How I Was Able To Buy My First Property: Turning Dreams into Reality | TRY THIS!
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Bago natin pag-usapan yung sariling tirahan, make sure lang naka-subscribe sa channel na ito
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so that you won't miss any good episode natin.
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Alam mo, may hirap kasi kung wala kang sariling bahay.
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Kasi number one, pag wala kang sariling tirahan, pwede kang paalisin.
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Pwede kang taasan ng renta, diba?
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O pwedeng sabihin, kahit na nagbabayad ka, sabihin sa'yo,
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Hindi, kailanganan namin yung bahay.
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Pwede na ba kayong umalis?
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Yung, alam mo bang, ang hirap,
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rooted ka na doon, kilala mo na yung mga tao,
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comfortable ka na, bigla ka na lang paaalisin.
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Number two, syempre, wala kang kontrol.
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Lalo na, kung sa bahay, kung meron kang ayusin,
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hindi mo pwedeng ayusin, magpapaalam ko muna sa may-ari.
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And then, not only that, syempre naman,
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ang dami, ang dami, yung pinaka-ayo ko talaga,
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yung na-experience ng asawa ko,
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nung siya ay single pa.
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Dalawang beses silang sharing.
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O yung parang, yun, tinanggal yung mga bahay,
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yung mga bagay sa kalsada.
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Ang hirap noon, yung kahihiyan.
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Sino sa inyo nakaka-relate sa ganito?
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Type-relate at rashare mo yung story niyo.
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So, basically, ano yung tinuro po sa akin when I was young,
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hindi ko makalimutan sa sinabi ng nanay ko.
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Ang goal mo, number one, kung magka-pera ka,
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sabi sa akin, magka-pera ka,
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una, inegosyo mo.
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Pagkatapos, pag may negosyo ka na,
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doon ka na bumili kung anong gusto mo.
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So, in other words,
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ang goal daw niya, sabi niya, tinuturo sa akin,
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the goal for money is to make more money.
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Pagka may pera ka na,
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ang goal mo, bilhin mo yung mga gusto mo.
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And one of my gusto talaga is property.
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And why property?
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Because I know property is a good investment.
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Actually, hindi lang nakwento,
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pero na-experience ng nanay ko,
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just to give you a perspective.
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Bumili yung parents ko sa may Forbes,
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ng property nung 1987 or 86.
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Hindi Forbes Park, ha.
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Sa Forbes, Sampaloc.
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Sa may Sampaloc po.
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Sa may bandang Nazareth.
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Eh, binili nila yung townhouse unit
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for only Php 375,350.
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Natirhan namin ng 10 years yan.
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At nung binenta namin, naging Php 3.5 million.
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So, nawitness ko yan.
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Pwedeng pwede to.
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And then, that's the reason why.
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It gave me the idea that I need,
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ang unang goal ko,
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aside from car, syempre.
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Sasakyan mo na yung pinakaunang goal ko.
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Ang second biggest purchase ko in my life was property.
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So, from an early age,
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I started to have an ipon.
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Nag-ipon talaga ako.
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I saved diligently,
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setting aside a portion of my income
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for my future property.
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Kaya nga, ito lang.
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Sasabihin ko po sa inyo.
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Sakripisyo, bakit?
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Di ba, yung mga gusto mong bilhin,
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since gusto mong magkaroon ng bahay,
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tinatabi mo na yung pera,
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pang bilhin mo ng bahay.
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Kaya nga, hindi ako masyado nakapag-travel nung single ako.
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Imbis na mag-travel ako nung single ako,
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kasi may pinaglalaanan po.
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talagang disiplina.
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imbis na bibili ako ng mga bagay na gusto ko,
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na hindi ko namang kailangan,
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Ay, linagay ko rin sa bahay ko.
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And number three,
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I was consistent.
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Question, nabili ko ba?
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Pero bago ko sagutin yan,
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si Mark Gem Garbo,
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si JLSB sa KOL TV,
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si Anna Jean Lebios.
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Maraming maraming salamat.
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Oo, so, grabe ha.
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I was able to buy my first house.
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Actually, not house,
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condominium unit.
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When I was at my early,
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early thirties or late twenties na yun.
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I cannot know exactly.
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Kaya nga, during that time,
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Sabi ko, this is the best.
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Kaya nga, ito naman,
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how many years ago?
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Around thirty years ago na siguro.
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When I purchased my own property.
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ito na-realize ko.
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There was one property
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that I purchased,
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yung unang condominium unit ko.
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Natirahan ko siya ng three years.
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Napaupahang ko siya ng ten years.
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Sa ten years na yan,
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kung anong binayad ko,
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kung ano yung inupa,
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nung naibenta ko pa,
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two and a half times pa yung price.
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So, I've experienced the power
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of compounding interest.
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kung yung pera ko,
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during that time,
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nung bago ko siya nabenta,
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Alam mo, after thirteen years,
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hindi na one point plus million yan.
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Ah, one million yan.
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ang value na lang yan,
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nasa seven hundred to six hundred thousand,
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because our money depreciates
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by almost ten percent
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That's the power of inflation
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and depreciation of our peso
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kontra sa dolyar.
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kumita ako ng three hundred percent.
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one hundred percent bumawi,
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tapos nabenta ko pa ng two hundred percent,
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three hundred percent.
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I was able to leverage.
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Ah, when you say leverage,
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ang ultimate goal pala kasi ng pera,
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is not for you to work for money,
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but money should be working for us.
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If you only work for money,
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the reality is this,
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the moment you stop working,
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you stop earning.
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if you allow money to work for you,
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even if you're asleep,
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kumikita ang pera para sa'yo.
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Gusto n'yo bang mangyari yun?
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And the beauty about property,
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hindi mo kailangan bandayan,
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bayaran mo lang yung amilyat.
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And then, in time,
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ang kagandahan din dito,
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the power of diversification.
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never put your eggs only in one basket.
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Hindi lang ako nakainvest sa property,
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meron din kaming mga
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tinatawag na financial instrument,
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at meron din kaming mga hard assets.
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Part of our asset also,
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is what we call as collection.
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Collection of mga rare items.
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At kung ano yung collection
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ng mga rare items,
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Reveal ko na lang sa inyo
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Di ko pa sinishare sa inyo yan,
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pero abangan nyo na lang
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in our next episode.
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I explored on other investment avenues
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to secure my financial future.
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sa lahat ng mga kaipunari
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na sumusunod po sa akin,
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kung kayo gusto nyong
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magkaroon ng unang property nyo,
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Mag-sacrifice kayo.
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Dating gusto nyong bilhin,
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diba, itabi nyo muna,
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kailangan nyo ng discipline.
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Discipline ang kailangan.
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Then, number three,
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ang challenge ko po sa inyo,
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Itong gamitin nyo,
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lalagyan mo yung bariyan dito,
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pero ang papel dito.
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Pag tapos mo dito,
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pwede mo namang palitan
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yung denomination,
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lalo sa babaya nating OFW.
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kung gusto nyo paggamit nyo.
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kung gusto nyo talagang
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matuto kung paano
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gumawa ng tamang hakbang
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on buying your first property,
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I highly recommend
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this parang course.
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Ito, ito yung tinatawag na,
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real estate investment 101.
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Real estate investment 101.
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Para hindi kayo magkamali.
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property is one of the
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biggest investments
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that you are going to make.
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But this is the sad part.
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It took you a long time
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to earn the money.
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It took you a lot of discipline
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to save the money.
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But it only takes you
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one bad decision.
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to lose everything.
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bago kang bumili ng property,
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nasa sa inyo yan.
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You want to commit the mistakes
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and learn from your mistakes,
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or you want to learn
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from other people's mistakes.
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If you want to learn
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from other people's mistakes,
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Real Estate Investment 101
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Maraming maraming salamat.
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Sana naman na-enlighten po kayo,
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how I was able to buy
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and how you can too.
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tamang tarunungan,
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tamang disiplina po
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ang susi sa pag-iyam.
