Magiging milyonaryo ka na at papalapit na ng papalapit ito para sa iyo. Sa video na ito, back to basics tayo dahil alam natin na minsan ang basics talaga ang tunay na magdadala sa iyo sa itaas. Kapag may tama kang pundasyon, tama rin pupuntahan mo. Dito makakatulong kami sa aktwal na paglago mo bilang iponaryo, join us sa THE YAYAMANIN LIFE GROUP! https://www.tyl.group/ Watch our playlist! EARN: https://youtube.com/playlist?list=PLMjKNhiK3DLAWKg4O94CECbagGfEYkXEF GROW: https://youtube.com/playlist?list=PLMjKNhiK3DLAl1JkW6nlCadvhY-6RwoJC MANAGE: https://youtube.com/playlist?list=PLMjKNhiK3DLB4P6QgjboDwMuiSCjYQ_MN PROTECT: https://youtube.com/playlist?list=PLMjKNhiK3DLBQjFRmnrwTJaTh4d1t65a5 Lockdown Series: https://youtube.com/playlist?list=PLMjKNhiK3DLCFuBj0iEKPXNbYYIz7TaNH Yamant Tips: https://youtube.com/playlist?list=PLMjKNhiK3DLCD20QOvhu9Rj72IbYJ4jy4 Latest Upload: https://youtube.com/playlist?list=PLMjKNhiK3DLA9oTakQlhhmARLwQMnTp0d #PambansangWealthCoachngPilipinas #Helpingtobecomedebtfree #wealthy #B

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Pinangarap mo ba na maging milyonaryo one day?

Kung hindi, hindi ito video na para sa iyo.

You can skip this, pero kung curious ka sa four phases na pinagdadaanan

bago ka maging isang milyonaryo,

this is the video you're waiting for.

Videos that will make you wealthy and debt-free.

Hi there, this is Chinquitan, your pambansang wealth coach.

Thank you for watching this channel.

I upload my channel every 8pm to help you to become wealthy and debt-free.

Marami po sa ating mga kababayan nating Pilipino

ang dumadaan sa mga financial struggles and stress.

At gusto na talagang makalabas sa utang,

makapag-ipon, at saka magbuo na ang kanilang pangarap.

Pero sa totoo lang, dahil nga sa sobrang dami nating babaya rin,

ang ending po niyan, nagkakaroon po tayo ng gabi na hindi tayo makatulog

at minsan nasisiran ng mga relasyon sa kapaligid sa atin

at minsan nawawalan na po talaga tayo ng pag-asa.

Pero huwag kayong mag-alala.

Sa episode natin na ito, I'm going to share with you

the four phases of your millionaire journey.

Ito po ay batay sa aking pinag-aralan at pinagdaanan also.

Kaya kung may papel at ballpen po kayo, umpisa na po natin.

So, umpisaan ko po, ibibigay ko na po sa inyo ang four phases na ito

at iisa-isahin po natin anong nila naman ang bawat isa.

Number one is learn. Number two is earn. Number three is invest.

Four is retire. Ito po yung four phases na pagdadaanan natin.

Ulitin ko, learn, earn, invest, and then retire.

Umpisaan muna natin sa learn.

Ito yung age group na from zero age, syempre natututo po tayo at age of 20.

Pag-graduate natin hanggang college.

So, becoming a millionaire, kailangan po talaga ng pag-aralan.

Dahil nga parati ko sinasabi, ang pag-unlad at pag-yaman po ay pinag-aaralan.

Nag-uumpisa tayo mag-aral dun tayo elementary.

High school, college, at graduate tayo.

Pero ang pag-aaral sana ay hindi po nagtatapos when you graduate.

Because I can still remember majority of the things that I've learned from school

ay obsolete na ngayon. Hindi na po pwedeng i-apply like computer, 486, language, DOS.

Wala na ngayon yan, di ba?

Kaya nga importante po sana naman never stop learning yung financial education po natin.

And that involves in upgrading yourself by reading books, attending seminars,

taking courses, seeking advice from financial experts.

And I hope that you are doing that if you really want to become wealthy.

And then number two, pag kayo nag-aral na, it's not how much you know, but it's how much you apply.

Kailangan po bago pa tayo pumunta sa earning phase, the next phase na po, bago pa tayo pumunta dun,

kailangan mag-set na tayo tinatawag nating financial goals.

When you talk about financial goals, there are three types of goals, SML, short, medium, and long.

Short term po, one to five years.

Medium term po, six to twenty, and long term, twenty-one and above.

So kailangan nakasulat na kung ano yung one to five years ko, like for example, nag-uumpisa ka lang, kakagraduate mo lang,

ay gusto kong kumita, gusto kong magkaroon ng sarili kong motor, sarili kong sasakyan, okay fine, sulat mo.

Six to twenty, ay gusto kong magkaroon ng sarili kong kondo, di ba?

Twenty-one and above, gusto kong magkaroon ng retirement.

So kung ano man plano mo, ilista mo.

Now, once you have started to learn already, napakaganda ng foundation na yan,

excited na ako sa second phase, and that is earning phase.

This is age twenty and above ka na.

This one is focused on increasing your income and building a strong foundation.

And when you talk about increasing your income, marami pong ways para tayo ay kumita ng pera.

Number one, siyempre, ang pinakauna, trabaho, J-O-B, di ba?

That's the starting point of majority of people.

And once you already start earning income, sana naman hindi ka lang doon tumigil because kasi kung sweldo lang po ang aasahan po,

natin in reality, maniwala ka.

After all the expenses, pagkain, tapos yung mobilization mo, tapos yung transportation fee,

ang siguro sa sinasweldo mo araw-araw, kalahati po, napupunta na doon.

Ang naiiwan sa'yo, kalahati. Wala ka na talagang pang gimmick.

Kaya very important po, aside from your first income, pag stable na yan, create another source of income.

Parang meron kang fallback, or tinatawag nating multiple sources of income.

It can be a sideline based on the profession that you took.

You can be an accountant right now, accountant ka, tapos pwede kang mag-bookkeeping para sa mga malilit ng kumpanya.

Ang tawag niyan ay side hustle. Like for example, magaling ka sa social media, you can also post for social media, you can be a virtual assistant.

In other words, mas maganda po yung mga side hustle po natin, must be based on services.

Bakit services ang pinaprefer ko? Kasi sa services po, wala kang masyadong puhunan.

Ang puhunan mo yung talent, skills, and then laway.

And aside from that, pag may sideline ka na,

pag mayroon ka ng pera, ang next option mo, probably you can already start creating a business.

Pwede ka na magnegosyo. Maliit na negosyo, palakihin mo.

At pag kumita na negosyo mo, anong gagawin mo sa excess na funds mo?

That is where the next phase is gonna come in. That is what we call as investing phase.

First, you learn. Second, you earn. And third, you invest.

Age group niyan, more or less, pagka nakaka-invest ka na, 30 and above.

Doing that at the age of 20, better. Diba? The earlier, the better.

So this is the part na already when you develop yung good money habits.

Kasi importante, bago ka pa makapag-invest, kailangan matuto ka mag-save, mag-ipon. Diba?

Kaya nga, team iponaryo. Kasi ano pong i-invest po natin? Anong pang-negosyo natin kung wala tayong ipon? Diba?

Always remember, treat your money as just like a seedling, binhi po siya.

Anong ginagawa sa binhi? Tinatanim para dumami.

So, importante po na kailangan po tayo mag-save. Diba?

So, importante po na kailangan po tayo mag-save. Diba? Anong ginagawa sa binhi? Tinatanim para dumami.

So, importante po na kailangan po tayo mag-save.

And then after that, may business ka na or if not naman, ang pinaka-goal natin sa investment, ultimate goal ah,

is to make money work for us instead of you working for money. Ang tawag po na dyan is passive income.

Ang passive income, even if you stop working, your sources of income will never stop.

This can come in, in terms of rental income or if not naman, dividend from stocks, royalties from properties

or royalties from the product that you have developed at marami pang iba.

And syempre, pinaka-ultimate goal po natin sa investment po is wealth accumulation.

When you talk about wealth accumulation, yung pera na ulit ang ika nga nagtatrabaho po para sa inyo at narating ang panahon,

barang masyak na nalang, wow, ang dami ko na palang asset.

So, maulit nga po tayo ano po yung phases ng isang milyonaryo dadaanan.

First, learning phase. Second is earning phase. Third is investing phase.

And I hope you're still here.

And if you are learning in this session of ours, kung natutuwa kayo at natututo kayo,

please type natututo sa comment section. I will really appreciate that.

Para malaman ko talaga ilan sa inyo ang nanonood.

And last but not the least is the retiring phase or retire phase.

This is more or less, I suggest that you start early. At the age of 40, dapat ang mindset po natin is retirement na.

In this phase naman po, this is the part where you can do accumulation, securing your financial future,

or probably you want to help other people. So how do we do that?

Number one, asset protection po. When you say asset protection, I always tell people,

it took you a lifetime to earn the money. It took you many time or a lot of time also to save the money.

But it only takes you one bad decision to lose everything. Kaya kailangan po meron tayong protection.

Like for example, ano yung mga protection po natin? Health, life, non-life. Diba?

We need to safeguard our wealth.

And reduce potential what we call as liabilities.

Because I do believe prevention is better than cure. Naniniwala ka ba?

So that's number one. Protect yourself and your asset.

And then, syempre kasama na rin po dito. Kailangan po, patient ka.

Pag nag-iinvest po tayo, please wag na wag kayong magkakaroon ng get-rich-quick mentality.

Warren Buffett always say when it comes to investment, it's the transfer of money and wealth from the impatient to the patient.

Wag na kayo mag-eexpect kayo ay nag-invest, bigla na lang kayong iyaman.

Wala pong mga tinatawag na bitcoin millionaire. Yes, once in a blue moon yan. Hindi yan araw-araw.

Karamihan ng mga taong yung mayaman hindi through that way. They always make money through the right way. And that is the long way.

And then, my challenge to you kung gusto nyo talaga lalo pang lumago ang pera nyo, continuous learn and adapt. Learn and adapt.

Because the only thing that is permanent in this world is what? Change.

And once you start learning and adapting already, darating na yung panahon sa sobrang dami mong pera, aanihin mo na yung pera mo.

This is the time already that you can give back.

Philanthropy na, just like what Ramon Ang is doing right now.

He's helping his local community sa Tondo with all of his charity works at the same time.

Ang iniisip na niya, hindi niya kanyang sarili.

Kaya nga, napakaganda po pag naintindihan po natin itong four phases.

Again, learn, earn, invest, and retire.

If I would have to ask you right now, as my viewer right now, nasa ang phase ka ngayon?

Nasa learn ka ba? Nasa earn ka ba? Nasa invest ka ba? Or nasa retire phase ka?

Pakitype na lang sa comment section.

Kahit nasa anong phase ka ngayon, congratulations.

But if you want to level up, kung nasa learning phase ka, you want to go to the earning phase.

Kung nasa earning phase ka, you want to go to the investing phase.

Sa investing phase ka, you want to go to retiring phase.

So if you are ready to embark towards your financial journey,

to experience yung tinatawag nating financial freedom,

alam po natin na hindi po madali.

Pero itong good news, what if there's a way that you can join us, our movement?

Meron kaming movement na binubuo that can help you to increase your skills

and empower you to make the right financial decision to help you reach your financial goals.

Meron na kaming proven system.

Meron kaming expert support that will be directly coming from me.

Magkakaroon tayo tinatawag ng group coaching session.

And then not only.

Not only that, meron pa tayong mga tinatawag na peer accountability.

So if you are ready to take control of your financial destiny and you want to be part of this group

and you want to know more, nako, ito yung dapat niyong gawin.

I-click mo na lang yung description sa baba or just go to this group called TYL group.

TYL.group at panuorin mo itong video na ito to know more.

To know more how we can help you to become financially free.

Maraming maraming salamat.

I hope that you have learned.

And kung nagustuhan niyo itong session na ito,

please cut, paste this link and share this session with your friends

for them to understand ano yung four phases that they need to go through

in order for them to reach their financial goals.

Tatandaan, tamang karunungan, tamang disiplina po ang susi sa pagyaman.