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00:00.0
Si Alden Richard, nawalan ng 100M pesos. Paano nangyari yun?
00:08.1
Kung gusto nyo malaman kung paano, you've got to watch this video.
00:11.2
Videos that will make you wealthy and debt-free.
00:16.2
Hi there, just Chinky Tan, your Pambansang World Coach.
00:21.1
I just want to make a commentary video for today.
00:25.0
I'm an avid follower of Oji Diaz sa channel niya.
00:28.6
Na-interview rin ako ni Oji Diaz.
00:30.6
If you missed that episode, I'll just put the link below.
00:34.0
So, nung pinapanood ko ito, one thing that caught my attention,
00:37.5
yung interview ni Julia Montez and Alden Richard
00:41.7
because they have an upcoming movie.
00:43.4
Buntik na talaga akong malaglag sa upuang ko
00:46.1
nung sinabi ni Alden Richard na nawalan siya ng 100M pesos
00:50.0
na naging tuition fee niya sa kanyang financial journey.
00:54.2
Ako naman, grabe talaga.
00:57.4
Kaya nga lalo ako naging interesado kung anong ba nangyari.
01:00.2
Pero bago pa natin ikuwento yung part na yun
01:03.2
na medyo nasa bandag, gitna, or dulo.
01:05.6
Okay, kaya huwag kayong mawawala.
01:07.0
May tinanong si Mama Oji sa kanya na sinabi,
01:10.2
Bakit ka ganun ka business-minded?
01:13.3
Bakit lahat pinapasok mo? Let's watch this.
01:15.6
Lahat ng negosyo pinapasok mo na.
01:17.8
Ano pa ba pangarap mong pasok yung negosyo?
01:19.8
Eh ako naman, Mama Oji, kung ano naman nandyan na pwedeng gawin,
01:22.4
gagawin kung may opportunity.
01:24.1
So, ano lang siya, it's really more of,
01:26.1
nasa stage po ako ng buhay ko ngayon na
01:28.1
I seize every opportunity kasi sayang kung hindi naman.
01:30.7
Kung pinalalagpas lang natin.
01:34.1
Yung talagang ibang mindset niya ng isang Alden Richard kung makikita mo.
01:37.4
Sinasabi niya, don't waste any opportunity.
01:40.5
Subok lang ng subok.
01:41.7
Totoo yun ah, alam niyo, hang-hanga ako sa batang ito.
01:45.3
Kahit na siya po ay isang atista,
01:47.3
pero very business-minded siya.
01:49.3
And then, I would like to tell you, alam mo,
01:51.3
one thing that I've learned in life, mga ka-iponaryo,
01:53.8
is the biggest regret in life is not to try at all.
01:57.3
Diba? Or not trying at all.
01:59.3
Parang, ang nangyayari niyan eh,
02:01.3
yun nga, ikaw ba yung may pinagsisihang ka na ba dati,
02:04.1
na sinabi mo, sana ginawa ko to, sana niligawan ko siya,
02:08.2
Parati tayong nabubuhay sana eh.
02:09.8
Alam mo ba, na regretting what you didn't do,
02:13.2
mas masakit pa kung ikaw ay nabigo.
02:15.5
Kasi hindi mo malaman eh.
02:16.8
Diba? Sa totoo lang, kung mag-work siya o hindi,
02:19.0
until such time, silubukan mo.
02:20.5
Pero ito lang, parang sa mga taong natatakot po,
02:22.5
subok ka lang, trying leads to learning,
02:24.8
and learning leads to growth.
02:26.3
Trying is the first step towards achieving your dream.
02:29.4
Subok lang, subok lang ng subok.
02:31.1
Lalo na, kunyari, ikaw nga eh,
02:32.7
sumusubok ka nga ng kape, sumusubok ka nga ng milk tea,
02:35.1
sumusubok ka ng samyup.
02:36.2
Ba't di ka sumubok na magnegosyo,
02:38.1
ba't ka hindi sumubok,
02:39.3
kahit na maliit na pera lang,
02:40.8
diba, one thousand pesos,
02:43.2
invest ka sa negosyo, two thousand,
02:46.0
Alam mo, life's greatest moment
02:49.0
comes from taking chances.
02:51.1
Kaya, huwag na huwag kayong matakot na sumubok.
02:54.1
Every effort, no matter how small it may be,
02:58.1
Oo, kahit na mag-fail ka,
02:59.6
is a victory over regret.
03:02.5
Huwag tayong mabuhay sa pagsisisi.
03:04.5
Mabuhay tayo, dahil tayo ay sumubok.
03:08.5
So, ito naman, ang tinanong din ni Mama Ogie,
03:11.7
meron ka bang gustong patunayan?
03:14.1
Anong gusto mong patunayan?
03:15.5
Bakit parang halos lahat,
03:16.7
pinag-aaralan mo, gusto mong pasukin?
03:18.6
Parang, gusto ko lang pong matuto.
03:20.9
Doon sa mga pagkakamali ko noon.
03:22.6
Well, especially po sa negosyo,
03:24.1
minsan, may mga tao na sasamantalahin ka
03:26.9
dahil meron kang i-invest,
03:28.6
pero wala kang alam.
03:29.5
And this came from a true-to-life experience
03:32.5
na I don't want to go into details.
03:34.2
Pero, may mga losses ka din.
03:35.7
Yes po, yung naloko po ako.
03:38.4
Di naman po siya parang scam.
03:39.9
Pero, parang ganun.
03:40.9
Pero, yun kasi yung problema, Mama Ogie.
03:43.6
Ngayon ko nari-realize, at my age now,
03:45.7
na mas okay nang mas marami kang alam
03:47.3
kesa marami kang pera.
03:48.5
Kung marami kang pera,
03:49.5
pero wala kang alam.
03:50.5
Maraming taong magta-take advantage noon.
03:52.5
Yun po ang nangyari sa akin way back 2016
03:54.8
during the height of ALDAB
03:56.5
and talagang buhos po.
03:57.7
Naloko ka ng malaking pera?
03:59.6
Ng iba-ibang tao po.
04:00.9
So, tuition fee mo yun?
04:03.2
Wake-up call ko yun na parang
04:04.7
ngayon na natutunan ko itong mga bagay na ito
04:07.2
na parang sabi ko sa sarili ko,
04:09.1
paano ako napasok dito?
04:10.5
Kasi, siyempre, yung mga taong nasa industriya ng negosyo,
04:13.8
lalo sa mga investments,
04:15.3
memorize nila yan.
04:16.2
And kumbaga kung i-offer nila sa'yo ito,
04:18.7
alam nila kung paano pagandahin yung offer na mapapauo ka.
04:21.7
Pero, yun nga po, ang hirap noon kasi
04:24.1
parang ang hirap magtanong ng mga bagay na hindi mo alam.
04:26.9
Tapos yung iba magtatanong sa akin,
04:28.5
Bakit ngayon ka nagtatanong?
04:29.9
Sabi ko kasi po dati,
04:31.2
hindi ko po alam kung anong itatanong.
04:33.0
So, paano po ako magtatanong?
04:34.4
Pasok ka lang ng pasok?
04:35.6
Oo, ako ng pasok.
04:36.6
Grabe naman talaga.
04:38.0
Ay, nako, ang laman-laman na itong usapan na ito.
04:40.9
Pero one thing that really caught my attention
04:43.6
was yung statement,
04:45.7
na sinabi ni Alden kanina,
04:47.2
mas maganda na mas maraming kang alam
04:49.5
kesa maraming kang pera.
04:52.3
Grabe ha, ito lang ha mga friendship.
04:54.1
Let me tell you this, no.
04:55.4
I always, in my session, in my seminars,
04:58.4
if you are following me in this channel,
04:60.0
sinasabi ko parati na
05:01.6
ang problema talaga,
05:02.6
hindi talaga yung pera pag nag-uumpisa kayo.
05:05.2
Ang problema kung wala kang alam.
05:07.7
Kahit ang dami mong pera,
05:08.8
which happened to Alden,
05:09.9
ang dami niyang pera,
05:10.8
pero wala siyang masyadong alam.
05:12.4
So, ano nangyari?
05:13.2
Imbis na kumita, nalugi pa.
05:14.7
Pero kahit wala kang ka-pera-pera,
05:16.4
pero marami kang alam,
05:17.6
magka-ka-pera ka muli.
05:18.7
To prove my point,
05:19.7
if you give a million pesos
05:21.0
to a person na walang kaalam alam,
05:23.0
Pero if you take away the money of a billionaire,
05:26.3
diba lahat ng pera niya,
05:27.5
tanggalin mo sila.
05:29.2
Henry Silu, Siutan, Gokongwei, Ayalas,
05:32.7
Money Pangilinan.
05:33.5
Tanggalin mo lahat ng pera nila.
05:34.8
Pag binaligan mo sila after a year,
05:36.4
may pera na muli.
05:37.3
Kaya nga, I just want to encourage all of you
05:39.7
who's watching this channel right now,
05:42.2
learn from, yun nga,
05:43.6
ito na ha, si Alden na mismo nagsasabi,
05:45.7
mas maganda na marami kang alam,
05:48.0
kesa marami kang pera.
05:49.5
Kaya nga, pag-aralan niyo ito,
05:51.6
that's the first point.
05:52.7
Yung second point,
05:53.6
nung sinabi niya,
05:54.4
na talagang caught my attention was this,
05:56.4
ang hirap magtanong pag di mo alam.
05:59.3
Di niya alam kung ano'y tatanong niya,
06:01.3
Kasi kung wala kang premise,
06:03.3
wala kang output.
06:04.2
Grabe talaga, no.
06:06.4
I want to encourage you
06:10.3
manood ng video na ganito,
06:11.9
maghanap ng courses,
06:14.9
do everything possible
06:16.8
for you to be financially educated.
06:19.5
And some people will always complain
06:21.9
about the high cost of education and learning.
06:24.3
Allow me to reason with you
06:25.7
about the high cost of ignorance.
06:27.9
The reason why most people remain poor,
06:29.9
it's not because of the lack of opportunity,
06:32.1
it's not the lack of money,
06:33.3
it's the lack of knowledge and ideas.
06:35.4
Kaya nga, ito yung ano,
06:36.7
yan na yung reality.
06:38.7
nung tinanong nga naman ni Mama Ogie,
06:41.4
ito na yung maririnig nyong kataga,
06:43.2
magkano ang nawala sa kanya.
06:45.7
Kung kukwenta yun yung mga losses,
06:48.9
May hundred million?
06:52.5
more or less po siguro.
06:53.6
Sa span of 2016 to 2023.
06:56.5
Mga hundred million?
06:57.6
More or less po, yes.
06:59.3
Hindi man po siya losses,
07:02.7
wherein yung mga ibang investments na
07:06.1
ng hindi ganun katagal.
07:07.3
Pero, yun nga po,
07:08.2
kung hindi ko kasi siya nadaanan,
07:09.8
parang sa mga matatanda,
07:12.1
ang daling magpayo.
07:13.0
Sa mga matatanda na,
07:14.0
they teach us lessons na,
07:16.1
Pero ang perception ko po dun ngayon
07:17.8
is that's more of a caution.
07:19.3
Parang magingat ka,
07:20.9
nako, ako, anong ganyan?
07:22.0
Diba, mahilig sila sa ganun,
07:23.2
pinikwento yung past experiences.
07:24.8
But, hindi mo talaga matututunan
07:27.4
kung hindi mo siya pagdadaanan.
07:29.0
Ay, grabe naman talaga, no?
07:32.9
Painful yan ha, painful.
07:37.4
two school of thoughts ito ha.
07:39.6
and meron din isang school of thought.
07:42.0
Let me explain these two school of thoughts.
07:44.8
school of thought,
07:45.5
yung experience is the best teacher.
07:47.0
Yung sinasabi nga ni kanina ni Alden,
07:48.8
hindi mo matututunan ito
07:50.6
until such time na pagdaanan mo ito.
07:52.6
That's number one.
07:54.2
Pero meron din yung second school of thought
07:58.3
might want to entertain.
07:59.9
Learning from other people's mistakes
08:03.3
is the best teacher.
08:04.1
Matuto ka sa pagkakamali at karanasan ng ibang tao.
08:06.7
Yan ang pinakamagaling na guru.
08:08.1
Kaya kung kayong pagpipiliin ko,
08:10.5
kayong nakikinig at nanonood right now sa channel na ito,
08:13.3
ano sa panagay niyo ang mas maganda?
08:15.0
Matuto sa sariling pagkakamali
08:16.9
o matuto sa pagkakamali ng iba?
08:18.6
Matuto sa karanasan mo
08:20.1
o matuto sa karanasan ng iba?
08:21.7
Pakitype lang sa comment section.
08:25.1
I would choose number two.
08:28.9
Hindi po lahat ng tao
08:30.8
ay may extraordinary income
08:33.3
and opportunity just like Alden.
08:35.9
pag nawalan ng pera,
08:36.9
pwede siyang mabiling makabawi.
08:38.9
Parami siyang opportunities.
08:40.4
Pero para sa mga normal na tao
08:43.3
na iisa lang ang income opportunity o dalawa,
08:49.7
lahat ng pinagpagura mo noong 30 years,
08:53.9
ang hirap makabangon yan.
08:56.3
May hirap makabangon.
08:57.6
Kung ikaw naman ay retiree,
08:59.8
in-invest mo sa isang negosyo,
09:02.1
ang hirap makarecover niyan.
09:03.7
Kasi wala ka ng time,
09:04.7
wala ka ng energy.
09:05.9
Hindi ka tulad ni Alden,
09:08.9
That's the reason why,
09:10.4
when you are young,
09:11.1
you can really take risks.
09:13.2
na-recover na ni Alden yan.
09:15.5
Pero masakit pa rin.
09:17.0
Masakit pa rin yan.
09:19.3
Some of us cannot even earn that in our lifetime.
09:25.0
hindi tayo nakikitsika,
09:26.3
hindi tayo nakikitsika at nakikikola lang
09:32.9
I want you and I to learn from this.
09:37.0
ito yung parang pinaka-final thought.
09:39.7
Anong pinaka-final thought?
09:41.1
Ano ba ang natutunan ni Alden
09:43.7
sa pangyayaring ito?
09:45.3
Yung pag-aaral kahit may free time.
09:47.5
parang rule of thumb
09:49.3
sa pagdating sa pera.
09:50.9
kinikwento ko rin kay Jules.
09:52.3
Huwag mong ipapakita
09:53.6
sa mga tao na wala kang alam.
09:55.1
Kung wala kang alam,
09:57.2
tsaka tayo mag-usap.
10:01.9
Andami pong naluloko sa cryptocurrency lately.
10:06.1
is considered a digital asset.
10:08.4
Wala po siyang basis.
10:11.3
Meron kang tangible
10:12.6
at meron kang nakikita.
10:13.8
May basis ka kung bakit
10:15.0
ganun yung nagiging presyo.
10:16.5
As opposed to cryptocurrency,
10:18.1
ang nagiging parang tool lang niya
10:20.4
for the appraisal
10:21.8
at saka yung pagbaba ng presyo
10:23.3
is supply and demand.
10:27.7
high risk siya eh.
10:28.5
So, ang swerte ng mga yumayaman diyan.
10:30.9
kung hindi ka marunong,
10:31.9
huwag mo nang pasukin.
10:33.4
sa mga nanonood po,
10:35.4
if it's too good to be true,
10:40.2
kung magpasok ka ng 10,000,
10:44.4
Arang hawa niyo na po.
10:45.3
Niliktas niyo na yung sarili niya sa ganyan.
10:48.3
Speaking like a financial expert right now,
10:50.6
talagang malalasabi ko na talagang
10:52.4
medyo lumalim na ang kanyang kaalaman,
10:54.4
lumalim na po yung kanyang karunungan
10:56.1
pagdating po sa kaperahan.
10:58.4
ramdam na mo na eh.
10:59.6
Naiintindihan niya ibig sabihin na,
11:02.7
na ipaliwanag niya ng mabuti.
11:07.2
kung hindi mo alam,
11:09.1
yung sinabi niya,
11:09.9
kung hindi mo alam,
11:10.7
huwag mong pasukan,
11:11.5
which you always hear from me.
11:13.3
if it's too good to be true,
11:16.6
magiging 100,000.
11:18.0
Ay grabe naman talaga,
11:22.4
super ganda itong episode na ito.
11:26.2
I want to remind all of you right now,
11:28.8
remind all of you,
11:29.8
bago mong pasukan ang isang bagay,
11:32.6
ipag-aralan mo muna.
11:35.3
Okay, that's number one.
11:39.4
huwag mong pasukan.
11:41.3
Oo, ulitin ko ah,
11:43.4
I want to protect you,
11:44.4
from mga scammers,
11:46.5
from people who want to take advantage of you,
11:48.5
especially ng mga kababayan kong OFW.
11:51.8
huwag mong pasukan.
11:52.9
They will feed on your FOMO.
11:54.8
Fear of Missing Out.
11:56.0
They will pressure you.
11:57.0
O, tignan mo kung makita na,
11:58.7
maiiwanan na kayo.
12:00.1
it pains me really,
12:01.7
to see people losing money.
12:05.3
naayaw kong mangyari ito sa inyo.
12:07.0
Hundred million pesos,
12:08.5
it's not worth it.
12:11.1
marami pa tayong pwede pag-usapan sa video na ito.
12:14.1
I'm gonna make betting on this video.
12:16.9
Pakitype na lang po sa comment section,
12:18.6
on what you have learned.
12:20.1
mahaba-haba itong interview na ito,
12:21.8
over 25 minutes po ito.
12:24.0
if you want to watch the entire video,
12:26.5
please go to the channel of Mama OG,
12:28.9
para panoorin nyo.
12:30.9
para sa mga taong talagang gusto mapotekta ng inyong sarili,
12:33.8
please subscribe to this channel.
12:35.7
share this video.
12:37.3
Share this video with other,
12:40.4
maiwasan naman nila ang maubos at mawala
12:43.7
ang kanilang pinaghihirapang pera.
12:46.5
tamang karunungan,
12:47.8
tamang disiplina po,
12:49.3
ang susi sa pagyakit.
