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00:00.0
Gusto mo bang matutunan isang malupit na sikreto pagdating po sa pagunlad at pagpapadami ng pera?
00:07.8
If you are interested, you got to watch this video.
00:10.6
Videos that will make you wealthy and debt-free.
00:17.3
Hi there, there's Chinky Tan, your Pambansang World Coach.
00:20.1
Sa episode na ito, medyo iba yung ambience po natin because I want to chill lang.
00:24.7
Because I'm about to share with you and reveal to you one of the most powerful secret that I've learned from reading the good book.
00:34.8
When I refer to the good book, that's the Bible.
00:36.9
That's the reason why itong si-share ko po ito yung sikreto na ito.
00:39.8
If you are a person who believes in God, who prays to God, at the same time who believes that the Bible is the Word of God, please keep on watching.
00:47.4
But kung hindi ka naniniwala, I don't think this is the video for you. It's not anymore relevant for you.
00:52.9
So you can stop watching.
00:53.8
So, ano itong isang pinakamalupit na sikreto na nabasa ko talaga sa Bible na talagang in-apply ko that really helped me a lot in terms of sa pagpapadami ng pera?
01:02.9
And this is the word called diversification.
01:07.0
Yes, I know you've heard already diversify, diversify, diversify.
01:10.8
O pag nag-i-invest ka, never put your eggs in one basket. Kailangan scattered ka, may real estate ka, may stock market ka, meron kang iba-iba.
01:17.7
Yes, but actually that principle originated really from the Bible.
01:21.8
If you look at Ecclesiastes 11.2, sinabi niya give a portion to seven or even to eight, for you do not know what disaster might may happen to earth.
01:31.8
So, number two, parang sinasabi niya, divide your investment among many places for you do not know what risk might lie ahead.
01:38.7
Yun pong ibig sabihin po niyan in other translation.
01:41.9
So, makikita po talaga natin yung wisdom na nanggagaling po sa good book in terms of handling our finance, managing our finance,
01:51.3
and growing our business.
01:51.7
So, number two, parang sinasabi niya, divide your investment among many places for you do not know what risk might lie ahead.
01:51.8
And that is what the wise people often do. They want to avoid and minimize risk.
01:58.3
This is a smart strategy so that you can make more money and then also protect your money.
02:03.5
So, right now, I would like to share with you how I was able to apply itong mga principles na ito.
02:09.8
And I hope that you will start taking down notes and then you can also apply the same principle.
02:15.2
If it worked for me, it will work for you. Okay?
02:18.2
So, ito lang, bago tayo mag-umpisa, naniniwala ba kayo?
02:21.5
So, that diversification is really good. If it's good, type good in the comment section.
02:28.7
Okay, type good in the comment section.
02:30.6
So, number one, paano natin diversify?
02:33.3
First, we should learn how to diversify not only in terms of investment but in terms of cash flow.
02:39.8
Okay, sulat niyo, cash flow.
02:41.2
Ang ibig sabihin po ng cash flow is this, never put your eggs in one basket.
02:45.2
Hindi mo pwedeng, hindi lang pwedeng iisa ang source ng inyong income.
02:50.1
Pag iisa lang ang source ng inyong income, hindi mo pwedeng iisa ang source ng inyong income.
02:51.3
Pag iisa lang ang source ng inyong income, alam niyo na po ano mangyayari.
02:55.3
Should I bring you back to March 2020?
02:59.5
Nag-lockdown. Nawala ng work ng ibang tao. Humina ang negosyo.
03:04.0
So, if you are one of those people who are affected or who were affected, type affected in the comment section.
03:10.5
Diba, I just imagine na hindi na dapat ganun. Diba?
03:14.6
Pwede ba magkaroon ng pandemic to? Pwede.
03:17.4
Kaya nga, ang solusyon is multiple income.
03:22.6
Explore different avenues of income.
03:24.8
Like for example, may trabaho ka na.
03:26.5
Diba, number one, may trabaho ka na.
03:28.3
Pwede ka pang mag-sideline.
03:30.2
Pwede ka pang mag-freelance work.
03:32.3
Pwede ka pang mag-side business.
03:33.8
In other words, mag-isip ka ng pamamaraan.
03:36.9
Aside from your first income, magkaroon ka ng second income.
03:40.8
Importante po yan.
03:41.8
Multiple income streams.
03:43.5
Kasi para just in case na mawala ang first income, meron kang second income.
03:48.8
And that is what most of the rich people are doing.
03:51.3
Kung napapansin nyo.
03:52.7
Name me one businessman na iisa lang ang negosyo.
03:56.0
Wala. Multiple ang businesses nila.
03:59.8
Number two, business ventures.
04:02.6
So, like for example, kung ikaw wala ka pang business, pwede ka mag-start ang business mo.
04:06.9
Or if not naman, kung may business ka, expand your business offerings.
04:10.8
Launch new ventures in related or different industries.
04:14.3
And that's what most of the rich people are doing again.
04:16.9
Diba, pagkatapos ng isa, nag-supermarket si SM.
04:20.0
Pagkatapos niyan.
04:21.3
Nag-department store, nag-real estate, nag-banko.
04:24.5
Yun. Kailangan po talagang ganun tayo mag-isip.
04:27.3
That's second one.
04:28.5
Third, diversification.
04:30.3
Alam mo, pwede pa natin ikanga palakihin at padamihin ang ating income is through network.
04:35.8
Learn how to diversify your network.
04:38.4
In terms of networks of contacts in different industries, professions.
04:42.9
Kasi pagka gumaling ka sa connection, dadami ang partnerships mo.
04:49.2
Dadami ang opportunities mo.
04:51.3
Alam mo, ito lang ha, pakinggan mo ko mabuti.
04:54.3
Masipag ka, magaling ka, may skills ka, may talent ka.
04:57.5
Pero alam mo, problema mo, you are probably just one connection away for experiencing a breakthrough.
05:05.0
Para ikaw ay umunlad at umamad.
05:06.8
Parang ganito lang yan eh.
05:08.1
Si Sam Milby, Sam Milby will not Sam Milby be Sam Milby if it wasn't for a person who discovered him.
05:15.7
Likewise with Isko Moreno, with all of the talents.
05:19.2
Kung walang connection.
05:21.3
Tamang connection.
05:22.3
Wala, hindi sila sisikat kahit napakagaling nila.
05:25.2
Ako naniniwala kung maraming mga talented at magagaling na tao.
05:29.0
Dahil ang kulang lang sa connection, kaya hindi nabibigyan ng break.
05:33.1
Bakit? Isa ka na.
05:34.9
And then number four, diversify.
05:37.7
Ito pa kailangan ma-diversify.
05:39.5
Especially if you are in business.
05:42.3
Diversify your suppliers.
05:45.6
When you say suppliers, hindi lang pwede iisa ang supplier mo.
05:51.3
Kasi pag iisa lang ang supplier mo, oras na nagtaas ng presyo o nag-out of stock siya, ano mangyari sa'yo?
05:58.1
Wala kang choice, wala kang bibenta, or if not naman, magtataas ka ng presyo.
06:04.6
Pero kung multiple suppliers ka, tatlo, apat na suppliers ka, hindi ka talaga pwedeng, you can choose the best price.
06:11.0
Kahit na hindi siya nag-deliver yung size, supplier B magde-deliver, sa suppliers yung magde-deliver.
06:14.5
And that is what I did also with all of my printing.
06:16.8
Sa printing ko, tatlo suppliers ko.
06:19.1
Para kung nag-fail si A, may B.
06:22.1
Tuloy-tuloy yung negosyo.
06:23.3
As it makes sense.
06:24.6
Okay, before we continue, maraming pa ako si-share sa inyo.
06:27.0
Grabe itong idea ng diversification.
06:30.1
I would like to say hi to Amigo Breeder TV.
06:35.2
At the same time, si Ashley Blanza.
06:37.4
Maraming maraming salamat.
06:38.9
Meron pa po tayong, ano, ilan pa.
06:41.0
So bear with me, wag kayong aalis.
06:42.8
Meron pa tayong diversification in terms of skills and knowledge.
06:46.4
When you say skills and knowledge, continuously invest in new learnings.
06:51.3
Gaining knowledge.
06:53.1
Areas that can increase your earning potential.
06:55.8
Like for example, work from home ka.
06:58.4
Meron kang ginagawa.
06:59.9
Like for example, tutorial.
07:01.6
Baka pwede kang mag-upgrade ng skills sa graphic artist or video editing.
07:06.1
Graphic artist, video editing, easily you can charge from 500 to 2,000 pesos per project.
07:12.8
Because you increase skills and knowledge, nag-diversify ka.
07:16.0
And also, diversify in terms of your passive income sources.
07:20.1
Alam na po natin yan.
07:21.3
Yung nga, stocks, mutual fund, pag-ibig MP2, e-banks, tapos real estate.
07:29.0
And also, ito pa, isa pang importante po.
07:31.3
Protection naman ang pag-usapan po natin.
07:33.6
Diversify by creating what we call as emergency funds.
07:37.6
Importante yan magkaroon tayo ng emergency funds.
07:40.2
A part of diversification yan.
07:43.0
Just in case na mawala ng work.
07:44.6
Meron kang pondo.
07:45.7
Just in case humina ang negosyo, may pondo ka.
07:48.6
Another diversification na kailangan natin.
07:50.6
In terms of protection, is insurance.
07:53.1
Protect your assets and income with various type of insurance.
07:57.1
Health, life, disability, liability insurance, at marami pang iba.
08:01.7
That's again, pagka-prinotektahan mo ang iyong pera.
08:06.9
Just in case, huwag naman sana.
08:09.2
Na-hospital ka, magkano babayaran mo?
08:12.1
Pero pag meron kang diversification, panalong-panalo ka.
08:16.4
And last but not the least, also retirement accountments.
08:20.0
Multiple retirement accounts.
08:21.9
Like for example, meron ka for your retirement fund.
08:25.1
Meron ka for your travel fund.
08:26.6
Meron kayo, diba?
08:27.6
Inheritance fund.
08:28.6
So, part of diversification yan.
08:32.2
Ang kagandahan kasi, itong principle ng diversification,
08:35.1
ng alam ng mga matatalino at mayayaman,
08:37.3
can help them manage risk.
08:39.1
Kaya nga, bago kayo pumasok, no?
08:41.2
Bago kayo pumasok, pag-aralan nyo muna.
08:43.6
I suggest talaga, pag-aralan.
08:46.0
Kung hindi alam, magtanong.
08:47.4
Look for a financial advisor or expert.
08:50.0
Who can give you valuable insight.
08:52.5
To tailor fit to your situation.
08:54.1
There's no one-size-fit-all.
08:57.0
So, para sa mga taong nandito ngayon na nakikinig.
09:00.9
Nakatulong ba itong session na ito sa inyo?
09:03.1
Pag nakatulong type, nakatulong.
09:05.5
And if some of you are saying,
09:07.1
Chinky, I want to learn pa more in terms of diversification.
09:11.5
I want to learn on how do I protect my income.
09:14.1
How do I scatter my income sources?
09:16.4
How do I scatter my investment?
09:18.6
If you want to earn more,
09:19.5
save more, and invest more.
09:21.0
May good news po ako sa inyo.
09:22.6
You can watch a free video.
09:25.2
I will outline to you the four things that you need to learn
09:28.1
in order for you to earn more,
09:30.1
save more, invest more, and protect more.
09:33.3
So, kung gusto mo, this is a free session.
09:35.0
All you need to do is just go to this website.
09:37.7
Itong website na nakikita nyo right now dito.
09:42.9
And then you'll get a free session there.
09:45.2
I hope that this session has helped you,
09:49.2
na diversification is one of the best strategies
09:53.3
in order for you to grow,
09:55.1
in order for you to protect your money.
09:59.1
tamang karunungan,
10:00.1
tamang disiplina po
10:01.2
ang susi sa pagyaman.
