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00:00.0
May mga tao ba na kakilala mo o di mo kakilala ang lumalapit sa'yo at sinasabi,
00:06.2
Nako, mag-invest ka na dito. Napakaganda ng kita at napakaganda ng return.
00:11.1
Pero bago ka mag-invest, nako, kailangan malaman mo muna ang 10 signs that you need to know.
00:16.3
Baka ikaw ay nai-scam na.
00:18.7
Videos that will make you wealthy and debt-free.
00:25.6
Hi there, this is Chinky Tan, your pambansang wealth coach.
00:28.3
Sa topic na ito, medyo sensitive ang pag-uusapan natin.
00:31.4
We're going to talk about prevention because I do believe prevention is better than cure. Do you agree?
00:35.7
So, para sa mga taong hindi interesado regarding sa yung mga investment or sa ano,
00:41.2
this is not a video for you, ipas niyo na ito.
00:43.8
But for those people who want to protect yourself,
00:46.7
parang may kasabihan ako, bakit mo kailangan pagdaanan na ma-scam ka bago ka makaiwas?
00:53.1
Di ba? Makaiwas na lang tayo.
00:54.6
So, if you want to avoid losing your hard-earned money,
00:58.3
check out these 10 signs, okay?
01:00.5
Number 1 sign, it's too good to be true.
01:03.2
Kung nakita mo isang opportunity, sobrang ganda, sobrang galing, magtaka ka na.
01:07.7
Oo, yung napakataas ng return, tapos zero risk, guaranteed.
01:12.5
Yung mga ganong word.
01:13.6
This is the opportunity that you've been waiting for.
01:17.0
Eh, nako. Red flag na po yan. Red flag na po.
01:19.5
Kaya kung may naririnig po kayong ganon, that's number 1 sign, ha?
01:23.2
Check nyo kung may narinig na kayo.
01:25.2
Number 2, may mga hindi nyo kakilala.
01:28.3
May reach out lang sa inyo.
01:29.6
Parang hindi nyo kakilala, tapos may reach out, tapos may nagsishare, di ba?
01:32.9
Unknown numbers, unknown email address, social media messages,
01:36.8
or if not naman, nagpapanggap silang mga social media influencers.
01:40.5
Katulad ko, na pangalan ko, na hindi naman ako, posters ko po.
01:44.4
Nagsasabi, oh, pwede ka mag-invest sa crypto, sa forex, na-trade ka, kikita ka.
01:48.7
Nako, ingat yan. Number 2 yan.
01:50.3
Kaya nga, kung hindi nyo kakilala, or if not kakilala nyo, i-verify nyo.
01:54.4
Lalo na pag ako, nag-reach out daw.
01:56.3
Hindi naman ako nagpapainvest.
01:58.3
Sige, mag-video call tayo.
01:59.8
Kung mag-ayong mag-video call, ibig sabihin, scammer yan.
02:02.4
Number 3, high pressure tactics.
02:04.5
Yung parang, yung minamadali ka.
02:06.4
Kailangan mo na mag-decide.
02:07.4
Oo, kundi mawawala na ito.
02:09.1
Ay, grabe mga friendship.
02:10.4
Ingat-ingat po talaga kayo dyan.
02:12.0
Number 4, nako, eto.
02:14.2
Pinari yung mga nag-invite sa inyo kung sumagot matipid,
02:17.1
tapos hindi nyo kilala yung may-ari,
02:19.3
hindi nyo alam kung paano yung kanilang operation,
02:22.2
vague ang answer nila, evasive ang answer nila.
02:24.7
Ay, nako, yun na po yan.
02:26.4
So, may pangalan ng kumpanya,
02:27.9
may brand, pero walang mukha, walang tao.
02:30.2
Nako, delikado po yan.
02:31.6
And then, another sign na talagang ikaw ay pwedeng ma-scam na,
02:35.2
meron silang hinihingi agad na pera na malaki.
02:37.9
Oo, kailangan mo na mag-invest ng malaking amount,
02:40.5
diba, para ikaw ay makapag-umpisa.
02:42.6
May mga iba, ang scam pa nga, ganito eh.
02:44.6
Nanalo ka sa contest,
02:46.0
tapos kailangan mo magbayad lang ng transaction or ng tax
02:49.3
para makuha mo yung pera pinanalunan mo.
02:51.7
Number 1, wala akong sinalihan.
02:53.2
Pangalawa, ba't ako magbabayad?
02:54.7
Kung talagang nanalo ko, di bigay nyo na lang sa akin.
02:57.7
Tapos, also, ang mode of payment po nila is very unusual.
03:01.5
Ang ibig sabihin po ng unusual,
03:03.4
eh, minsan, through gift cards, cryptocurrency,
03:06.9
or if not, yung mga GCash.
03:08.9
Ito ah, most of the time, hindi sila magpapadeposit sa banko.
03:13.4
Sa banko may paper trail, may pangalan yan.
03:15.7
Ayaw na ayaw nila ng banko.
03:17.4
It's either through white transfer, gift cards, cryptocurrency,
03:21.1
mga GCash, mga ganun.
03:22.7
Yan, ingat-ingat po kayo.
03:23.8
And then, another sign, they ask for personal information.
03:27.7
ID, tapos credit card number.
03:30.3
Yan, ingat-ingat din kayo. Grabe.
03:32.7
And then, check nyo rin kung paano silang magsulat.
03:35.5
Yung mga English po nila, for grammar and tenses and spellings,
03:39.5
emails nila, i-check nyo yung mga emails.
03:41.7
Lalo na kung if they're saying they're representing Google, Gmail,
03:45.6
check nyo talaga yung kanilang mga email.
03:48.3
Ako, that's another sign.
03:50.1
Or if not naman, alam mo naman, like for example,
03:52.3
ako, parating wikang Pilipino ang ginagamit ko.
03:55.2
Magpapadala ko sa inyo straight na English.
03:58.8
Hindi naman ako banyaga, diba?
04:01.6
And then, ito pa.
04:02.7
Pag may natatanggap ka mga messages,
04:04.5
is, dear sir, dear madam,
04:06.4
instead of calling your name, diba?
04:08.2
Yun, mag-ingat-ingat din kayo.
04:09.7
And then, last but not the least,
04:11.4
another warning po.
04:12.9
Never, ever, ever click links.
04:15.3
Kung may nagpadala sa inyo ng link,
04:16.6
o click the link here sa email,
04:18.1
hindi mo alam, nag-link ka, ay grabe.
04:20.3
Chances are, yan na po yung tinatawag nating phishing.
04:22.7
Pag kinilig mo yung link, kahit na wala kang ginagawa,
04:25.4
makikita na nila yung password,
04:26.7
lahat, pwede nila ma-hack yung information.
04:29.8
Again, what are the 10 signs ulit?
04:31.6
Number 1, masyadong mataas ang interest to Good2BeTrue.
04:34.6
Number 2, hindi mo kilala.
04:36.2
Number 3, pinapressure ka na.
04:37.7
Number 4, pag kinatalong mo, hindi sila sumabot na maayos.
04:40.6
Number 5, may nirequire na payments.
04:42.5
Number 6, pinapadaan sa unusual payment methods.
04:45.4
Number 7, kumukuha na maraming information from you.
04:47.9
Number 8, poor grammar and spelling.
04:49.4
Number 9, generic kung magpadala.
04:52.1
Dear sir, dear madam, diba?
04:54.9
And number 10, may mga links na,
04:56.7
pinapaklip po sa inyo.
04:58.2
Guys, pag itong 10 signs na ito ay present po,
05:02.1
dapat ikaw nang absent.
05:05.6
Kasi alam nyo ang negative effects po
05:08.2
pag na-scam po kayo,
05:10.8
Alam mo, pati mental and emotional trauma.
05:14.2
Parang ka nakagat ng aso.
05:15.3
Pag nakakita ka ng aso,
05:16.3
ayaw mo na lumapit sa aso.
05:17.2
And syempre, pag na-scam ka,
05:19.0
ang pinakamasakit yan, back to zero.
05:21.0
Pagka sa ulit talaga.
05:22.1
Ang hirap makabawi.
05:23.2
Kaya nga, ito lang po ah.
05:24.4
Ito yung parang key.
05:26.7
may mga ganun na pumasok sa inyo.
05:28.7
Trust your instinct.
05:30.2
Always remember this rule.
05:31.5
Natuto na ako sa mga pagkakamali.
05:33.2
Nagkamali na ako at ayaw ko na pong ulitin.
05:35.5
It's very traumatic.
05:37.9
huwag mong pasukan.
05:38.8
Kahit na malaki ang pwedeng kitain,
05:40.4
maganda ipapangako.
05:41.6
Don't get into it.
05:43.3
If something feels off,
05:45.8
Tapos, makipag-usap ka sa kaibigan,
05:50.3
At kung alam mong talagang suspicious na,
05:53.3
Report nyo sa mga authorities.
05:55.0
Again, mga friendship,
05:56.7
nagkakamali po ako.
05:57.9
That's the reason why
05:58.7
we have to do due diligence.
06:01.0
Let us not allow emotions
06:02.7
to get the best of us.
06:04.5
Again, my friends,
06:05.8
it took you a lifetime
06:06.7
to earn the money.
06:07.6
It took you a lifetime
06:08.5
to save the money.
06:09.6
But it only takes you
06:11.8
to lose everything.
06:13.1
I hope that this message
06:14.6
will reach more people.
06:16.8
Because prevention is better than cure.
06:18.6
I-share nyo tong video na ito
06:19.7
sa mga friends nyo,
06:20.6
sa kamag-anak nyo,
06:21.4
kababayan nating OFW
06:22.7
para maiwasan po nila.
06:24.4
At para sa mga tao namang
06:27.5
there's still hope.
06:28.6
Huwag kayong mawalan ng pag-asa.
06:30.6
I do believe whatever
06:31.6
the enemy has stolen from you,
06:33.3
God can return it to you in full.
06:37.5
Maraming salamat po
06:38.3
and I hope that you got enlightened
06:39.7
with this session of ours.
06:41.5
tamang karunungan,
06:42.3
tamang disiplina,
06:43.3
ang susi sa pag-iyangan.
06:56.7
Thank you for watching!
