The story of how I was able to buy my very first property. It was a journey filled with challenges, lessons, and dreams transformed into reality. The pain of not owning your own property can be overwhelming, but with financial wisdom, patience, and persistence, you can overcome these obstacles. If you want to learn the right and safe way to buy your first property check out chinktv.com and look for real estate 101. ARE YOU READY TO EARN PASSIVE INCOME FROM REAL ESTATE? Introducing: Real Estate 101 1. Click here: https://chinktv.com/products/real-estate-101-dev 2. Add to Cart 3. Check Out 4. Register using your email 5. Choose your mode of payment 6. Complete Order 7. Receive email confirmation 8. Access the videos after 24-48Hrs upon receiving your proof of payment https://youtu.be/RCRhkNFrQiM Watch our playlist! EARN: https://youtube.com/playlist?list=PLMjKNhiK3DLAWKg4O94CECbagGfEYkXEF GROW: https://youtube.com/playlist?list=PLMjKNhiK3DLAl1JkW6nlCadvhY-6RwoJC MANAGE: https://youtube.com/playlist?list=PL

Video Transcript / Subtitles:( AI generated. About AI subtitles » )

* AI ("Artificial Intelligence") subtitles on Tagalog.com are generated using "Whisper" by OpenAI (the same company that created ChatGPT and DallE2). Results and accuracy may vary.
* The subtitles do include errors occasionally and should only be used as a tool to help with your listening practice.
* You can request this website to create a transcript for a video if one doesn't already exist by clicking the "Request AI Subtitles" button below a video. Transcribing usually takes 30-40% of the length of a video to complete if there are no other videos in the queue. For example, a 21 minute video will take 7-8 minutes to transcribe.
* Running a super fast cloud GPU server to do these transcriptions does cost money. If you have the desire and financial ability, consider becoming a patron to support these video transcriptions, and the other tools and apps built by Tagalog.com

May pangarap ka ba na magkaroon ng sarili mong tahanan, bahay, lupa?

Posible ba ito? Yes!

Sa video na ito, I would like to share with you kung paano ko nabili ang aking pinaka-first property

and I will teach you how you can too.

Videos that will make you wealthy and debt-free.

Ladies and gentlemen!

Yes, ako super excited ako sa program natin ngayon, sa session natin ngayon.

Kasi I'm going to share with you na talagang from a young age, no?

Naku, sana maunawaan nyo talaga yung power of having your own property, yung sarili mong tirahan.

Bago natin pag-usapan yung sariling tirahan, make sure lang naka-subscribe sa channel na ito

so that you won't miss any good episode natin.

Alam mo, may hirap kasi kung wala kang sariling bahay.

What do I mean?

Kasi number one, pag wala kang sariling tirahan, pwede kang paalisin.

Pwede kang taasan ng renta, diba?

O pwedeng sabihin, kahit na nagbabayad ka, sabihin sa'yo,

Hindi, kailanganan namin yung bahay.

Pwede na ba kayong umalis?

Yung, alam mo bang, ang hirap,

rooted ka na doon, kilala mo na yung mga tao,

comfortable ka na, bigla ka na lang paaalisin.

Ay, naku.

Number two, syempre, wala kang kontrol.

Lalo na, kung sa bahay, kung meron kang ayusin,

hindi mo pwedeng ayusin, magpapaalam ko muna sa may-ari.

And then, not only that, syempre naman,

ang dami, ang dami, yung pinaka-ayo ko talaga,

yung na-experience ng asawa ko,

nung siya ay single pa.

Dalawang beses silang sharing.

O yung parang, yun, tinanggal yung mga bahay,

yung mga bagay sa kalsada.

Ang hirap noon, yung kahihiyan.

Sino sa inyo nakaka-relate sa ganito?

Type-relate at rashare mo yung story niyo.

So, basically, ano yung tinuro po sa akin when I was young,

hindi ko makalimutan sa sinabi ng nanay ko.

Sabi niya,

Ang goal mo, number one, kung magka-pera ka,

sabi sa akin, magka-pera ka,

una, inegosyo mo.

Pagkatapos, pag may negosyo ka na,

doon ka na bumili kung anong gusto mo.

So, in other words,

ang goal daw niya, sabi niya, tinuturo sa akin,

the goal for money is to make more money.

Pagka may pera ka na,

ang goal mo, bilhin mo yung mga gusto mo.

And one of my gusto talaga is property.

And why property?

Because I know property is a good investment.

Actually, hindi lang nakwento,

pero na-experience ng nanay ko,

just to give you a perspective.

Bumili yung parents ko sa may Forbes,

ng property nung 1987 or 86.

Hindi Forbes Park, ha.

Sa Forbes, Sampaloc.

Hahaha

Sa may Sampaloc po.

Sa may bandang Nazareth.

Eh, binili nila yung townhouse unit

for only Php 375,350.

And guess what?

Natirhan namin ng 10 years yan.

At nung binenta namin, naging Php 3.5 million.

So, nawitness ko yan.

Ay, grabe.

Grabe ko.

Okay ito ha.

Tirhan mo na.

Nabenta mo pa.

Nang mataas.

Pwedeng pwede to.

And then, that's the reason why.

Yun nga, guys.

It gave me the idea that I need,

ang unang goal ko,

aside from car, syempre.

Sasakyan mo na yung pinakaunang goal ko.

Ang second biggest purchase ko in my life was property.

So, from an early age,

I started to have an ipon.

Nag-ipon talaga ako.

I saved diligently,

setting aside a portion of my income

for my future property.

Kaya nga, ito lang.

Sasabihin ko po sa inyo.

Tatlo yan.

Sakripisyo.

Disiplina.

At consistency.

Hulitin ko.

Sakripisyo.

Disiplina.

Consistency.

Sakripisyo, bakit?

Di ba, yung mga gusto mong bilhin,

since gusto mong magkaroon ng bahay,

tinatabi mo na yung pera,

pang bilhin mo ng bahay.

Kaya nga, hindi ako masyado nakapag-travel nung single ako.

Kasi, bakit po?

Imbis na mag-travel ako nung single ako,

di ba,

kasi may pinaglalaanan po.

So, number two,

talagang disiplina.

Disiplina na,

imbis na bibili ako ng mga bagay na gusto ko,

na hindi ko namang kailangan,

ano ginawa ko?

Ay, linagay ko rin sa bahay ko.

And number three,

consistency.

I was consistent.

Question, nabili ko ba?

Pero bago ko sagutin yan,

at what age?

Let us welcome,

si Mark Gem Garbo,

si JLSB sa KOL TV,

at siyempre,

si Anna Jean Lebios.

Maraming maraming salamat.

Oo, so, grabe ha.

Talaga, ito.

In other words,

because of that,

I was able to buy my first house.

Actually, not house,

condominium unit.

When I was at my early,

early thirties or late twenties na yun.

I cannot know exactly.

Kaya nga, during that time,

I was so happy.

Talagang grabe.

Sabi ko, this is the best.

Grabe talaga.

Kaya nga, ito naman,

looking back,

that was around,

how many years ago?

Around thirty years ago na siguro.

When I purchased my own property.

Looking back,

ito na-realize ko.

There was one property

that I purchased,

yung unang condominium unit ko.

Natirahan ko siya ng three years.

Napaupahang ko siya ng ten years.

Sa ten years na yan,

kung anong binayad ko,

kung ano yung inupa,

nabawi ko na,

plus the fact,

nung naibenta ko pa,

nagdoble pa,

two and a half times pa yung price.

Grabe.

So, I've experienced the power

of compounding interest.

Imagine mo,

kung yung pera ko,

di ba,

during that time,

di ba,

nung bago ko siya nabenta,

di ba,

pera lang yan,

or can I say,

one million.

Alam mo, after thirteen years,

ang pera nun,

hindi na one point plus million yan.

Ah, one million yan.

Probably,

ang value na lang yan,

nasa seven hundred to six hundred thousand,

because our money depreciates

by almost ten percent

per year.

Okay?

That's the power of inflation

and depreciation of our peso

kontra sa dolyar.

But, yun nga,

ang nangyari,

instead na, ano,

kumita ako ng three hundred percent.

Kasi nga,

napaupahang ko,

one hundred percent bumawi,

tapos nabenta ko pa ng two hundred percent,

three hundred percent.

Yun.

Number two,

I was able to leverage.

Leverage.

Ah, when you say leverage,

I discovered,

actually,

ang ultimate goal pala kasi ng pera,

is not for you to work for money,

but money should be working for us.

Bakit po?

If you only work for money,

the reality is this,

the moment you stop working,

you stop earning.

Do you agree?

But, money,

if you allow money to work for you,

even if you're asleep,

kahit tulog ka,

kumikita ang pera para sa'yo.

Gusto n'yo bang mangyari yun?

Yes, of course.

And the beauty about property,

hindi mo kailangan bandayan,

kailangan lang,

bayaran mo lang yung amilyat.

And then, in time,

in time,

it will grow.

And third,

ang kagandahan din dito,

na-realize ko,

the power of diversification.

Kasi, yun nga,

may kasabihan,

when you invest,

never put your eggs only in one basket.

Hindi lang ako nakainvest sa property,

meron din kaming mga

tinatawag na financial instrument,

at meron din kaming mga hard assets.

Part of our asset also,

is what we call as collection.

Collection of mga rare items.

At kung ano yung collection

ng mga rare items,

Okay.

Reveal ko na lang sa inyo

sa next episode.

Yun.

Di ko pa sinishare sa inyo yan,

pero abangan nyo na lang

in our next episode.

So, in addition,

I explored on other investment avenues

to secure my financial future.

Kaya nga,

sa lahat ng mga kaipunari

na sumusunod po sa akin,

kung kayo gusto nyong

magkaroon ng unang property nyo,

puulitin ko,

number one,

sacrifice.

Mag-sacrifice kayo.

Dating gusto nyong bilhin,

diba, itabi nyo muna,

number two,

kailangan nyo ng discipline.

Oo.

Discipline ang kailangan.

Then, number three,

consistency.

Magtabi na kayo.

Kaya nga,

ang challenge ko po sa inyo,

umpisa ka dito.

Itong gamitin nyo,

ipon box.

Ipon box.

Sulat nyo dito.

Sulat mo dito.

Saving for,

first house.

Pag nabuo mo to,

may 60,000 kang,

diba,

60,000.

So, shadean mo,

lalagyan mo yung bariyan dito,

pero ang papel dito.

Pag tapos mo dito,

good news,

back to back to.

Ito naman,

pwede mo namang palitan

yung denomination,

lalo sa babaya nating OFW.

Or if not naman,

sa mga anak nyo,

kung gusto nyo paggamit nyo.

Start with this.

Diba?

So,

guys,

at saka,

kung gusto nyo talagang

matuto kung paano

gumawa ng tamang hakbang

on buying your first property,

I highly recommend

that you watch

this parang course.

Ito, ito yung tinatawag na,

real estate investment 101.

Real estate investment 101.

Para hindi kayo magkamali.

Because,

you know what,

property is one of the

biggest investments

or purchases

that you are going to make.

But this is the sad part.

It took you a long time

to earn the money.

It took you a lot of discipline

and sacrifice

to save the money.

But it only takes you

one bad decision.

Bad decision

to lose everything.

Kaya nga,

bago kang bumili ng property,

nasa sa inyo yan.

You want to commit the mistakes

and learn from your mistakes,

or you want to learn

from other people's mistakes.

If you want to learn

from other people's mistakes,

check out

Real Estate Investment 101

sa ChinkTV.com

Maraming maraming salamat.

Sana naman na-enlighten po kayo,

how I was able to buy

my own property

and how you can too.

Tatandaan,

tamang tarunungan,

tamang disiplina po

ang susi sa pag-iyam.