#UsapangPera: Mga Tips sa Pagyaman with Sir Vince tackles money issues such as savings, loans, budgeting, and investing among others. Visit Sir VInce's website: www.vincerapisura.com. How to join SEDPI Coop: 1. Join SEDPI Foundation at bit.ly/SEDPIOnlineSRI by clicking “Register” and filling out the form 2. Take the online Pre-Membership Education Seminar (PMES) at bit.ly/SEDPICoopPMES 3. Pay membership fee and initial share capital Simulan ang pagiinvest the socially responsible way sa: bit.ly/SEDPIOnlineSRI Pag-IBIG MP2: * Watch the play list: https://www.youtube.com/playlist?list... SSS Retirement: Watch the playlist https://www.youtube.com/playlist?list... How to invest 100K: https://youtu.be/dxHRZn7uP-4 Celebrity guests include venus Raj (Season 1); Nicole Cordovez and Sinon Loresca (Season 2); Atom Araullo (Season 3) and Porky (Season 4). Smart Parenting Board of Expert

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Magandang hapon, Aris! Kamusta kayo dyan sa Italia?

Hello po! Magandang hapon! Buong giorno naman po dito sa Italia.

Aris, ano ang profesyon mo ba bago ka umalis ng Pilipinas?

Isa po akong college professor sa Divine Work College of Law for six years.

Una-una po yung asawa ko dito. Kakakasal lang po namin na, yun,

I started working as a personal driver of the daughter of a cow dito.

Yung parang Count of Monte Cristo. Parang yung driver, bodyguard niya.

Pero ang sipag mo naman, nakakatuwa.

Kailangan po dahil kung hindi po tayo yung magsisipag, wala tayong magandang future.

I was a serial spender before and I would not like to...

Maling-maling po talaga.

Yung pagiging spender mo ba ay, kung tama kami na pinag-uusapan namin kanina,

dahilan ng pampapawi ng lungkot?

O talagang makatilang yung mga kamay?

Gusto mo lang talagang, diba?

Isa po akong waiter paggabi. Totoo po yan.

Every time there's a, ang tawag namin dito, festa.

Pag meron yung mga gano'ng birthday.

Di ba nagugulat yung mga Italyano, bakit tayo gano'ng kumain?

Yung aking amo, pag sila yung nag-birthday, mga sila lang, dalawa, tatlo lang yung bisida.

Unlike Pilipinos, talagang sinipin na poklos yung isang buong restaurant.

Ano ba yung typical na araw ng iyong pamilya dyan sa Italy?

It's a very busy day.

Pari ngayon, inaantay ako ng aking mga anak.

Dadalhin ko sila sa aking trabaho because walang mag-aalaga sa kanila.

My wife works at 9 o'clock to 2 p.m.

Ako naman magtatrabaho from 8.30 to 1.30.

So dadalhin ko yung mga bata sa school.

And then after my work, I will fetch them, babalik dito sa bahay.

And then sa afternoon naman, kung walang part-time ang aking asawa,

so siya mag-aalaga ng mga bata.

Kung may part-time lang yung aking asawa, kung mag-aalaga,

nangakala kasi ng karamihan pag dumating ka na sa ibang bansa,

ay parang napakadali ng buhay.

It's not that easy.

Maraming iyak, maraming sakripisyo.

Before, I had 220 pairs of Jordans and Corvishes.

Talagang kasi na, a serious bender.

But through that, through serving, srabisura, shout-out,

kay Ma'am Salve Duclito who had helped me na palitan po yung mindset.

Ano yung nangyayari po kasi sa mga...

Napapansin ko lang po, dito sa Italia po ano,

kapag may anak ka po, mayroong allowance yung mga anak namin.

Kapag dalawa, katulad namin, it's 440 euros.

Parang seldo lang ng isang empleyado dyan sa Pilipinas.

Pero ang nangyayari, since hindi naranasan ng isang Pilipino na magkaroon ng gano'ng karamihan,

they will spend. Gusto nalang i-experience yung hindi nila na-experience.

And then after ilang years, ma-re-realize na, uy, 10, 20 years na ako dito sa Italia,

wala pa rin ako.

Mayroong taong ipon. So, yun na, makakaroon na tayong problema.

Two lessons po that I learned with Sir Vince and Ma'am Salve,

that money is not the most important thing in this world,

but it does allow us to do the things that are most important.

So kung alam natin yung ating why, yung ating goal, bakit tayo nag-ibang bansa,

di ba ang goal natin is para ma-improve ang ating buhay,

para makapag-provide ng good education sa ating mga anak,

at para magkaroon ng magandang buhay.

Ito ang retirement. So, if we know those things,

alam natin kung saan natin ilalagay yung ating pera.

Kaya yung prinsipyo na sinasabi ni Sir Vince,

that ang pag-yaman na pag-aaralan, na pag-aaralan talaga.

Totoo yan. Pero, siyempre, kailangang balansal yan.

Ang galing. Ang galing niya.

Salamat po.

Thank you, Ari.