00:29.3
I'll share with you the benefits of saving money.
00:33.3
Alam mo, kagandahan po talaga nito.
00:35.3
Pagka naiintindihan mo itong mental tricks na ito,
00:38.3
it will enhance your self-control.
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Kung kulang ka ng self-control,
00:42.3
alam mo, kailangan na kailangan mo itong malaman.
00:44.3
Number two, magkakaroon ka ng tinatawag na financial discipline.
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Ang self-control and discipline,
00:48.3
magpinsan po yan.
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And number three, it will also increase your awareness,
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lalo na sa paggagastos.
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Lalo na kung mayroong kang problema sa impulse spending.
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And then number four,
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mabilis na ma-achieve mo yung mga tinatawag na financial goals mo.
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And the best part,
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pag alam mo itong mental tricks na ito,
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mababawasan ang iyong financial stress.
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So, let us get started.
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Ano yung mental trick?
01:13.8
Number six na po tayo.
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Ang kailangan kung gusto mo talaga makaipon pa more,
01:19.8
Ano yung i-rewrite ko?
01:21.8
Number one, dalawa lang, expenses and goals.
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Sulat nyo talaga kung magkano ang ginagastos mo,
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at magkano ang kinikita mo.
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Importante po yan.
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Kasi, yung sa pagsulat ng kinikita,
01:32.2
because you cannot spend the money that you do not have.
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Number two naman, in terms of expenses naman,
01:38.2
you got to keep track of your expenses.
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Kung hindi nyo nililista kung saan na pupunta ang inyong gastos,
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parati ang tanong nyo,
01:44.2
at the end of the year is this,
01:46.2
saan napunta ang kinita ko?
01:50.2
Kung guilty ka, type guilty sa comment section.
01:52.2
So, ang kagandahan po dito right now,
01:54.6
if you can budget mo na talaga,
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lahat ng gastusin mo,
01:58.6
at binalagyan mo talaga ng budget,
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it will help you to decrease your overspending.
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Pag nag-decrease ang overspending mo,
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magkakaroon ka ng surplus,
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or tinatawag nating sobra.
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yan ang iipunin natin.
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Mental trick number six yan.
02:16.6
Mental trick number seven naman po tayo.
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Ito po, super powerful to.
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Bigyan mo ng pangalan ang lahat ng perang papasok sa'yo.
02:25.0
Ano ibig sabihin na bigyan mo ng pangalan?
02:27.0
E may mga, ano na nga, Ninoy Aquino,
02:29.0
meron ng El Pidio Quirino,
02:31.0
hindi po ang ibig sabihin yan.
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Like for example, kung pangita ka ng pera,
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meron kang tinatawag na financial goal.
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Like for example, ito, pambahid na ng kuryente.
02:39.0
Ah, ito, kuryente ko, five thousand.
02:41.0
Yan, pangalan yan, five thousand pesos na budget yan,
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Tapos ito, pambahid ng tubig.
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Nag-ge-gets nyo, dapat may pangalan po.
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Kung may pangalan ka, may financial goal ka,
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ang kagandahan yan,
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it encouraged yung financial discipline,
02:57.4
through the proper allocation of the designated funds.
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So, ang kagandahan po niyan,
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calculated talaga.
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So, ibig sabihin yan, hindi ka gagastos kung walang pangalan yung pera.
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Kung walang pangalan.
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Anong pangalan ito?
03:11.4
Anong financial goal ito?
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Anong paggamit ito?
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Ibig sabihin, hindi iyon.
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Mental trick number eight.
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Ito yung ginagamit na madalas
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ng karamilan ng tao,
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pero paalala lang sa inyo, ito yung tinatawag na 30-day rule.
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O ito yung tinatawag na delayed gratification.
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Kung meron kang gusto,
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palipasin mo muna ng tatlompung araw,
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pagkatapos ng 30 days, kung
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nawala na yung ginig,
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ibig sabihin po niyan,
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Pero pag nandun pa rin ang ginig, o sige.
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Di ba? Nandun pa rin.
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O kailangan mo ba talaga?
03:45.9
Ang kagandahan kasi ng yung tong delayed gratification,
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yung 30-day rule,
03:50.3
it prevents impulse buying,
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na hindi mo siya bibilin agad,
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especially kung non-essential po siya.
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Okay! So, ito pa.
03:58.3
Meron pa tayong bonus.
04:00.3
Actually, hanggang eight lang dapat, pero
04:02.3
feeling generous ako. Diretso natin.
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Mental trick number nine, para makaipon pa more,
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is itong tinatawag natin,
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no spending challenge.
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for one day. Start ka mo ng one day.
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Sa araw na ito, hindi mo na akong gagastos.
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Sa araw na ito, or let's say three days,
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di ba? Or pwedeng one week.
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So, ang kagandahan po dito,
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malalaman mo kung magkano talaga.
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Kunyari, sinabi mo, no spending
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day challenge. No, masyak ka.
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Alaki pala ng ginagastos mo
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araw-araw. Oo. Like for example,
04:34.7
pagkain lang, Php 200.
04:36.7
Or let's say, bibili ka pa ng kape,
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another Php 200, Php 400.
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O yun, may itatabi mo na yan.
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Di ba? Galing, di ba?
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Mental trick number 10.
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O, ito pa, isa pang napakaganda.
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Ito yung tinatawag na invisible income.
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Ano ibig sabihin ng invisible income?
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sa araw na ito. Sa araw lang na ito.
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Kunyari, magkano kinikita mo per day
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sa sweldo mo. Kunyari, kung kikita ka ng
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Php 30,000 a month, so Php 1,000 a day cap,
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in one day, oo, yan ang ilalagay mo
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O, di ba? Kung gusto mo naman,
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yung invisible income naman,
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o pwede kang maglagay, ayaw mo naman
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per day, gusto mo per month, o sige.
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Yung sa per month, oo, 10%.
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O, 10%, invisible yun.
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Hindi EO yun. Di ba?
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Ang mga iba namang ginagawa po namin,
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yung tinatawag na invisible 20.
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Ito po. Pakita ko po sa inyo to.
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Itong invisible 20,
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nag-uumpisa sila sa Php 20.
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Lahat ng Php 20 na pong pasok sa kanila,
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Pag may nag-suklay, pag natapos na yan,
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nag-suklay ng Php 50, invisible Php 50 naman.
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Parang challenge ba?
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So, you can also use this.
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Itong tinatawag na ipon box.
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So, that's number 10.
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And mental trick number 11 na po.
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11 na po. Ay, ito, ito, ito.
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Gratitude and contentment.
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Panalo to. If you practice
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contentment and gratitude,
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you're always thankful of the things that you have.
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You are not looking at the things
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that you do not have. Makakaipong ka talaga.
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Kasi ang benefit po talaga nito,
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it creates a healthier mindset
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towards money. And then,
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narireduce ba yung pagkahanap mo ng mga bagay
06:14.7
na wala sa'yo. Diba?
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In reality, like for example,
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I'm maintaining my health right now.
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I follow a diet called GAIA diet.
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G-A-I-A by Michael Chan.
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Si Michael Chan po ang coach ko dito.
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So, ang dati, syempre,
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kahit ano, kinakain ko. Pero ngayon,
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ang kinakain ko na lang. Again, this is a choice.
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Hindi ko na sinasabihin yung nag-gayahin nyo.
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air fryer, or grilled.
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Yan ang kinakain ko. Nung
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nag-switch ako sa diet na ito,
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naging lifestyle ko, at
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hindi ko na talagang hinahanap yung mga
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dating, masarap kainin yung mga
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prito, pero binabantayan ko na
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yung kolesterol ko, binabantayan ko na
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yung sugar ko. So,
06:56.7
okay lang. Nabubusog pa rin naman ako.
06:58.7
Nag-e-enjoy rin ako sa pagkain.
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Pero, nagbago lang.
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Diba? Nagbago lang na
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hindi ko na hinahanap yung mga dating kinakain ko.
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So, likewise, I do believe also.
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When you practice yung tinatawag na
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contentment, Lord, I eat
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to live. I don't live to eat.
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Oo. Parang yung mindset ba,
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I do not work to spend more
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to also meet my needs and also
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save money. Nagpapalit
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So, when you practice gratitude and
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contentment talaga, ay grabe talaga.
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Makakaipon ka pa pa more.
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Kaya itong mga mental tricks and concepts nyo,
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subukan nyo po ito.
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Labing isa. Try one and then
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let me know of all the mental tricks
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right now sa narinig nyo.
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Ano ang pinakagusto nyo?
07:44.7
Pakitype lang sa comment section
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at subukan po natin. Gawin natin challenge yan.
07:48.7
At kung gusto mo pa
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makaipon ng bongga-bongga,
07:52.7
I just want to encourage you to join our
07:54.7
Iponaryo Movement. Grabe.
07:56.7
Sa mga Iponaryo Movement natin,
07:58.7
ang dami po mga tao doon nakakaipon na talaga.
08:02.7
And ako ay excited to invite you.
08:04.7
Just go to our Facebook page.
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Facebook page po, it's for free.
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So, you don't have to pay for anything.
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We're there to encourage one another,
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to spur one another, to become an Iponaryo
08:14.7
at the same time to become a Millionaryo.
08:16.7
Maraming salamat po for tuning in
08:18.7
to this channel. Sana naman nakatulong
08:20.7
ang episode na ito sa inyo. Tatandaan,
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tamang karunungan, tamang disiplina,
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ang susi sa pagyaman.
08:26.7
Thank you for watching!
08:28.7
If you liked this video, please subscribe.
08:30.7
If you want to see more like this,
08:32.7
please subscribe.
