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00:00.0
Pag-uusapan po natin bakit natin pwedeng i-consider yung pag-i-invest sa US Dollars.
00:06.0
Ano yung mga pre-investment checklist, then considerations in US Dollar investing,
00:10.8
at saka magbibigay po tayo ng ating suggested na US Dollar investments.
00:16.4
Tinanong natin ang ating mga viewers sa YouTube,
00:21.0
tinanong natin kung meron ba silang US Dollar denominated investment.
00:24.9
Out of 505 votes, ito po ang kasagutan.
00:32.8
Sumunod ay yes, 1-10% of my portfolio, 8%.
00:38.3
Tapos yes, greater than 10-25% of my portfolio, 5%.
00:43.8
25-50% of my portfolio ay 4%.
00:47.3
At greater than 50% of my portfolio ay 8%.
00:51.1
Most likely, itong dalawang ito po, sila po ay nag-earn in US Dollars.
00:56.7
Ang US Dollar po kasi ay kilala sa kanyang,
01:00.0
pagiging malakas at stable na currency.
01:03.5
It is considered very, very secure.
01:07.3
It is also the world reserve currency,
01:10.2
which means many countries hold the US Dollar as their foreign exchange reserves.
01:15.1
Katulad natin, I think nasa about $100 billion
01:18.4
ang ating foreign exchange reserves that's denominated in US Dollars.
01:24.7
Para yung savings ng mga bansa, nagsisave sila in US Dollars.
01:27.8
Meron silang gold reserves.
01:30.0
Meron silang foreign currency reserves, which is US Dollars usually.
01:33.7
Tapos meron pang ibang-ibang mga currencies.
01:36.0
Pero most of the time, yan po yung pinakamalaki.
01:39.6
It is also dominating the global trade, itong US Dollar.
01:43.9
Kasi a significant portion of global transactions are conducted in US Dollars.
01:48.9
For example, kung kayo po ay nasa, patulad nun, mga nasa Greece or nasa Rome kayo, di ba, or Israel.
01:55.6
Kung magpapadala kayo dito sa Pilipinas, sa totoo lang, nangyayari po niyan.
01:59.6
Yung Euro, hindi naman yan diretso na mako-convert into Pesos pag pinadala nyo dito.
02:05.1
Iko-convert muna ng pinagpapadalhan ninyo out of the remittance partner or the bank into US Dollars.
02:11.6
Tapos saka ipapadala dito sa Pilipinas, tapos saka iko-convert into Pesos.
02:15.9
Kaya yun yung tinatawag natin na karamihan ng global transactions ay conducted sa US Dollars.
02:24.1
Para sa'yo ba ang pag-iinvest sa US Dollars?
02:27.6
Unang-una is to take a look at the origin of the US Dollars.
02:29.2
Saan ba galing yung dolyar mo, yung galing sa earnings mo?
02:35.7
For example, ako, meron akong portion ng kinikita ko which is denominated in US Dollars.
02:41.7
At alam nyo po kung ano yun, yun pong mga ads galing sa YouTube, di ba, at saka sa Facebook.
02:46.7
Titignan mo rin, yung US Dollar mo ba ay galing sa remittances.
02:50.7
Kung ang pinapadalhan mong bank account dito sa Pilipinas ay US Dollar, matatanggap na US Dollar dito sa Pilipinas.
02:57.2
Hindi muna mako-convert into US Dollars.
02:59.2
Mayroon ka bang business o investment na nag-originate na sa iyo ng US Dollars?
03:07.2
Kasi kung meron ka nito, then it makes sense for you to invest in US Dollars.
03:14.2
Dahil meron kang source ng US Dollar, so natural sa'yo na magkaroon ng perang yan.
03:19.4
Maganda na iinvest mo na rin in the same denomination or in the same currency.
03:26.2
Gagamit ka ba in the future na i-invest muna yung same currency or in the same currency?
03:27.6
Gagamit ka ba in the future na i-invest mo na rin in the same currency or in the same currency?
03:31.8
ang isa sa mga major expense item talaga namin
03:35.3
ay every year kami ay nagbabakasyon abroad.
03:38.6
At kapag nagbabakasyon abroad,
03:40.5
maganda pa rin na ang daladala mo
03:43.4
tapos papapalitan mo na lang sa bansa
03:45.1
kung saan ka pupunta.
03:46.6
Kasi mas maganda ang palitan.
03:47.9
Nako, maluloka po kayo ha.
03:49.5
Kapag kunwari pesos ang dinala ninyo,
03:51.8
pumunta kayo ng Japan,
03:53.3
at ipapapalit nyo yung pesos
03:54.9
into Japanese Yen,
03:57.7
At napakapangit po ng palitan yan.
04:00.4
So, ang technique po dyan,
04:02.2
yung ating pesos,
04:03.7
i-invest mo na unti-unti sa US Dollars
04:06.7
ngayon hapang hindi ka pa babakasyon.
04:09.0
Tapos pag mababakasyon ka na,
04:10.6
i-withdraw mo yan,
04:11.6
yung US Dollars mo,
04:12.8
tapos pumunta ka na ng Japan,
04:14.3
yung US Dollars na palitan mo
04:15.7
into Japanese Yen,
04:17.1
mas maganda ang palitan yan.
04:19.4
Mas marami kang Japanese Yen na makukuha
04:22.2
kung sa US Dollar mo ipapapalit
04:24.2
kaysa sa the same amount
04:25.9
ng US Dollar to pesos
04:27.1
pero derecho from pesos
04:30.6
Are you planning for on-major expenses,
04:33.7
Or, if you intend to migrate,
04:36.7
mayroon kang intention na mag-stay doon
04:40.7
then it makes sense for you to
04:42.3
invest in US Dollars.
04:43.6
Or, mayroon ka rin business
04:45.6
that would entail na ikaw ay
04:48.6
magbabaya din US Dollars.
04:50.9
nasa business ka of importing goods,
04:53.8
tapos ibibenta mo dito sa Pilipinas,
04:55.3
o kaya naman mayroon kang
04:56.9
manufacturing dito sa Pilipinas,
04:58.5
at ang raw material na kailangan mong gamitin
05:01.4
ay bibilihin mo abroad
05:02.6
and you have to pay that in US Dollars.
05:04.7
It makes sense for you
05:06.0
to invest in US Dollars.
05:09.2
ang pinakamalapit na na realistic
05:10.9
sa ating mga Pilipino
05:12.1
ay iyong mag-a-abroad,
05:13.9
mag-travel abroad.
05:15.3
What are your life goals
05:16.4
associated with investing in US Dollars?
05:19.3
Kasi, mga pamangkin namin actually
05:21.6
ay lagi kaming sinasabihan na,
05:24.1
Tito, bakit pa ba kasi kayo
05:25.5
nandyan sa Pilipinas?
05:26.9
Bumili na kayo ng bahay dito sa Amerika
05:29.7
at lumipat na kayo dito
05:30.9
kasi gusto namin kayong makasama.
05:32.7
Kung may life goal kayong ganyan,
05:34.4
e maganda na ngayon pa lang
05:36.0
paghandaan nyo na
05:37.0
na mayroon kayong gagastusing US Dollars
05:40.1
pag dumating yung panahon na yan
05:42.0
na gagawin mo na siya.
05:43.1
Ang sabi ko sa kanya ay,
05:44.4
eh, kapag 60 years old,
05:45.8
gusto ko na meron tayong pera
05:48.7
na US Dollar denominated
05:52.1
I would like to spend
05:53.8
two months in Paris
05:55.4
or two months in America
05:56.7
or two months in Australia
05:58.6
and that would entail
06:00.2
spending in US Dollars.
06:02.5
Kaya nag-iinvest kami in US Dollars.
