00:47.4
But kung hindi ka naniniwala, I don't think this is the video for you. It's not anymore relevant for you.
00:52.9
So you can stop watching.
00:53.8
So, ano itong isang pinakamalupit na sikreto na nabasa ko talaga sa Bible na talagang in-apply ko that really helped me a lot in terms of sa pagpapadami ng pera?
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And this is the word called diversification.
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Yes, I know you've heard already diversify, diversify, diversify.
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O pag nag-i-invest ka, never put your eggs in one basket. Kailangan scattered ka, may real estate ka, may stock market ka, meron kang iba-iba.
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Yes, but actually that principle originated really from the Bible.
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If you look at Ecclesiastes 11.2, sinabi niya give a portion to seven or even to eight, for you do not know what disaster might may happen to earth.
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So, number two, parang sinasabi niya, divide your investment among many places for you do not know what risk might lie ahead.
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Yun pong ibig sabihin po niyan in other translation.
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So, makikita po talaga natin yung wisdom na nanggagaling po sa good book in terms of handling our finance, managing our finance,
01:51.3
and growing our business.
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So, number two, parang sinasabi niya, divide your investment among many places for you do not know what risk might lie ahead.
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And that is what the wise people often do. They want to avoid and minimize risk.
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This is a smart strategy so that you can make more money and then also protect your money.
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So, right now, I would like to share with you how I was able to apply itong mga principles na ito.
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And I hope that you will start taking down notes and then you can also apply the same principle.
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If it worked for me, it will work for you. Okay?
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So, ito lang, bago tayo mag-umpisa, naniniwala ba kayo?
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So, that diversification is really good. If it's good, type good in the comment section.
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Okay, type good in the comment section.
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So, number one, paano natin diversify?
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First, we should learn how to diversify not only in terms of investment but in terms of cash flow.
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Okay, sulat niyo, cash flow.
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Ang ibig sabihin po ng cash flow is this, never put your eggs in one basket.
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Hindi mo pwedeng, hindi lang pwedeng iisa ang source ng inyong income.
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Pag iisa lang ang source ng inyong income, hindi mo pwedeng iisa ang source ng inyong income.
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Pag iisa lang ang source ng inyong income, alam niyo na po ano mangyayari.
02:55.3
Should I bring you back to March 2020?
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Nag-lockdown. Nawala ng work ng ibang tao. Humina ang negosyo.
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So, if you are one of those people who are affected or who were affected, type affected in the comment section.
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Diba, I just imagine na hindi na dapat ganun. Diba?
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Pwede ba magkaroon ng pandemic to? Pwede.
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Kaya nga, ang solusyon is multiple income.
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Explore different avenues of income.
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Like for example, may trabaho ka na.
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Diba, number one, may trabaho ka na.
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Pwede ka pang mag-sideline.
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Pwede ka pang mag-freelance work.
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Pwede ka pang mag-side business.
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In other words, mag-isip ka ng pamamaraan.
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Aside from your first income, magkaroon ka ng second income.
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Importante po yan.
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Multiple income streams.
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Kasi para just in case na mawala ang first income, meron kang second income.
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And that is what most of the rich people are doing.
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Kung napapansin nyo.
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Name me one businessman na iisa lang ang negosyo.
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Wala. Multiple ang businesses nila.
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Number two, business ventures.
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So, like for example, kung ikaw wala ka pang business, pwede ka mag-start ang business mo.
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Or if not naman, kung may business ka, expand your business offerings.
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Launch new ventures in related or different industries.
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And that's what most of the rich people are doing again.
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Diba, pagkatapos ng isa, nag-supermarket si SM.
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Pagkatapos niyan.
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Nag-department store, nag-real estate, nag-banko.
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Yun. Kailangan po talagang ganun tayo mag-isip.
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That's second one.
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Third, diversification.
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Alam mo, pwede pa natin ikanga palakihin at padamihin ang ating income is through network.
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Learn how to diversify your network.
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In terms of networks of contacts in different industries, professions.
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Kasi pagka gumaling ka sa connection, dadami ang partnerships mo.
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Dadami ang opportunities mo.
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Alam mo, ito lang ha, pakinggan mo ko mabuti.
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Masipag ka, magaling ka, may skills ka, may talent ka.
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Pero alam mo, problema mo, you are probably just one connection away for experiencing a breakthrough.
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Para ikaw ay umunlad at umamad.
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Parang ganito lang yan eh.
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Si Sam Milby, Sam Milby will not Sam Milby be Sam Milby if it wasn't for a person who discovered him.
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Likewise with Isko Moreno, with all of the talents.
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Kung walang connection.
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Tamang connection.
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Wala, hindi sila sisikat kahit napakagaling nila.
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Ako naniniwala kung maraming mga talented at magagaling na tao.
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Dahil ang kulang lang sa connection, kaya hindi nabibigyan ng break.
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Bakit? Isa ka na.
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And then number four, diversify.
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Ito pa kailangan ma-diversify.
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Especially if you are in business.
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Diversify your suppliers.
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When you say suppliers, hindi lang pwede iisa ang supplier mo.
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Kasi pag iisa lang ang supplier mo, oras na nagtaas ng presyo o nag-out of stock siya, ano mangyari sa'yo?
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Wala kang choice, wala kang bibenta, or if not naman, magtataas ka ng presyo.
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Pero kung multiple suppliers ka, tatlo, apat na suppliers ka, hindi ka talaga pwedeng, you can choose the best price.
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Kahit na hindi siya nag-deliver yung size, supplier B magde-deliver, sa suppliers yung magde-deliver.
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And that is what I did also with all of my printing.
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Sa printing ko, tatlo suppliers ko.
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Para kung nag-fail si A, may B.
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Tuloy-tuloy yung negosyo.
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As it makes sense.
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Okay, before we continue, maraming pa ako si-share sa inyo.
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Grabe itong idea ng diversification.
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I would like to say hi to Amigo Breeder TV.
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At the same time, si Ashley Blanza.
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Maraming maraming salamat.
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Meron pa po tayong, ano, ilan pa.
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So bear with me, wag kayong aalis.
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Meron pa tayong diversification in terms of skills and knowledge.
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When you say skills and knowledge, continuously invest in new learnings.
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Gaining knowledge.
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Areas that can increase your earning potential.
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Like for example, work from home ka.
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Meron kang ginagawa.
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Like for example, tutorial.
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Baka pwede kang mag-upgrade ng skills sa graphic artist or video editing.
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Graphic artist, video editing, easily you can charge from 500 to 2,000 pesos per project.
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Because you increase skills and knowledge, nag-diversify ka.
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And also, diversify in terms of your passive income sources.
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Alam na po natin yan.
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Yung nga, stocks, mutual fund, pag-ibig MP2, e-banks, tapos real estate.
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And also, ito pa, isa pang importante po.
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Protection naman ang pag-usapan po natin.
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Diversify by creating what we call as emergency funds.
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Importante yan magkaroon tayo ng emergency funds.
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A part of diversification yan.
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Just in case na mawala ng work.
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Meron kang pondo.
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Just in case humina ang negosyo, may pondo ka.
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Another diversification na kailangan natin.
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In terms of protection, is insurance.
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Protect your assets and income with various type of insurance.
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Health, life, disability, liability insurance, at marami pang iba.
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That's again, pagka-prinotektahan mo ang iyong pera.
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Just in case, huwag naman sana.
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Na-hospital ka, magkano babayaran mo?
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Pero pag meron kang diversification, panalong-panalo ka.
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And last but not the least, also retirement accountments.
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Multiple retirement accounts.
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Like for example, meron ka for your retirement fund.
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Meron ka for your travel fund.
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Meron kayo, diba?
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Inheritance fund.
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So, part of diversification yan.
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Ang kagandahan kasi, itong principle ng diversification,
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ng alam ng mga matatalino at mayayaman,
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can help them manage risk.
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Kaya nga, bago kayo pumasok, no?
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Bago kayo pumasok, pag-aralan nyo muna.
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I suggest talaga, pag-aralan.
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Kung hindi alam, magtanong.
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Look for a financial advisor or expert.
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Who can give you valuable insight.
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To tailor fit to your situation.
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There's no one-size-fit-all.
08:57.0
So, para sa mga taong nandito ngayon na nakikinig.
09:00.9
Nakatulong ba itong session na ito sa inyo?
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Pag nakatulong type, nakatulong.
09:05.5
And if some of you are saying,
09:07.1
Chinky, I want to learn pa more in terms of diversification.
09:11.5
I want to learn on how do I protect my income.
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How do I scatter my income sources?
09:16.4
How do I scatter my investment?
09:18.6
If you want to earn more,
09:19.5
save more, and invest more.
09:21.0
May good news po ako sa inyo.
09:22.6
You can watch a free video.
09:25.2
I will outline to you the four things that you need to learn
09:28.1
in order for you to earn more,
09:30.1
save more, invest more, and protect more.
09:33.3
So, kung gusto mo, this is a free session.
09:35.0
All you need to do is just go to this website.
09:37.7
Itong website na nakikita nyo right now dito.
09:42.9
And then you'll get a free session there.
09:45.2
I hope that this session has helped you,
09:49.2
na diversification is one of the best strategies
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in order for you to grow,
09:55.1
in order for you to protect your money.
09:59.1
tamang karunungan,
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tamang disiplina po
10:01.2
ang susi sa pagyaman.
