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00:00.0
Mga ka-friendship, nahihirapan ka na bang mag-ipon?
00:04.3
Alam mo ba na may mga mental tricks na pwede mong gamitin
00:07.4
para ikaw ay maka-ipon ng mas mabilis?
00:10.4
Videos that will make you wealthy and debt-free
00:17.4
If you missed the earlier episode po,
00:19.4
ang suggestion ko, please visit.
00:21.4
Meron po tayong isang first episode.
00:23.4
At marami na kayong mapupulot po doon.
00:25.4
Pero bago ko i-reveal sa inyo kung ano po ang mga mental tricks na ito,
00:29.3
I'll share with you the benefits of saving money.
00:33.3
Alam mo, kagandahan po talaga nito.
00:35.3
Pagka naiintindihan mo itong mental tricks na ito,
00:38.3
it will enhance your self-control.
00:40.3
Kung kulang ka ng self-control,
00:42.3
alam mo, kailangan na kailangan mo itong malaman.
00:44.3
Number two, magkakaroon ka ng tinatawag na financial discipline.
00:46.3
Ang self-control and discipline,
00:48.3
magpinsan po yan.
00:50.3
And number three, it will also increase your awareness,
00:52.3
lalo na sa paggagastos.
00:54.3
Lalo na kung mayroong kang problema sa impulse spending.
00:57.8
And then number four,
00:59.8
mabilis na ma-achieve mo yung mga tinatawag na financial goals mo.
01:01.8
And the best part,
01:03.8
pag alam mo itong mental tricks na ito,
01:05.8
mababawasan ang iyong financial stress.
01:09.8
So, let us get started.
01:11.8
Ano yung mental trick?
01:13.8
Number six na po tayo.
01:15.8
Ang kailangan kung gusto mo talaga makaipon pa more,
01:19.8
Ano yung i-rewrite ko?
01:21.8
Number one, dalawa lang, expenses and goals.
01:23.8
Sulat nyo talaga kung magkano ang ginagastos mo,
01:26.2
at magkano ang kinikita mo.
01:28.2
Importante po yan.
01:30.2
Kasi, yung sa pagsulat ng kinikita,
01:32.2
because you cannot spend the money that you do not have.
01:36.2
Number two naman, in terms of expenses naman,
01:38.2
you got to keep track of your expenses.
01:40.2
Kung hindi nyo nililista kung saan na pupunta ang inyong gastos,
01:42.2
parati ang tanong nyo,
01:44.2
at the end of the year is this,
01:46.2
saan napunta ang kinita ko?
01:50.2
Kung guilty ka, type guilty sa comment section.
01:52.2
So, ang kagandahan po dito right now,
01:54.6
if you can budget mo na talaga,
01:56.6
lahat ng gastusin mo,
01:58.6
at binalagyan mo talaga ng budget,
02:00.6
it will help you to decrease your overspending.
02:02.6
Pag nag-decrease ang overspending mo,
02:04.6
magkakaroon ka ng surplus,
02:06.6
or tinatawag nating sobra.
02:10.6
yan ang iipunin natin.
02:14.6
Mental trick number six yan.
02:16.6
Mental trick number seven naman po tayo.
02:18.6
Ito po, super powerful to.
02:20.6
Bigyan mo ng pangalan ang lahat ng perang papasok sa'yo.
02:25.0
Ano ibig sabihin na bigyan mo ng pangalan?
02:27.0
E may mga, ano na nga, Ninoy Aquino,
02:29.0
meron ng El Pidio Quirino,
02:31.0
hindi po ang ibig sabihin yan.
02:33.0
Like for example, kung pangita ka ng pera,
02:35.0
meron kang tinatawag na financial goal.
02:37.0
Like for example, ito, pambahid na ng kuryente.
02:39.0
Ah, ito, kuryente ko, five thousand.
02:41.0
Yan, pangalan yan, five thousand pesos na budget yan,
02:45.0
Tapos ito, pambahid ng tubig.
02:49.0
Nag-ge-gets nyo, dapat may pangalan po.
02:51.4
Kung may pangalan ka, may financial goal ka,
02:53.4
ang kagandahan yan,
02:55.4
it encouraged yung financial discipline,
02:57.4
through the proper allocation of the designated funds.
03:01.4
So, ang kagandahan po niyan,
03:03.4
calculated talaga.
03:05.4
So, ibig sabihin yan, hindi ka gagastos kung walang pangalan yung pera.
03:07.4
Kung walang pangalan.
03:09.4
Anong pangalan ito?
03:11.4
Anong financial goal ito?
03:13.4
Anong paggamit ito?
03:15.4
Ibig sabihin, hindi iyon.
03:17.4
Mental trick number eight.
03:19.9
Ito yung ginagamit na madalas
03:21.9
ng karamilan ng tao,
03:23.9
pero paalala lang sa inyo, ito yung tinatawag na 30-day rule.
03:25.9
O ito yung tinatawag na delayed gratification.
03:27.9
Kung meron kang gusto,
03:29.9
palipasin mo muna ng tatlompung araw,
03:31.9
pagkatapos ng 30 days, kung
03:33.9
nawala na yung ginig,
03:35.9
ibig sabihin po niyan,
03:39.9
Pero pag nandun pa rin ang ginig, o sige.
03:41.9
Di ba? Nandun pa rin.
03:43.9
O kailangan mo ba talaga?
03:45.9
Ang kagandahan kasi ng yung tong delayed gratification,
03:48.3
yung 30-day rule,
03:50.3
it prevents impulse buying,
03:52.3
na hindi mo siya bibilin agad,
03:54.3
especially kung non-essential po siya.
03:56.3
Okay! So, ito pa.
03:58.3
Meron pa tayong bonus.
04:00.3
Actually, hanggang eight lang dapat, pero
04:02.3
feeling generous ako. Diretso natin.
04:04.3
Mental trick number nine, para makaipon pa more,
04:06.3
is itong tinatawag natin,
04:08.3
no spending challenge.
04:12.3
for one day. Start ka mo ng one day.
04:14.3
Sa araw na ito, hindi mo na akong gagastos.
04:18.7
Sa araw na ito, or let's say three days,
04:20.7
di ba? Or pwedeng one week.
04:22.7
So, ang kagandahan po dito,
04:24.7
malalaman mo kung magkano talaga.
04:26.7
Kunyari, sinabi mo, no spending
04:28.7
day challenge. No, masyak ka.
04:30.7
Alaki pala ng ginagastos mo
04:32.7
araw-araw. Oo. Like for example,
04:34.7
pagkain lang, Php 200.
04:36.7
Or let's say, bibili ka pa ng kape,
04:38.7
another Php 200, Php 400.
04:40.7
O yun, may itatabi mo na yan.
04:42.7
Di ba? Galing, di ba?
04:44.7
Mental trick number 10.
04:46.7
O, ito pa, isa pang napakaganda.
04:48.7
Ito yung tinatawag na invisible income.
04:50.7
Ano ibig sabihin ng invisible income?
04:54.7
sa araw na ito. Sa araw lang na ito.
04:56.7
Kunyari, magkano kinikita mo per day
04:58.7
sa sweldo mo. Kunyari, kung kikita ka ng
05:00.7
Php 30,000 a month, so Php 1,000 a day cap,
05:04.7
in one day, oo, yan ang ilalagay mo
05:08.7
O, di ba? Kung gusto mo naman,
05:10.7
yung invisible income naman,
05:12.7
o pwede kang maglagay, ayaw mo naman
05:14.7
per day, gusto mo per month, o sige.
05:16.7
Yung sa per month, oo, 10%.
05:18.7
O, 10%, invisible yun.
05:20.7
Hindi EO yun. Di ba?
05:22.7
Ang mga iba namang ginagawa po namin,
05:24.7
yung tinatawag na invisible 20.
05:26.7
Ito po. Pakita ko po sa inyo to.
05:28.7
Itong invisible 20,
05:30.7
nag-uumpisa sila sa Php 20.
05:32.7
Lahat ng Php 20 na pong pasok sa kanila,
05:36.7
Pag may nag-suklay, pag natapos na yan,
05:38.7
nag-suklay ng Php 50, invisible Php 50 naman.
05:40.7
Parang challenge ba?
05:42.7
So, you can also use this.
05:44.7
Itong tinatawag na ipon box.
05:46.7
So, that's number 10.
05:48.7
And mental trick number 11 na po.
05:50.7
11 na po. Ay, ito, ito, ito.
05:54.7
Gratitude and contentment.
05:56.7
Panalo to. If you practice
05:58.7
contentment and gratitude,
06:00.7
you're always thankful of the things that you have.
06:02.7
You are not looking at the things
06:04.7
that you do not have. Makakaipong ka talaga.
06:06.7
Kasi ang benefit po talaga nito,
06:08.7
it creates a healthier mindset
06:10.7
towards money. And then,
06:12.7
narireduce ba yung pagkahanap mo ng mga bagay
06:14.7
na wala sa'yo. Diba?
06:16.7
In reality, like for example,
06:18.7
I'm maintaining my health right now.
06:20.7
I follow a diet called GAIA diet.
06:22.7
G-A-I-A by Michael Chan.
06:24.7
Si Michael Chan po ang coach ko dito.
06:26.7
So, ang dati, syempre,
06:28.7
kahit ano, kinakain ko. Pero ngayon,
06:30.7
ang kinakain ko na lang. Again, this is a choice.
06:32.7
Hindi ko na sinasabihin yung nag-gayahin nyo.
06:38.7
air fryer, or grilled.
06:40.7
Yan ang kinakain ko. Nung
06:42.7
nag-switch ako sa diet na ito,
06:44.7
naging lifestyle ko, at
06:46.7
hindi ko na talagang hinahanap yung mga
06:48.7
dating, masarap kainin yung mga
06:50.7
prito, pero binabantayan ko na
06:52.7
yung kolesterol ko, binabantayan ko na
06:54.7
yung sugar ko. So,
06:56.7
okay lang. Nabubusog pa rin naman ako.
06:58.7
Nag-e-enjoy rin ako sa pagkain.
07:00.7
Pero, nagbago lang.
07:02.7
Diba? Nagbago lang na
07:04.7
hindi ko na hinahanap yung mga dating kinakain ko.
07:06.7
So, likewise, I do believe also.
07:08.7
When you practice yung tinatawag na
07:10.7
contentment, Lord, I eat
07:12.7
to live. I don't live to eat.
07:14.7
Oo. Parang yung mindset ba,
07:16.7
I do not work to spend more
07:20.7
to also meet my needs and also
07:22.7
save money. Nagpapalit
07:26.7
So, when you practice gratitude and
07:28.7
contentment talaga, ay grabe talaga.
07:30.7
Makakaipon ka pa pa more.
07:32.7
Kaya itong mga mental tricks and concepts nyo,
07:34.7
subukan nyo po ito.
07:36.7
Labing isa. Try one and then
07:38.7
let me know of all the mental tricks
07:40.7
right now sa narinig nyo.
07:42.7
Ano ang pinakagusto nyo?
07:44.7
Pakitype lang sa comment section
07:46.7
at subukan po natin. Gawin natin challenge yan.
07:48.7
At kung gusto mo pa
07:50.7
makaipon ng bongga-bongga,
07:52.7
I just want to encourage you to join our
07:54.7
Iponaryo Movement. Grabe.
07:56.7
Sa mga Iponaryo Movement natin,
07:58.7
ang dami po mga tao doon nakakaipon na talaga.
08:02.7
And ako ay excited to invite you.
08:04.7
Just go to our Facebook page.
08:06.7
Facebook page po, it's for free.
08:08.7
So, you don't have to pay for anything.
08:10.7
We're there to encourage one another,
08:12.7
to spur one another, to become an Iponaryo
08:14.7
at the same time to become a Millionaryo.
08:16.7
Maraming salamat po for tuning in
08:18.7
to this channel. Sana naman nakatulong
08:20.7
ang episode na ito sa inyo. Tatandaan,
08:22.7
tamang karunungan, tamang disiplina,
08:24.7
ang susi sa pagyaman.
08:26.7
Thank you for watching!
08:28.7
If you liked this video, please subscribe.
08:30.7
If you want to see more like this,
08:32.7
please subscribe.
