00:31.7
hindi mo na-re-reach talaga yung gusto mo sa buhay.
00:34.3
Nako, I know exactly how you feel because that's how I also felt before.
00:38.1
But I found out ang problema pala.
00:39.8
Hindi yung opportunity, hindi yung ginagawa kong problema pala ako.
00:42.9
Kaya nga, gusto kong malaman mo muna.
00:44.6
Kung ikaw ba, alam mo na ba mga senyales na ikaw ay hindi masaya
00:48.1
at di mo na ma-maximize ang iyong potential.
00:50.2
So, this is what I want you to do.
00:51.7
I want this to be a coaching session para to maximize.
00:54.1
I want you to get a piece of paper and a pen
00:55.8
and then I want you to do a checklist from 1 to 10
00:58.3
kung tinatamaan mo ba itong mga signs na ito.
01:00.5
Number one sign, meron kang unfulfilling na trabaho.
01:03.3
Yung parang, alam mo pumapasok ka lang, no offense me,
01:05.9
dahil kailangan mo lang, hindi dahil gusto mo.
01:08.1
Ginagawa mo lang dahil sa pera.
01:09.5
Hindi ka na happy, di ba?
01:11.0
At the same time, na-stress ka na, na-pressure ka na.
01:13.6
At it doesn't necessarily mean to say na hindi malaki ang income mo.
01:17.8
Kahit malaki ang income mo, pero hindi fulfilling ang trabaho mo.
01:20.9
Ang hirap niyan, grabe.
01:22.4
Pero ito yun, di ba?
01:23.4
Ang sarap na magtrabaho, kahit na maliit o malaki man ang sweldo,
01:27.3
pero nage-enjoy ka.
01:28.3
Pero pag unfulfilling ang trabaho mo, sobrang nakakapagod yan.
01:32.5
Agree? That's number one sign.
01:33.9
Check mo na agad kung ikaw ay guilty, type guilty na agad.
01:37.2
Number two sign na hindi mo pa naririch ang maximum potential mo sa income mo,
01:41.0
kulang ang iyong budget, obvious pa.
01:42.5
Di ba? Yung parating kapos na lang, yung parang na-stress ka na sa iyong mga babayarin,
01:46.4
na hindi naman kailangan.
01:47.7
Kasi alam mo kung na-stress ka this month,
01:49.7
at hindi mo gawan ng solusyon next month,
01:52.0
anong problema mo? Stressed ka pa rin.
01:53.7
Di ba? The following month, stressed ka pa rin.
01:55.5
That's the second sign.
01:56.6
Third sign is this.
01:57.7
You cannot avoid missing a payment.
02:01.6
Bakit po? Kasi the moment you miss a payment, you miss a paycheck.
02:05.0
Ano po mangyayari niyan?
02:06.2
Siyempre, utang ka na.
02:07.3
Kasi wala kang emergency fund.
02:09.2
Hindi lang kulang sa budget ha, wala kang emergency fund.
02:11.7
Hindi ka magpwede magkaroon ng emergency.
02:13.7
Oras na nagkaroon ka ng emergency, double emergency na.
02:16.4
Emergency number one, mangungutang ka para pambayad ng emergency mo.
02:21.0
Pangalawa, mangungutang ka para pambayad ng mga babayarin mo.
02:24.7
That's the third sign.
02:25.6
Fourth sign na ikaw ay,
02:27.0
hindi mo pa nare-reach at na ma-maximize ang financial potential mo.
02:30.4
Wala kang financial goal.
02:31.5
Hindi mo alam talaga yung parang you just go with the flow.
02:35.3
Sino sa inyo guilty dito?
02:36.7
Guilty. Bakit type guilty?
02:38.8
When I say wala kang talagang financial goal,
02:42.1
ang ibig sabihin lang po nito,
02:43.9
yung parang ka pumapasok sa supermarket na hindi mo alam anong bibilin mo.
02:47.7
Ang hirap mamili sa supermarket na hindi mo alam kung anong bibilin mo.
02:51.9
Di ba? Paglabas mo, parang, ha? Nabili ko na ba?
02:54.2
At saka, ang hirap hanapin kung hindi mo alam kung anong hinahanap.
02:57.1
Does it make sense?
02:58.2
Kaya it's very important that you need to have financial goals.
03:00.9
Di ba? Anong short-term, medium-term, and long-term goals mo?
03:04.0
Number five sign na talagang you're not reaching your maximum potential in income,
03:08.5
you always have the tendency to compare yourself with others.
03:11.9
Feeling mo lang lahat na kasabayan mo successful na ikaw napag-iwanan ka na
03:15.1
either naiinis ka, nagagalit ka, di ba?
03:18.0
Nade-depress ka, nade-disappoint ka,
03:19.8
na parang, yun nga, hindi mo pa nararating.
03:22.0
Ay nako, kung yan ang nararamdaman mo, friendship, hindi mo pa na ma-maximize.
03:27.0
Kaya magpatuloy, ha?
03:27.9
Batiin ko lang si Miro, HK, si Pungging J, at si Sian Barro.
03:32.9
Number six sign na po tayo.
03:34.3
Sana nakakascore po kayo.
03:35.4
Number six sign na ikaw ay hindi mo pa na-reach ang maximum potential mo
03:38.8
is you have a trouble on saying no.
03:43.3
In other words, you are a man-pleaser.
03:46.8
Madalas kang ikang mapagsamantalan, mapag-utusan.
03:51.2
Ikaw ang kinatawag na easy call ng bayan.
03:54.2
Hindi ka makahindi.
03:55.2
Oo, hindi ka makatanggi.
03:56.4
Yun po ang ibig sabihin.
03:57.1
Sabihin po niyan, eh, minsan nga, nagtataka ka.
03:59.4
Bakit parati ako nagsisilbi sa tao?
04:01.4
Kailan kaya ako pagsisilbi?
04:03.2
Number seven sign na ikaw ay hindi mo pa na-reach ang maximum potential mo.
04:07.2
Kung anong alam mo five years ago, yan pa rin ang alam mo.
04:10.0
Hindi ka nag-expand ang skills, eh.
04:11.5
Itong reality, ha?
04:13.1
Kung gusto mo talaga tumaas ang iyong income,
04:15.6
kailangan madagdagan ang iyong kaalaman.
04:18.5
Develop your skills.
04:19.9
Once you learn a new skill, let me promise you,
04:23.2
your maximum income will follow.
04:26.6
Number eight, you always look back on the past.
04:30.0
Diba yung parang, you always bring the past.
04:32.2
You always live in the past.
04:33.6
Hindi ako successful kasi wala akong pinag-aralan.
04:35.9
Hindi ako nakapagtapos.
04:37.4
Walang tumulong sa akin, you bring the past.
04:39.3
Or number two, you live in the past.
04:40.9
Dating successful ka.
04:42.3
Uy, dati trabaho ko ganito.
04:43.7
Dati income ko ganito.
04:45.7
Alam mo, one thing I've learned from the past is this.
04:47.9
You and I cannot bring back the past.
04:50.8
But you and I can sure change the future
04:53.1
by making the right decision today.
04:54.8
Does it make sense?
04:55.6
Might make sense if it makes sense.
04:58.0
Number nine sign na ikaw ay hindi naririchang maksimum potensyal.
05:02.1
You are doing something that you are not really called to do.
05:07.9
Alam mo na hindi mo talaga calling itong ginagawa mo.
05:11.7
Nadidiktahan ka lang.
05:12.9
Para kang ibo nasa haula.
05:14.9
You're forced to do something lang.
05:17.1
Alam mo naman na hindi naman pang nursing.
05:20.0
Hindi ka pang nursing.
05:21.2
Ang gusto mo kumanta.
05:22.7
Ang gusto mo magperform.
05:25.6
Family nyo yung nursing.
05:26.6
Kumukuha ka ng nursing.
05:27.8
Alam mo naman na ang calling mo ay hindi pang negosyo.
05:31.4
Since minana mo lang yung negosyo ng ano mo.
05:33.7
Parang bigat na bigat ka na.
05:35.6
You just need to continue and follow the legacy of your parents.
05:38.9
Let me tell you this.
05:40.1
Kailangan talaga you have to move out and be brave
05:43.0
to really pursue what you really are called to do.
05:47.3
Mahirap gawin ang isang bagay kung ito ay labag sa inyong loob.
05:50.7
Do you feel what I'm feeling?
05:52.3
Type yes, I feel.
05:53.7
And number ten sign.
05:55.2
That you are not really maximizing your financial potential in life.
05:59.5
Kulang pa ang iyong kaalaman tungkol sa pera.
06:02.4
Like for example.
06:03.6
Parati hindi ka nakakasave.
06:05.0
Hindi ka nakapag-budget.
06:06.2
Kung magne-negosyo ka, lugi.
06:07.5
Kung mag-iinvest ka, nalulugi.
06:09.9
So kulang pa ang iyong kaalaman.
06:11.6
Kasi hindi mo pwedeng sabihin, eh nakapagtapos na ako.
06:14.4
Yes, nakagraduate na ako.
06:15.8
Nakapagtapos ka na, nakagraduate ka na.
06:17.4
Pero hindi ka naman tinuruan kung paano mag-work ang pera.
06:21.4
Kaya nga you must be actively learning.
06:23.7
Kailangan mag-evolve.
06:25.1
Kung po tayo, we must be a lifelong learner.
06:28.5
Kaya nga, entanong ko sa iyo, friendship.
06:30.4
Itong napanood mo itong video na ito.
06:32.2
From sign one to ten, anong score mo?
06:34.6
Ulitin nga natin.
06:36.6
Unfulfilling yung trabaho mo.
06:38.0
Kulang ka sa budget.
06:39.0
Hindi mo alam yung ano ba yung gusto mo talagang gawin.
06:41.9
Wala kang financial goal.
06:43.9
Kinukumpara mo yung sarili mo sa ibang tao.
06:46.5
You are a man-pleaser.
06:48.6
Yung skills mo, yung parin yun.
06:51.2
Parati kang nakatira sa nakaraan.
06:53.0
Past failure and past success.
06:56.2
Nadidiktahan ka kung anong gusto mo.
06:57.7
Hindi mo calling yan.
06:58.7
And last but not the least.
07:00.2
Kulang pa ang iyong kaalaman tungkol sa pera.
07:02.8
Again, about the ten signs.
07:04.3
Ano ang score mo?
07:05.7
If your score is high here, let me be honest with you.
07:08.5
It's time for you to change.
07:10.2
It's time for you to be open.
07:11.7
It's time for you to take risks.
07:13.3
It's time for you to do something that is different.
07:16.7
Ang ultimate goal natin sa buhay is to not live in life in regret.
07:20.8
But ang ultimate goal natin sa buhay is to live life to the fullest.
07:25.2
So I want to challenge you mga kaiponaryo.
07:27.5
Sana naman magbago ang iyong pananaw after this.
07:30.2
And then pakishare mo lang kung anong mga dissatisfaction mo sa buhay
07:33.4
sa ginagawa mo sa comment section para naman ma-inspire kami at matuto sa inyo.
07:38.1
Tatandaan, tamang karunungan, tamang disiplina po ang susi sa pagyaman.
07:55.1
Thank you for watching!
