang pwedeng ibalik sa'yo.
03:23.7
Pagka ikaw ay nangungutang, diba?
03:27.7
Nangungutang sa banko.
03:29.7
Pwede ka nangungutang sa banko ng 8 to 10 percent.
03:31.7
Ang tanong mo, pag nangungutang ko ng 8 to 10 percent,
03:34.7
magkano kayang appreciation value niya every single year?
03:37.7
Is it lower or higher?
03:45.7
property especially,
03:50.7
in the year 2008,
03:52.7
we sold our property at New Manila
03:55.7
at 20,000 pesos per square.
03:58.7
15 years ang apart.
04:00.7
Alam nyo magkano na pong per square meter
04:08.7
Kahit sabihin mo, diba,
04:09.7
nagbayad ka ng 8 percent times 15 years,
04:12.7
that's 120 percent ang binayad mo.
04:15.7
So, kanyari, yung 1 million mo,
04:21.7
yung 1 million mo,
04:22.7
naging 12 million,
04:25.7
So, grabe talaga.
04:28.7
bago pa ako magbigay pa ng konting tips,
04:30.7
I diligently saved a portion of my money,
04:32.7
I sought guidance of financial expert,
04:34.7
I took calculated risk,
04:36.7
again, risk versus reward.
04:38.7
So, kahit dalawang story short,
04:40.7
hindi lang isang property na nabili namin,
04:44.7
it's for me to know,
04:45.7
and for you to find out.
04:47.7
Kaya nga, tanong ko po sa inyo,
04:49.7
Philippine Get TV,
04:51.7
si Chill Channel 4619,
04:53.7
at si OMX The Great,
04:55.7
kayo ba ay may property na?
04:57.7
And may probably,
04:58.7
probably some of you are asking,
05:01.7
paano kong malaman na pinakang best na investment
05:03.7
ang property para sa akin, number one?
05:06.7
assess mo munang financial goals mo.
05:08.7
O, tip ko na to sa'yo,
05:10.7
determine what you want to achieve with your investment.
05:12.7
Is it wealth accumulation?
05:14.7
Is it retirement planning?
05:15.7
Is it for cash flow purposes?
05:18.7
yung bibilin mo bang investment
05:20.7
will be able to serve your goal.
05:22.7
O, ito lang lang.
05:23.7
Bakit ako nag-i-invest sa property,
05:28.7
Pwede kong i-benta,
05:29.7
pwede kong paupahan,
05:30.7
pwede kong ipalis,
05:32.7
yun yung pinaka ultimate goal ko,
05:33.7
and then ayaw ko kasing lumiit ang halaga ng pera ko.
05:39.7
understand your risk tolerance.
05:40.7
Risk versus reward.
05:42.7
Lalo na kung kayo ay bibili po sa pag-ibig.
05:44.7
Pag-ibig, mababa lang po kasi yung interest.
05:47.7
That's number one.
05:49.7
you can stretch up to 30 years pa.
05:52.7
Eh, ba't hanggang tagal?
05:53.7
Eh, well, nasa iyo yan.
05:54.7
Kung gusto mong bayaran,
05:55.7
in 5 to 10 years,
05:56.7
kung meron ko ng extra cash,
05:57.7
makakat naman yung interest mo.
06:01.7
kung gusto nyo talaga,
06:03.7
maghanap ng tamang investment for you,
06:07.7
how much is your budget?
06:10.7
How much is the puppy in the window?
06:15.7
Hindi, magkano yung kaya mong ilabas?
06:17.7
Siyempre, ibabagayan mo rin yung,
06:19.7
huwag mo sabihin,
06:20.7
gusto ko sa Forbes.
06:21.7
Magkano yung pera mo?
06:23.7
Oo, mabibili mo yung gate.
06:26.7
So, importante po,
06:29.7
pasok dapat yung budget mo,
06:30.7
sa location na gusto mong puntahan.
06:33.7
And I highly recommend,
06:35.7
start kahit na sa probinsya lang.
06:38.7
ang daming mga properties,
06:39.7
sa probinsya na mura pa,
06:40.7
na ang laki ng potential,
06:41.7
na magdoble at nagtriple.
06:45.7
bago ka talaga mag-invest,
06:47.7
okay, tatandaan nyo,
06:48.7
seek expert advice.
06:51.7
Huwag na huwag kayong,
06:53.7
bibili ng property na,
06:56.7
na hindi kayo nagtatanong.
06:59.7
it took you a lifetime to earn the money,
07:00.7
it took you a lifetime to save the money,
07:02.7
but it only takes you a bad decision
07:04.7
to lose all of your hard-earned money.
07:08.7
From what I personally learned,
07:10.7
and realized when in property,
07:11.7
maganda ba yung property as an investment?
07:14.7
that's on the top of my personal list.
07:16.7
It may be for me,
07:17.7
but it may not be for you.
07:19.7
kailangan patience is the key.
07:25.7
find people who can really help you.
07:28.7
if you are looking for investment in property,
07:30.7
huwag kayong mag-alala,
07:31.7
hindi ako magbabenta ng property.
07:32.7
Ang trabaho ko lang,
07:33.7
is to educate you
07:34.7
on how to protect you
07:35.7
on finding your first investment.
07:41.7
gusto nyong matuto
07:42.7
kung paano bumili ng first property
07:44.7
at mag-invest sa property.
07:45.7
Type me sa comment section.
07:47.7
Para sa mga taong
07:48.7
nagtatype ng me right now
07:49.7
sa comment section,
07:50.7
this is what you can do.
07:52.7
you can just visit
07:54.7
C-H-I-N-K-T-V.com
07:56.7
at hanapin nyo na lang po
07:58.7
yung online course na
08:03.7
Lahat na kailangan nyo pong malaman
08:06.7
it's already there.
08:07.7
Lalo na mga kababayan nating OFW
08:09.7
sa Amerika, sa Middle East,
08:12.7
Tatandaan nyo to.
08:13.7
It took you a lifetime
08:15.7
to earn that OFW money,
08:17.7
but it only takes you
08:19.7
to lose everything.
08:21.7
This course can help you save
08:23.7
millions of pesos.
08:26.7
go and check it out.
08:27.7
Maraming maraming salamat.
08:28.7
Sana naman na-enlightened po kayo.
08:31.7
Talagang grabe talaga.
08:33.7
Maraming salamat talaga sa turo
08:39.7
na talagang to teach me
08:40.7
how to invest in properties.
08:43.7
tamang karunungan,
08:44.7
tamang disiplina po
08:45.7
ang susi sa pagyaman.
