* AI ("Artificial Intelligence") subtitles on Tagalog.com are generated using "Whisper" by OpenAI (the same company that created ChatGPT and DallE2). Results and accuracy may vary.
* The subtitles do include errors occasionally and should only be used as a tool to help with your listening practice.
* You can request this website to create a transcript for a video if one doesn't already exist by clicking the "Request AI Subtitles" button below a video. Transcribing usually takes 30-40% of the length of a video to complete if there are no other videos in
the queue. For example, a 21 minute video will take 7-8 minutes to transcribe.
* Running a super fast cloud GPU server to do these transcriptions does cost money. If you have the desire and financial ability, consider
becoming a patron
to support these video transcriptions, and the other tools and apps built by Tagalog.com
00:00.0
Dito naman tayo, ready to boost your savings.
00:02.9
Magbibigay po tayo ng mga life-changing savings tips
00:05.9
at para po ito ay makatulong sa inyong path to financial freedom.
00:11.7
Ang pwede natin gawin is to hustle more, spend less.
00:14.9
Ano ba yung ibig sabihin yan?
00:15.7
Hustle, dumiskarte tayo or humanap tayo ng iba pang mapagkakakitaan
00:20.2
at paliitin ang utang.
00:21.8
Yan naman talaga yung dapat natin na ginagawa.
00:24.6
So it's not just about cutting expenses
00:26.9
kasi nagawa na natin ang lahat-lahat para magtipid.
00:32.6
Hindi naman natin makontrol ang pagtaas ng presyo ng bilihin.
00:37.8
Kaya sa totoo lang, feeling ko nagawa na talaga natin
00:40.2
lahat yung pag-cutting expenses, cutting expenses na yan.
00:43.2
Kapag kinatpa natin, baka hindi na tayo mabuhay.
00:46.2
So ang mas maganda sa akin na mas gusto kong kinupokus ngayon
00:49.4
ay increasing your income.
00:51.9
Hanap tayo ng paraan para tayo ay kumita pa.
00:55.2
Pwede tayong magkaroon ng mga side,
00:56.9
hustles, baking, graphic designs.
00:59.1
For example, meron ka ng existing na oven sa bahay, may flower ka dyan.
01:02.8
O di mag-bake ka, i-benta mo.
01:04.4
Meron kang talent of graphic design, di pro-market ka.
01:07.4
Here, you earn more and you spend less time spending.
01:11.2
Kasi kapag nabisi ka na sa paggagawa ng income mo,
01:14.3
nakuwala ka na rin time para gumastos.
01:16.9
Make use of your time more productively.
01:20.0
Make saving a no-brainer.
01:22.2
Dapat automatic yung pag-iipon natin.
01:24.9
Meron ka na, dapat separate bank account.
01:26.7
For your emergency savings.
01:27.8
For example, meron kang payroll account.
01:30.5
10% niyan, every payday, automatic pumupunta na doon sa emergency savings account mo.
01:36.2
Hindi mo na siya iniisip.
01:38.7
So hindi ka na nasa stress.
01:39.6
Isisave ko ba ito?
01:40.2
Gagastusin ko ba ito?
01:41.0
May paglalaanan ba ako?
01:42.8
Emergency savings na yan.
01:45.1
So scheduled transfer lang yan sa ating mga online bank accounts.
01:49.2
So you can use your banks.
01:50.9
You can also ask your employer to do this for you.
01:53.4
Pupunta ka sa HR at sa payroll ninyo.
01:55.4
Pwede bang yung 10%?
01:57.6
Tapos yung 90% sa payroll account ko.
01:60.0
Para hindi na ikaw yung gagawa.
02:02.1
Or, pwede rin nasa trusted family member mo siya ibibigay.
02:06.8
Pero make sure na trusted mo siya ha.
02:09.3
Kasi baka naman i-take advantage ka lang yan.
02:12.2
You're like playing hide and seek with your money.
02:14.6
But trust me, your future self will thank you.
02:18.7
Ano pa yung pwede natin gawin?
02:19.7
So you surround yourself with good influencers.
02:26.7
Tungkol sa paghahawak ng pera, paano kumita, pagtitipid, pag-save, pag-invest.
02:32.3
Rather than sa mga gumagas at sa mga umuutang.
02:35.2
You can join savings groups and financial seminars.
02:38.7
And you can learn from your friends who talk about investments.
02:43.8
Yung ating squad.
02:45.6
Ang ating barkada.
02:47.2
Dagdagan natin yung mga katulad ko na nagbibigay ng mga payo tungkol sa paghahawak ng pera.
02:54.1
Every peso saved is a step closer.
02:56.6
To your life goals.
02:58.6
Achieve your dreams, house, travel, peace of mind.
03:02.6
At saka ang gagawin lang natin dito ay hustle, automate, and associate.
03:07.6
Hustle, kubita tayo, automate, gawin nating no-brainer.
03:11.6
O automatic siya.
03:13.6
Which means tayo ay kumuha ng mga good influence.
03:16.6
So that you can take charge of your financial future.
03:20.6
Ako po si Sir Vince ang inyong financial guro.
03:23.6
Nagsasabing ang pagyaman na pag-aaralan.
03:26.6
Ang inyong inyong inyong inyong inyong.
