00:38.5
Okay, ready na ba kayo kung ready na kayong makaiponaryong number one?
00:41.5
Ito po yung pinaka-top, top talaga.
00:43.3
Pinaka-top, low di ko talaga.
00:44.8
Ang pinaka-best na investment para sa akin, business talaga.
00:48.4
Kasi alam mo, ito yung napansin ko.
00:50.7
Karamihan po ng mga tao na nag-i-invest sa mga property,
00:53.8
sa mga stocks and everything, lahat sila nag-umpisa sa negosyo.
00:57.7
Ang ginawa nila, kung mita mo nila sa negosyo,
00:59.9
diba, una, mga iba, nag-empleyado muna.
01:01.6
Kung nag-empleyado, tapos nagkaroon ng puhonan o puhonan,
01:04.0
tapos nag-negosyo.
01:05.2
Kung nagkaroon ng negosyo, anong ginawa po sa kita?
01:08.2
Tapos anong ginawa?
01:09.0
Dun na sila nag-i-invest.
01:11.0
Ano mo, ito lang, nothing beats really running your own business.
01:14.2
I can still, ako lang, pwede ko lang ingkwento sa sarili ko.
01:16.6
Noong year 2000, I was able to borrow,
01:19.8
borrow a good debt at one million pesos.
01:22.2
Financial, ano yan, investment yan ng isang financial partner
01:25.5
which she owns 10% of the company
01:27.3
To cut the long story short,
01:28.4
we were able to turn that one million pesos in less than one year
01:31.7
to 250 million pesos in sales.
01:36.9
Paano nangyari yan?
01:38.9
Hindi yung mangyayari yan sa investment.
01:41.6
That's number one.
01:42.8
So, mag-isip ka na ng negosyo,
01:44.0
kung anong pwede mo basukan ng negosyo.
01:46.9
ay, pinakamagandang investment para sa akin,
01:49.4
na ginagawa rin ng mga bilionaryo,
01:51.1
real estate can provide you a second income stream at the same time.
01:54.6
Ang gagandahan din sa real estate,
01:56.2
yung multiplication po niyan ay talagang sobrang powerful.
02:00.8
Kung makikita niyo lang po,
02:02.0
kung magkano lang po ang lupa nung mga 1970s,
02:06.4
1970s sa May Dasman,
02:08.9
mas sa 100 plus pesos per square meter.
02:13.0
100 plus pesos per square meter.
02:15.6
Ngayon po, magkano na po ang Dasman?
02:17.0
Mas sa 400,000 pesos per square meter.
02:21.5
Grabe naman talaga, mga friendship.
02:24.1
Talagang napakaganda po talaga ng lupa.
02:26.4
And then, tanongin nyo na lang,
02:27.6
yung mga lolo-lola nyo,
02:28.8
magkano lupa dati dito?
02:30.4
Sila na magkukwento po sa inyo.
02:31.9
Ang nagagandahan din sa real estate,
02:33.4
hindi mo kailangan ng milyon agad.
02:35.5
Pwede kang tinatawag na gumamit ng OPM.
02:37.8
Ano yan? Original Pinoy Music?
02:39.3
No, Other People's Money.
02:40.9
Especially kung ikaw ay isang taga pag-ibig.
02:44.4
Pag-ibig ko sa'yo'y chucho.
02:48.8
Ni walang halong biro.
02:53.7
kasi pwede kang mag-loan doon ng mga 30 years.
02:56.5
And then, ang nagagandahan,
02:57.4
parang ka na nagbabayit ng rentals,
02:59.8
And then, pwede mo pang i-prepay,
03:01.4
para mas mababa at makat
03:02.8
yung iyong interest rate at saka time of payment.
03:05.2
That's number two.
03:06.3
Pag may business,
03:07.4
second investment, property.
03:09.2
Third investment na talaga maganda,
03:12.7
Time pwede mo invest?
03:15.0
If you use it wisely.
03:16.3
Kasi meron po tinatawag na money leveraging
03:18.7
and time leveraging.
03:20.2
How can you leverage your time?
03:23.5
para na-leverage yung times,
03:24.7
you get to work 8 hours a day.
03:27.0
You get paid 800 pesos.
03:28.8
Kunyari, 800 pesos ka.
03:30.2
Parang for competition purposes,
03:31.8
800 divided by 8 hours.
03:33.8
So, ang ibig sabihin po niyan,
03:35.0
ang oras mo is 100 pesos per hour.
03:39.4
kung na-stuck ka sa traffic ng mga 3 hours a day,
03:43.2
or 4 hours a day,
03:44.2
ang nawawala sa'yo ay 400 pesos a day.
03:47.2
Kasi iyan ang halaga mo.
03:50.2
I know the value of my money is not 100 pesos per hour.
03:53.2
Kasi alam ko kung magkano ang monthly income ko,
03:55.3
divided by 30 days.
03:57.3
dininibide ka ng 24 hours.
03:59.2
So, alam ko per hour ko,
04:00.6
hindi po siya 100 pesos a day.
04:05.1
So, minumultiply ko lang.
04:06.4
E paano pa kung si money pangilinan?
04:09.6
Magkano kaya per hour niya?
04:12.1
Compute lang tayo, ha.
04:13.8
Kung siya ay kumikita ng 1 million a month,
04:17.6
divided by 30 days,
04:20.2
ibig sabihin po niya,
04:21.3
kumikita siya ng 30,000 a day,
04:27.2
So, more or less,
04:28.0
kumikita siya ng almost 2,000 pesos per hour.
04:30.9
Kung kumikita siya ng 2,000 pesos per hour,
04:34.4
so, kumikita siya ng per day na mga 40,000 times 30 days,
04:39.8
So, kung na-stock siya sa traffic ng mga 3 hours,
04:43.1
6,000 nawawala eh.
04:44.3
Pero hindi siya kumikita lang ng 1 million eh.
04:46.6
Siguro kumikita ito ng 100 million a month.
04:51.8
That's how you compute for time.
04:53.5
Kaya, ang next question ko,
04:54.8
before we go to number 5 na investment,
04:57.1
kamustahin ko muna si Rafaela,
05:01.4
and si Mary Jane Maldonado.
05:05.3
natututo ba kayo itong third investment na ang fourth investment
05:08.9
na kailangan natin talagang pangalagaan
05:11.4
that can really bring us wealth,
05:16.6
Kasi ito po, isipin po natin.
05:18.2
We use all our health when we were young
05:20.5
to gain all the wealth in our lives.
05:22.3
At the end of our lives,
05:24.0
pag tumanda na tayo,
05:25.0
we use our wealth to gain back our health.
05:27.4
Kaya nga importante po,
05:28.6
mga ka-iponaryo po,
05:30.4
pangalagaan po natin ang ating katawan,
05:32.7
para mag-enjoy tayo,
05:33.7
productive po tayo.
05:36.1
alam mo naman, mga bisyo.
05:39.8
maubos po yung pera natin.
05:41.2
Invest in your health.
05:43.2
Eat right, sleep right,
05:45.4
Again, tatandaan mo yan.
05:46.4
Eat right, move right, sleep right.
05:48.2
Hindi niyo ba ka napangapansin
05:49.9
na medyo glass ng aking glass skin?
05:52.7
Hindi niyo ba ka napangapansin
05:54.2
pumayat na po ako?
05:57.4
Eh, I'm going through a diet called
05:59.9
Gaiya by Michael Chan,
06:01.6
Dr. Michael Chan.
06:03.1
Si Coach Michael.
06:04.6
Sa gaiya naman po,
06:05.8
nakaprogram po kami.
06:07.5
I sleep eight hours.
06:09.0
I move 10,000 steps.
06:11.2
And I eat the right food.
06:15.8
I don't live to eat.
06:18.6
Kumakain ako para mabuhay ako.
06:20.0
Hindi ako mabuhay para ako ay kumain.
06:21.9
Kung ano man yung
06:22.8
pinatawang na eat right,
06:25.0
i-check out yun na lang sila.
06:26.3
And then, number five.
06:28.2
Okay, number five.
06:30.0
number five po tayo.
06:31.6
Number five na best investment po,
06:34.8
na hindi natin napapansin,
06:37.4
Ito ang pwede magpayaman po sa inyo.
06:39.2
Ha? Ano po yung online assets?
06:42.4
Intellectual Property.
06:43.9
Mag-create ka ng content
06:48.0
ang online asset mo,
06:49.6
so that you can earn
06:51.3
affiliate programs.
06:52.8
Diba? You can create
06:53.8
your own online courses,
06:55.9
build online business.
06:57.6
So, kung anong pwede mo ituro,
06:59.9
we are in the information
07:01.6
and age technology.
07:03.5
tanungin nyo na lang
07:07.2
galing to the social blade ah.
07:09.5
Siya po ay number three sa,
07:11.2
no, YouTube pa lang ito ah,
07:15.4
potential earnings.
07:17.8
in US Dollars to per month.
07:21.7
31,000 to 500,000 US Dollars.
07:25.0
500,000 times mo na lang ng 50.
07:29.8
Ayaw ko na sabihin.
07:31.0
Diba kasi kung 10,000 Dollars siya,
07:42.6
Ayaw ko na magsalita.
07:45.2
Alam na, alam nyo na yun.
07:46.8
And last but not the least,
07:48.3
na pwedeng ipagyaman po sa atin,
07:50.3
isa pang investment,
07:51.4
na hindi natin napapansin,
07:54.0
pakinggan nyo to.
07:55.0
A strong personal brand,
07:56.1
a positive client relationship,
08:04.0
huwag lang masira ang pangalan mo.
08:06.4
Taon ang binilang po natin,
08:08.7
para mabuo ang ating pangalan.
08:11.0
Pero segundo lang ang kailangan natin,
08:13.6
gawin para masira ang ating pangalan.
08:17.4
nakontrak na ako eh,
08:18.8
ng isang beses eh.
08:22.1
nag-react at nagkamali po tayo.
08:26.1
narealize natin agad,
08:27.3
nire-track natin agad,
08:31.6
Ang community po natin,
08:33.0
I want to protect our community
08:34.8
more than anything.
08:36.5
I will not exchange money
08:38.2
for our community.
08:39.4
That's the reason why
08:42.5
Nire-return ko yung pera.
08:43.7
As a matter of fact,
08:44.4
luging-lugi pa ako.
08:45.7
Luging-lugi pa ako.
08:46.6
Because I have to hire lawyers
08:48.2
and everything to fix everything.
08:50.0
Kaya nga alam mo,
08:51.8
ang pinakamahalaga
08:55.2
Because it is priceless.
08:57.5
Kaya nga of all these six investments,
09:08.4
yung pangalan at reputation mo.
09:12.3
at saan mo planong kumita?
09:14.2
At marami na tayong mga natulungan
09:16.7
with regards to this.
09:17.5
Katulad ni Ben Deluvio,
09:19.4
isang certified etupenaryo.
09:24.7
na ganoon na malinaw na plano
09:27.3
Proud ako sa kayo.
09:29.4
si Christian Joy Panes.
09:31.5
mag-fiance na etupenaryo
09:33.4
ng dalawang properties
09:38.0
si Luisito Pring.
09:49.2
ang question ko po
09:50.7
gusto niyo bang malaman
09:52.5
ang step-by-step guide
09:53.8
kung paano nila na-achieve to?
09:55.6
Ay, kung gusto niyo malaman,
10:00.0
at puntahan niyo na lang po
10:02.2
Sana All May Investment.
10:03.7
This is your ultimate guide
10:05.0
to start your own investment
10:06.7
kung paano ka mag-invest
10:10.2
sa cryptocurrency.
10:11.6
Kung gusto niyo malaman,
10:16.5
Sana naman na-encourage kayo,
10:17.7
naliwanagan kayo,
10:18.6
na-inspire kayo sa video na ito.
10:20.6
Kaya mga friendship,
10:21.5
kung meron pa tayong mga katanungan,
10:24.0
tamang karunungan,
10:24.9
tamang disiplina,
10:25.7
ang susi sa pagyaman.
