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00:00.0
I-paupa o i-benta ang property?
00:05.5
Naguguluhan ka ba?
00:06.5
Kung gusto mo maliwanagan,
00:08.0
you've got to watch this video.
00:09.5
Videos that will make you
00:17.0
Hi there! There's Chinky Tan, your Pambansang World Coach.
00:19.5
Thank you very much for tuning in to this channel.
00:21.5
Itong channel na ito is equipped to empower you to make good financial decisions.
00:25.5
So, kung kayo po ay may property,
00:27.5
naguguluhan kayo,
00:28.5
ano, papaupaan ko ba daw?
00:31.0
Ito, bibigyan ko na po kayo ng pros and cons
00:33.0
para hindi na po kayo mahirapan.
00:36.0
Para mag-design ito.
00:37.0
Let's talk about, syempre naman,
00:38.5
selling the property muna.
00:40.0
Selling the property.
00:41.0
Kung gusto nyo i-benta ang property,
00:42.0
ano po yung pros?
00:44.0
meron kayo immediate cash infusion.
00:45.5
So, syempre papasok agad ang pera.
00:49.5
Hopefully, may i-benta mo sa mas mataas na presyo.
00:54.0
hindi mo na i-maintain,
00:55.5
kung kayo ay bumili po ng kondo.
00:58.0
yung mga bumibili po ng kondo,
01:00.5
Iyon yung first time na nakabili po ako ng kondo.
01:02.5
Hindi ko masyadong alam.
01:04.5
Kinuha ko na agad yung susi.
01:06.0
So, hindi ko alam.
01:07.0
Upon turnover pa lan,
01:08.0
magbabayad na pala ako ng juice
01:09.5
kahit natirahan ko
01:10.5
o hindi ko paupaan.
01:12.0
Magbabayad na pala ako ng juice.
01:13.5
Tumatakbo pala ng metro.
01:14.5
Meron palang option
01:15.5
na hindi mo mapala.
01:17.0
Kukunin muna yung susi
01:19.0
na ito turn over sa'yo.
01:20.0
So, wala ka munang babayaran.
01:21.5
So, in other words,
01:22.5
once you sell the property,
01:25.0
walang babayaran ng mga juice,
01:29.5
At syempre, maintenance.
01:30.5
Ano naman po yung cons?
01:33.5
kung pinapaupahan mo yan,
01:35.0
lalo na kung kumikita ka na ng
01:36.0
monthly residual income from there
01:38.0
or passive income,
01:40.0
At syempre naman,
01:41.5
ang cons din po niyan,
01:43.0
yung mawabalang ka ng investment
01:45.0
and then magbabayad ka rin
01:46.0
ng mga tinatawag na capital gains.
01:49.0
ang capital gains tax po niyan
01:51.0
ang babayaran niyo po.
01:54.0
on the selling side
01:56.0
It's isa paking cons.
01:57.0
Lalo na kung talagang
01:58.0
prime location po yan.
02:05.0
at gano'ng kagandang
02:07.0
That's number one.
02:10.0
pag-usapan natin yung pros
02:12.0
na pag ikaw ay nagpaupa lang.
02:14.0
Syempre, number one,
02:16.0
may rental income ka.
02:19.0
Habang tayo pa yung bahay,
02:20.0
maayos pa yung bahay,
02:21.0
or yung commercial area.
02:25.0
kumikita ka na dito,
02:26.0
pwede pang tumaas
02:28.0
ng value ng property mo.
02:29.0
As the time goes by,
02:30.0
kumikita ka na sa rental income,
02:32.0
nag-a-appreciate pa ang property.
02:36.0
Long term po siya.
02:37.0
Pagka pinapaupahan mo
02:39.0
Ano naman po yung cons?
02:40.0
Ang cons naman po dito,
02:45.0
ikaw yung mag-maintenance
02:48.0
Lalo na kung siya
02:49.0
ay kondo o bahay,
02:51.0
kailangan i-repair niyo po yan.
02:56.0
Pwede na kung nasira
02:59.0
Pero kung talagang
03:01.0
ang pinag-usapan,
03:02.0
kayo po magpapaayos yan.
03:05.0
habang tumatagal,
03:06.0
eh syempre naman,
03:07.0
dumalabas po yung mga problema.
03:08.0
At syempre naman,
03:11.0
may lease agreement pa,
03:17.0
kayo po ay nakakuha po
03:21.0
napakahirap kausapin,
03:29.0
pag-usapan naman po
03:30.0
kung ano ang mas maganda,
03:32.0
batiin muna natin
03:33.0
si Maynard Datuin,
03:34.0
si Joseph Peralta,
03:36.0
Maraming maraming salamat
03:37.0
ang nagpapashoutout po sila.
03:42.0
na magiging matagumpay
03:45.0
ay magbebenta ng lupa?
03:46.0
It all depends on
03:51.0
Maganda ba yung market ngayon?
03:53.0
Market value ng property?
03:55.0
Kung mataas po ang market value,
03:59.0
economic condition.
04:01.0
economic condition,
04:02.0
ano ba yung nangyayari
04:03.0
sa ating ekonomiya?
04:04.0
Palaki ba ng palaki?
04:06.0
So, kung palaki ng palaki,
04:09.0
So, mas maraming tao
04:10.0
ang gustong bumili.
04:12.0
Lalo na kung gusto nilang
04:14.0
so, bibilhin nila sa inyo,
04:17.0
pagdating ng panahon,
04:21.0
ano naman ang chances
04:22.0
na magiging matagumpay
04:25.0
It all depends on
04:29.0
Tatanungin mo yung demand.
04:34.0
At the same time,
04:35.0
yung pinapaupahan mo talaga,
04:36.0
in demand ba talaga siya?
04:38.0
business district siya,
04:40.0
commercial district siya,
04:42.0
meron kang paupahan
04:43.0
na malapit sa school,
04:44.0
may student ka bang pumupunta,
04:46.0
malapit naman sa mga BPO.
04:49.0
Kung talagang high ang demand,
04:53.0
sayang naman kung
04:55.0
kung may regular income ka.
04:59.0
walang masyadong nagre-rent,
05:01.0
tapos di ko rin alam
05:02.0
paano mag-manage,
05:03.0
na-estress din ako,
05:06.0
you choose na lang
05:08.0
para wala ka ng sakit ng ulo.
05:10.0
pag ikaw ay kumikita,
05:11.0
mas maganda po talaga,
05:13.0
you keep the property.
05:16.0
any decision-making process mo,
05:18.0
evaluate nyo na lang
05:21.0
Ikaw mismo, personally.
05:22.0
Anong magiging financial impact?
05:23.0
Kung kailangan mo agad ng pera,
05:25.0
Kung kailangan mo ng
05:26.0
long-term income,
05:28.0
That's number one.
05:30.0
check mo rin kung ano ba
05:31.0
yung financial goals mo.
05:34.0
and for the long-term.
05:35.0
Kung talagang kailangan mo ng cash,
05:36.0
alam mo na ang dapat magawin.
05:38.0
kung hindi mo kailangan ng cash,
05:39.0
bakit mo siya ibibenta?
05:41.0
Pagnaging cash ang pera mo,
05:43.0
liliit din ang halaga.
05:44.0
Sana naman nakatulong po
05:45.0
itong guide na ito po sa inyo
05:48.0
kung talagang bebenta nyo
05:51.0
At kung gusto nyo pang
05:52.0
mas malalim na kaalaman
05:53.0
pagdating po sa property.
05:55.0
Para madagdagan po
05:56.0
ang inyong malalim na kaalaman
05:57.0
pagdating sa real estate,
05:58.0
i-checkout nyo na lang
05:59.0
itong Cheektv.com.
06:01.0
Hanapin nyo na lang po
06:03.0
ng Real Estate 101.
06:05.0
Sana naman nakatulong
06:06.0
itong episode na ito.
06:09.0
in the comment section
06:10.0
what did you learn,
06:11.0
what did you realize.
06:12.0
I would love to hear from you.
06:14.0
At kung meron kayong katanungan pa,
06:15.0
i-type nyo lang sa comment section
06:17.0
at gagawa natin ang video.
06:19.0
Tamang karunungan,
06:21.0
ang susi sa pagyaman.
